Beginner’s Guide: What is a Credit Freeze Simply, a Credit Freeze is a tool used to restrict access to your credit report. It’s something that can be easily done and will certainly help you if you’ve had any issues...
Beginner’s Guide: How to rotate credit

We explain how to rotate credit, the benefits of doing it, and how it could lead to more account approvals, and a better credit score.
MMMondayMemo: Move your credit line

Did you know that this is a great way to preserve your credit and get approved for card? It’s true. When you cancel a credit card and lose the line of credit that it had given you, your score...
MMMondayMemo: The 3 Basics of Points.

It's very easy to get overwhelmed. Here are the 3 Basics of Points - do these and you'll be better positioned for earn MORE LUX for LESS BUCKS!
MMMondayMemo: What to do when you get denied for a credit card

MMMondayMemo: What to do when you get denied for a credit card Don’t sweat it out! It’s not the end of the world if you get denied for a credit card. In fact, for a lot of point’s enthusiasts...