Credit Cards

Don’t forget your May American Express statement credits

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Don’t miss out on your May Amex credits

Every month certain Amex cards have credits that expire, and if you’re like me, a reminder is helpful so you don’t waste them. Each month, I send out a little reminder so you don’t forget to use them!

Amex has introduced a lot of new credits over the past year or two that you may have forgotten were even available to you, and the digital credits recently updated on Amex Platinum – I bolded them in the Amex Platinum section. Personally, I think this benefit in particular is far more valuable with the new additions ( Paramount+ is included in Walmart+ as well ).

In addition to monthly credits, don’t forget all the semi-annual credits across multiple cards – those semi annual credits reset in January and July.  Several hundred dollars of new credits are again available to you.

Here’s a quick little guide to make sure you are aware of all the Amex statement credits you can use.

American Express Transfer Partners

American Express Platinum 

Amex Platinum has been called the Amex coupon card because there are SO MANY credits. Every month Amex has an Uber credit of $15 except for December = $35

Amex Platinum also comes with an annual $100 Saks 5th Avenue credit that is broken into two $50 credits. One is from January to June, the other from July to December.

Additionally, Amex introduced a suite of new credits listed below to keep an eye on. All of these need enrollment in order to trigger.  I used my 2021 hotel  at the Rosewood in Vancouver – gorgeous property. In 2022 I used one at the Hermitage in Nashville and my wife used her credit at the Conrad Nashville. Both are stunning properties.

I’d also point out that you can use your Digital credit on Hulu and add on HBO Max, Showtime, etc and effectively fold those into your credit. Additionally, WalMart+ comes with Paramount+

*learn how you can combine Uber credits from multiple accounts

  • $200 Hotel credit
    • You must pre-book via Amex FHR or The Hotel Collection, which requires a two night minimum stay, via Amex Travel
    • Annual Credit
  • $100 Saks Fifth Avenue Credit (enrollment required)
    • One $50 credit from January to June, another $50 from July through December
  • $200 Uber Cash yearly credit  (enrollment required )
    • $15 a month towards Uber, $35 in December, must link your account
  • $300 Equinox credit (enrollment required )
    • $25 per month towards Equinox Digitial Fitness App or eligible Equinox club membership dues with an Amex Platinum
  • $240 Digital Entertainment Credit (enrollment required )
    • Get up to $20 per month at Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times.
  • $189 Clear credit (enrollment required )
    • Annual Credit
  • $200 airline incidental credit (enrollment required )
    • Annual credit
  • $100 global entry or $85 TSA Pre credit (enrollment required )
    • Credit every 4 years
  • $12.95 + tax / month Walmart+ membership
    • Walmart+ members receive unlimited free shipping with no order minimum on items shipped by, free delivery from stores, as well as mobile and contactless check-out to make shopping faster.
    • It now comes with Paramount+
  • $25 Soul Cycle monthly credit
    • Platinum Card Members will receive a $300 statement credit every time they purchase a SoulCycle At-Home Bike, up to 15x per calendar year.
    • An Equinox+ membership is required to purchase a SoulCycle at-home bike and access SoulCycle content.
    • Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only.

American Express Gold

Every single month Amex Gold has a dining credit of $10, this month is no different. I’ve had success in the past buying gift cards to use in the future, but the only catch is using them at valid places: Grubhub, The Cheesecake Factory, Goldbelly,, Milk Bar, and select Shake Shack locations. The other catch is making sure you’re enrolled.

In February, Amex Gold received a new Uber Cash credit of $10 a month. If you hold both AmEx Platinum and Gold these can stack to earn you $25 a month. Enrollment is required – learn how to do that here

  • $10 at restaurants listed above (enrollment required)
    • Per month
  •  $10 Uber Cash (enrollment required)
    •  Per month
  • See Rates and Fees

American Express Business Platinum

The American Express Business Platinum offers a $400 annual Dell credit (enrollment required) which is split into 2 separate, semi-annual $200 credits and those just refreshed in January.

The second semi annual credit is active and don’t forget to see if you qualify for the Dell Amex Offer – 10% back on up to $1500.

There is also an annual $200 Airline Incidental Credit (enrollment required) which is active – if you’d like to change your airline you may be able to still do so, although technically these are supposed to be amended by end of January. Also note that multiple 5x categories have been added for certain cardholders.

  • $200 Dell credit refreshed for Jan to June ( enrollment required )
  • $200 Airline Incidental Credit has refreshed. (enrollment required)
    • Annual
  • $10 monthly mobile phone credit (enrollment required)
  • $189 Clear Credit  (enrollment required)
    • Annual
  • $360 Indeed credit ( enrollment required )
    •  get $90 per quarter, Up to $360 annual statement credit
    • on all Indeed hiring and recruiting products and services
  • $150 Adobe credit ( enrollment required )
    • : $150 annual statement credit on select purchases,
    • Adobe Creative Cloud, creative apps and services, and Acrobat Pro DC with e-sign.
  • See Rates and Fees

American Express Green

American Express Green is a Chase Sapphire Reserve killer in my opinion, and has 2 annual statement credits for Clear and Lounge Buddy that have both refreshed. Enrollment is required.

  • $100 Clear credit (enrollment required)
  • $100 Lounge Buddy credits. (enrollment required)

American Express Aspire

This is one heavy hitting hotel card from Amex and comes with a $250 resort credit.

  • $250 resort credit refreshes each cardmember year
    • Can be used at Hilton Resorts on incidentals, food, and even has been shown to offset room charges
  • $250 Airline incidental credit has refreshed (enrollment required)
  • Keep an eye out for your Free Weekend Night to repopulate after you account renewal

Marriot Bonvoy Brilliant

The flagship, premium, Marriott branded card from Amex comes with a free night certificate and, starting September 22nd, 2022 a $25 monthly dining credit

To see the rates and fees for the American Express cards featured, please visit the following links: American Express Platinum Card: See Rates and Fees; American Express Business Platinum: See Rates and Fees; American Express Gold Card: See Rates and Fees; American Express Marriott Bonvoy Brilliant: See Rates and Fees


 Affiliate link via Card Ratings

Chase Sapphire Preferred® Card


The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based. 

Welcome Offer

60k Points after $4k spend in 3 months

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
  • $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 


  • Rigo April 15, 2023

    No annual fee and 2x rewards on everything with the American Express Blue Plus

  • Anthony Fiedler March 6, 2023

    For the Amex Plat – link had it at 80k points.

  • William February 8, 2023

    American Express Green Card: Earn 45K points after spending $2000 in the first 6 months.

    Good Luck! Thank You!

  • Victoria February 8, 2023

    American Express Gold Card: Earn 90K points after spending $4000 in the first 6 months.

    Thank You So Much! Good Luck!

  • Jesse February 8, 2023

    American Express Platinum Card: Earn 150K points after spending $6000 in the first 6 months.

    Best of Luck! Thank You!

  • Paige Siegel January 25, 2023
  • Eden January 9, 2023

    You can use my referral link for 90k sign up bonus for the gold card!! (Don’t forget to copy the link and paste it into an incognito window in order to see the higher bonus, for some reason it doesn’t work on regular chrome)


  • John December 27, 2022

    If you are looking to sign up for an Amex Platinum use my referral link!!!
    100k Amex Platinum referral offer

  • Em jay September 19, 2022

    How’d you forget about Bonvoy Brillant $25 restaurant credit? Starts 9/22

  • Johnny September 19, 2022

    Business platinum also has $10 per month cellular credit.

  • Paul Davis July 6, 2022

    I have an intersting question. My wife has Amex Business platinum card. We’ve decided it’s redundant and plan to cancel. We will call in to see if there are any great retention offers.

    Annual fee was posted June 20 and bill is due July 15.

    what happens if I use the $200 dell credits now, in July, and then close the card? Any ramifications? Any claw back issues?
    I have no idea

    Thanks in advance for any advice

  • Trisha June 21, 2022


    Apply for an American Express Card with this link. We can both get rewarded if you’re approved!

    • Erik October 18, 2022

      hi, I click on it but it only stated 75k points?

  • Ed June 19, 2022

    Some of the Amex Platinum “Semi-Annual credits” shown above are actually annual credits. For example, the $200 hotel credit and $200 airline incidental credit are annual and expire in December, not June.

    • Miles June 19, 2022

      Hey Ed, sorry for the confusion – the list is just all the credits expiring, monthly, semi annually, or annually. I just annotated the cards that had semi annual credits expiring

      • Michael December 27, 2022

        Can you purchase a Saks GC for $50 and receive the credit?

        • Miles December 27, 2022

          I’ve done this in store many times and it’s worked!

  • cakflyer May 15, 2022

    The first half of the year is jan through end of JUNE. The second credit begins on july 1. The credit doesn’t expire end of this month (which is may) as of the most recent ‘post’ of this recycled information.

    • Miles May 16, 2022

      So basically everything I said in the intro section…

  • Melissa March 22, 2022

    Hi Everyone, feel free to use my referral email for amex gold.
    Apply for an American Express Card with this link. We can both get rewarded if you’re approved!

  • James Mccune February 22, 2022

    Get 150,000 points when you use my code. Apply for an American Express Card with this link. We can both get rewarded if you’re approved!

  • Victoria December 13, 2021

    American Express Gold Card

    Thank You So Much!

  • William December 13, 2021

    American Express Green Card

    Good Luck! Thank You!

  • Bill November 10, 2021

    This site has such awesome information.
    If anyone is interested in signing up for a Chase Sapphire Preferred card, I’ve attached my referral code below.
    In advance, I appreciate you using my link.

  • anonymous August 26, 2021

    I’m glad I got off this train. It was requiring too much effort to try to use credits that would normally be worthless to me. 🙂

  • Sofia O'Connor July 25, 2021

    Hi, Miles! Thanks for sharing the information. It’s very helpful. Best Regards!

  • SUPRIT DK July 13, 2021

    Apply for an American Express Card with this link. We can both get rewarded if you’re approved!

  • Kayla R Vaughn April 26, 2021

    Apply for an American Express Card with this link. We can both get rewarded if you’re approved!

  • Claire March 31, 2021

    Huge fan of the Uber and Seamless, etc. credits on Gold. Nearly offsets the fee alone for something we already use!

    Apply for an American Express Card with this link. We can both get rewarded if you’re approved!

  • lia March 29, 2021

    Apply for an American Express Card with this link. We can both get rewarded if you’re approved!

  • Christian February 26, 2021

    Does Uber sell gift cards so I can use this later and any idea if this would work?

  • Kerner Orrillo February 26, 2021

    Just got my AMEX and my Chase Sapphire Preferred cards
    Apply for an American Express Card with this link. We can both get rewarded if you’re approved!

    Earn 60,000 bonus points with Chase Sapphire Preferred. Plus, earn $50 statement credit towards grocery purchases. I can be rewarded, learn more.

  • Lia February 26, 2021

    Just got my gold card! 60k bonus points!!

    Apply for an American Express Card with this link. We can both get rewarded if you’re approved!

  • patrick twigg December 30, 2020

    used my Saks credit and uber credit yesterday. hopefully they are counted.

  • Ben Richter December 19, 2020

    100k referral signup with 10x for gas and groceries for 6 months

    Apply for an American Express Card with this link. We can both get rewarded if you’re approved!

  • Mak November 25, 2020

    Very liberating to have cancelled my Amex Platinum after 25 years and no longer have to worry about this sort of thing or buying stuff I don’t need to rationalize the annual fee in my mind.

  • […] Don’t Forget Your Amex Statement Credits:  American Express has been very generous with various statement credits throughout their card lineup.  Most of them are extremely useful, so you shouldn’t have any issues using them.  Don’t forget to make the most of them. […]

  • Fidel July 25, 2020

    I bought some shirts at SAKS on June 28 and July 2nd since they were having a sale. i got my credit for $50 for the different dates i purchased my shirts. total for the 2 shirts were $145, with the $100 credit and the sale of about %50 off and i only paid $45 bucks for 2 designer shirts…great deal!!

  • Daniel July 13, 2020

    Does anyone know of a workaround with the cell phone credits if you use Verizon and have automatic drafting coming from your bank account? I have 5 lines and would lose $50 in credits/mo just to take advantage of paying the bill with my Amex Plat.

    I tried buying accessories and a gift card, neither coded as needed to trigger the benefit.

    Thank you in advance.

    • kenny November 26, 2020

      just make an extra payment of $20.00 on your bill

  • Jules June 23, 2020

    Does buying e-gift cards online with AMEX Gold at the above listed restaurant websites trigger the credit?

  • Sajer Guy June 23, 2020
  • Carl WV June 23, 2020

    This a little off topic, but related to the Amex Aspire Resort Credit. In late March my first full AF came due (first 4 months was pro-rated). I had seen a lot about Amex not liking you to keep a card less than a year. For that and other reason I paid the AF.

    I called Amex and explained I could not use prior Resort Credit (RC) after cancelling some plans due to COVID-10 (and mentioned being 65). They said would extend the RC, I confirmed they were saying I would now have $500 RC available and they said yes,

    Over the weekend I chatted with Amex and asked for my RC balance available. Their answer indicated they had not followed through. So I called customer service, That said they were now handling that type of situation with a $250 statement credit instead (no activity required). They said it would hit in about 5 days. They also mentioned I could use the NEW RC for restaurants. We’ll see if they follow through this time. I figure I should know by Friday.

    Assuming they do follow through it will be only because I called, Others may be in a situation to try it, having had their card anniversaries earlier his year, and unused RC,
    Will advise..

  • jc June 23, 2020

    Isn’t Amex Platinum Saks credit $100 every 6 months?

    • jc June 23, 2020

      typed too fast, should be $50 every 6 months?

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