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At the beginning of the pandemic I used Instacart all the time for groceries, as did my parents. As things progressed and supermarkets started facilitating curbside pickup I stopped using Instacart all together. But…this deal kinda makes me rethink whether I should load up on a ton of stuff and trigger the credit with benefit of home delivery. Now…here is the BIG exclusion that you MUST pay attention to…. this will only be on the accounts of Amex Platinum/Business Platinum cardholders who had their card as of 11/1/2020. If you recently acquired one you won’t be eligible even if it sneaks onto your account.
Here are the 7 American Express Cards that I keep and links to their current offers and why we have them in our wallet and recommend your consideration.
- American Express Platinum
- American Express Gold
- American Express Green
- American Express Business Platinum
- American Express Business Gold
- American Express Blue Business
- American Express Blue Business Plus
Instacart: Spend $250 and get $50 back
- Spend $250 or more on one or more transactions and get $50 back
- Limit 2x
- Must be through the Instacart app
Terms and Conditions:
Enrollment limited. Must first add offer to Card and then use same Card to redeem. Only U.S-issued Consumer Platinum and Consumer and Business Centurion American Express® Cards are eligible. Limit 1 enrolled Card per Card Member across all American Express offer channels. Your enrollment of an eligible American Express Card for this offer extends only to that Card. Offer valid for purchases made online at instacart.com or through the Instacart mobile app. Excludes orders placed or shipped internationally. See Instacart website for delivery availability in your market. Offer is non-transferable. Limit of 2 statement credits (total of $100 back) per Card Member. Offer is available for eligible Card Members with active accounts as of 11/1/2020. The enrolled Card account must not be cancelled or past due to receive statement credits. Any benefit earned from this offer is in addition to the rewards (i.e. Membership Rewards or cash back) earned as part of your existing Card benefits, but your ability to earn spend-based rewards for the purchase will be based on the amount after any statement credit or other discount is applied. Statement credit will appear on your billing statement within 90 days after 6/30/2021, provided that American Express receives information from Instacart about your qualifying purchase. Note that American Express may not receive information about your qualifying purchase from Instacart until all items from your qualifying purchase have been delivered by Instacart personal shoppers. Statement credit may be reversed if qualifying purchase is returned/cancelled. If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the statement credit. For example, your transaction will not qualify if it is not made online at Instacart.com or through the Instacart mobile app. In addition, in most cases, you may not receive the statement credit if your transaction is made with an electronic wallet or through a third party or if Instacart uses a mobile or wireless card reader to process it. By adding an offer to a Card, you agree that American Express may send you communications about the offer. INSTACART® and the Instacart carrot logo are trademarks of Maplebear Inc., d/b/a Instacart. Instacart may not be available in all zip or post codes, delivery subject to availability. See Instacart Terms of Service at https://www.instacart.com/terms for more details. POID: K1JY:0001
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
60k Points after $4k spend in 3 months
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 60k points after $4k spend in 3 months
- Worth $750 in Chase Travel℠ and way more if you maximize transfer partners
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
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