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5000 point bonus with Citi Thank You Premier

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5000 point bonus with Citi Thank You Premier

Over the weekend I received a targeted offer for my Citi Thank You Premier card. The offer would grant me 5000 TY points after I added an authorized user and spent more than $3000 combined by September 30th. I’m not exactly eager to sign up for this offer. I’m really on the fence with keeping this card, but haven’t signed up for a Citi Prestige card quite yet, which means I need to transfer my points or lose them. I don’t have THAT many TY left and I’m tempted to transfer all of them out to Singapore for a couple trips I have planned in the next year.

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I Do love my Thank You Premier card. Why?  Incredible transfer partners = Fly like a BALLER

Thank You Premier
Thank You Premier
  1. Hilton
  2. Cathay Pacific ( One World )
  3. Eva ( Star Alliance )
  4. Etihad ( Non-alliance:  American, Air France, Garuda, Korean, etc  Full List )
  5. Air France ( Sky Team )
  6. Garuda ( Sky Team )
  7. Malaysia ( One World )
  8. Qantas ( One World )
  9. Qatar ( One World )
  10. Singapore ( Star Alliance )
  11. Thai ( Star Alliance )
  12. Virgin Atlantic  ( Sky Team )

These Transfer partners are the biggest reason I signed up in the first place.

These partners give great access to the 3 major airline alliances: Star Alliance, Sky Team, and One World. Having the ability to now use a Citi Card that accumulates points that can transfer into these various airlines gives me the ability to top up accounts by transferring Thank You points in addition to  Amex Membership Rewards, and Chase Ultimate Rewards. These are 3 of the 4 best flexible currency programs (Award Programs that allow you to transfer into partner programs.)  Meaning, my flexible currency account balances can grow faster through sign up bonuses and I can travel on their partner programs more often by transferring smaller amounts from each flexible account. This strategy keeps more points in flexible currencies rather than having to empty out those accounts for an award redemption. Let’s take a look an an example of what I’m referring to.

I want to take a trip to Russia later this year…I want to fly Singapore Airlines Business or First. Well…who doesn’t?! I actually wanted to take this trip last year, but things didn’t work out.

Clearly I wouldn’t be paying cash for this trip. But both of these are very attainable with just ONE sign up!

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Singapore is a transfer partner of Citi Thank You, Chase Ultimate Rewards, and American Express Membership Rewards. I have balances in all three accounts. Cha-Ching. You can also transfer from SPG…I just don’t have any.

Taking the flight in business (discount 15% for online bookings) is 48,875 points.

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And here is what I will be flying! Not. Bad.

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The Thank You Premier card has been good to me…but I’d love a big fat Prestige bonus too.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

60k Points after $4k spend in 3 months

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Travel Portal
  • 2x on all other travel
  • $50 Annual Credit on hotel stays purchased via Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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