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Rakuten has become one of my absolute favorite portals since it integrated the accrual of American Express Membership Rewards as an option to cash back. If you’re unfamiliar with this feature, read this article where we show you how to choose that option, but essentially every 1% you see as cashback is 1x Amex points. In the case of this Expedia example, the cashback rate has been bumped up to 7%, so we’d be earning 7x on qualifying Expedia purchases. Unfortunately, flights aren’t included at 7x, but hotels are included just remember that you won’t enjoy hotel elite status, etc when booking through Expedia.
If you don’t have a Rakuten account, use our referral. We’ll get a referral bonus and you’ll get $10. Join here
Here’s a breakdown of the categories offering increased cashback
Non-chain affiliated hotels are your best bet
Each person needs to make their own judgement as to how much they use, enjoy, and benefit from hotel elite status. If you’re top tier with Hilton, Hyatt, or Marriott, you’ll have access to lounges and free breakfast that may outweigh earning 7x on your stay. However, if you’re staying at a non-chain boutique or luxury hotel – this could be a fantastic way to earn extra points. We stayed a fantastic boutique hotel in Paris as part of a hotel and train package called the Marignan. We enjoyed a stunning Eiffel Tower view room. I’d stay there again in a heartbeat, and using a deal like this could help us earn 10x points on the booking.
Yes, I said 10x points
Since you’re using the portal to earn 7x we don’t need to go into detail there, but you can stack that deal with your credit card. There are several cards that earn 3x points on nearly all travel purchases. Two of my favorites are the new Amex Green and the Chase Ink Business Preferred. If you had to pick between the two…I’d go Ink Business Preferred. The $95 annual fee is unbeatable, and gives you free mobile phone insurance.
Monkey Miles has partnered with CardRatings for our coverage of credit card products. Monkey Miles and CardRatings may receive a commission from card issuers
A Monkey Miles favorite for small business owners who want triple points on valuable categories + free mobile phone insurance. Enjoy an all time high sign up bonus as well!
♥ Earn 80k Bonus Points after $5k Spend in 3 months
♥ 3x on travel, mobile phone, internet, cable, social media advertising, and shipping ( up to $150k )
♥ Earns some of the most valuable points in the industry