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Keep your eyes open for Pay over time offers on your Amex charge cards. DOC provided a direct link ( and history of the offer), but my girlfriend and I were going over her Amex referrals last night when we stumbled upon her offer. No spend required, just add to card, and go through the steps. Easiest 10k you’ll ever earn.
Go here to see if your account is targeted
After adding you’ll see this:
These will obviously be offered on charge cards only which means you’re already accustomed to paying off your cards in full every month ( which you should 100% being doing on every card you have ), and this feature would allow you to pay them over time but pay interest ( 20.49%) . But, you shouldn’t. Enjoy the extra 10k, pay your bills on time, and don’t run up debt. It’s really a generous offer that Amex continues to provide on a regular basis. Have you been targeted?