Am I Crazy? 24 month rule pulled from Ink Plus and Ink Cash?

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Am I Crazy? 24 month rule pulled from Ink Plus and Ink Cash?

I was just perusing the offers and I can’t seem to find the clause that normally appears to exclude applicants who have received a bonus in the past 24 months on Plus or Cash. I could just be having a complete brain fart and it’s right in front of my face, but I just don’t see it. Check out the following images, it’s PLAIN to see on the Sapphire Preferred, but I can’t find them for Plus and Cash. Soooooo Am I crazy, or is the 24 month rule for bonuses pulled from Ink Plus and Ink Cash offer details? Hit me up – but this could be open season on Ink if it’s true!

courtesy of giphy
courtesy of giphy

Just to be clear, as it seems there is confusion; I’m not talking about 5/24. That will be enforced – I’m referencing the 24 month since last bonus restriction.

Chase Sapphire Preferred 24 month rule

screen-shot-2016-10-20-at-5-10-12-pmYou can clearly see below ” previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months”screen-shot-2016-10-20-at-5-10-19-pm

Now look at the Ink Plus and Ink Cash offers….where is the 24 month rule?


And Ink Plus


The 24 month rule is typically front and center, right?

If you find it, or know something else about it…lemme know. But I’m just not seeing it. And it’s typically there, right?! I’m so shocked NOT to see it that I’m totally second guessing myself that it’s not there.


Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Affiliate LInk

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  • […] Am I Crazy? 24 month rule pulled from Ink Plus and Ink Cash? […]

  • Bexho2000 October 20, 2016

    Doesn’t matter of not in writing… I applied based on the new promo for the ink cash(never had it) and got denied because over 5 open (none chase) in the last 2 years. The guy on the reconsideration line confirmed this and would not budge…

    • Miles October 20, 2016

      Hey Bexho – i’m not talking about the 5/24 rule tho…that will be enforced. This is about getting the bonus again within the 24 month timeframe. I don’t see where that is explicitly laid out anymore

  • Dr. Miles October 20, 2016

    brain farct

    • Miles October 20, 2016

      really? where is it?

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