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The Chase IHG Rewards Premier card came out a few years ago and replaced the IHG Rewards Select. On its debut it created a very cool opportunity to have both cards. That’s the case with me and I still have a grandfathered IHG Rewards Select, but have been waiting for the right time to apply for the card. What’s the right time? To me…when the the welcome offer is amazing and I have reason to max out the benefits. That just happened and I thought I’d get an instant approval…I did not. Here’s my experience with getting approved for an IHG Rewards Premier
Check the status of your application
- Personal 1-800-432-3117
- Business applications, 1-800-453-9719
I applied roughly a month ago and am in the midst of a move, didn’t get approved, but also somehow missed a rejection letter. I phone the personal line, noted above, and kept hearing 30 days. Finally, I got the dreaded 7 to 10 days and immediately called reconsideration.
Calling Chase Reconsideration
- Personal: 1-888-270-2127
- Business: 1-800-453-9719
If you’re ever denied for a credit card its worth calling to understand why. Sometimes its credit allocation, and you can often shift credit lines around to get an approval. I phone Chase to see what the status of my application was and why I may have not been approved. They simply told me it was a Fraud department issue and I needed to phone them for Identity verification.
Calling Chase Fraud
I was warned the hold time would be 50 minutes. I ended up holding for over 2 hours before getting someone. Luckily, I was able to jam out to their ever repeating hold music and pump out some Monkey Miles posts lol.
Indeed it was ID verification and all they needed to do was send me a quick text, double check my address and phone number, and wham, bam…approval
Why I’m stoked to have this card
It has an amazing welcome offer currently running, but more than that…I’m excited to get a 4th night free on award bookings and also an annual free night good on stays up to 40k points. Those two benefits alone are worth more than the annual fee. Even better? My grandfathered IHG Rewards Select gives me 10% back on stays, up to 100k points a year.
Monkey Miles has partnered with CardRatings for our coverage of credit card products. Monkey Miles and CardRatings may receive a commission from card issuers
A Monkey Miles favorite for beginners and point pros alike – a staple of our wallet that earns Premium transferrable Ultimate Rewards. $95 annual fee
♥ Earn 60k Bonus Points after $4k Spend in 3 months
♥Points are transferrable to over dozen partners, or redeemable for 1.25c in Chase travel
♥5x on travel purchased via Chase Travel and 2x everywhere else (beginning 8/16/21)
♥3x on dining, including eligible delivery services, takeout and dining out (previously 2x – beginning 8/16/21)
♥3x on select streaming (beginning 8/16/21)
♥ 3x points on online grocery purchases (excluding Target, Walmart and wholesale clubs -(beginning 8/16/21)
♥ $50 Annual Credit on hotel stays purchased via Ultimate Rewards. *New cardmembers can get this credit immediately – existing cardmembers get it after anniversary (beginning 8/16/21)
♥ 10% Anniversary Point Bonus. Spend $10k in a year, get 1k bonus points. (beginning 8/16/21)