Credit Cards

Last Day to get Hilton Surpass 100k + Free Night. Add referrals in comments

a pool with palm trees and a couple of people standing in front of it

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 If I didn’t already carry this card, I’d sign up

Miles ( or check out the comments for a referral) can hook you up with 100k + a free night after your first anniversary! I picked this card up last year through a similar 100k offer, and just paid the annual fee for the second year. Not only do you get Hilton Gold for just having the card, you can earn up to 80k points a year referring your friends and family to it. There is an increased 25k referral bonus that ends today and it will get new cardmembers 100k after $3k min spend in 3 months + a free weekend night after your first anniversary. This is a great deal.

a card with text and numbers

Perks and bennies? Here are the broad strokes Amex Hilton Surpass 100k is back! Ends 7/26

If you have the card and want to refer people, you’ll earn 25k points through the end of the day – feel free to put your referrals in the comments.

This is the main reason I’m keeping the card as I get Hilton Gold with my Amex Platinum. The referral bonus fluctuates throughout the year – you can see an earlier referral below. If you

Amex Hilton Surpass 100k is back! Ends 7/26

Within the first 13 months of card membership you could earn 180k+ Hilton Honors and a Free Weekend Night certificate.

  • 100k after $3k in purchases
  • 80k from referrals
  • Free Weekend night after first anniversary.

That will put you well on your way to staying in wonderful hotels like the Conrad Bali. I stayed there as part of my mom’s surprise birthday trip around the world.

a stuffed animal on a ledge near a pool

The card gives you automatic gold status. Why is this so cool with award redemptions?

Gold gives you a 5th night free when redeeming points. It’s calculated by the average number of points redeemed during your stay. Meaning, if the price in points changes throughout your stay, you’ll get the 1/5 the average of the 5 nights refunded.  In the example above, the Conrad Bali,  I’ve seen nights drop as low as 29k points per night. That means, if you were to go there with the points that you earned from this card sign up, you’d only spend 116k points.

Do it after you account anniversary and refer just one person ( like your spouse, partner, or friend ) and you could spend a fantastic week at the Conrad Bali. Now that is a dope trip that you should mark off your bucket list.

Apply here…or hit up a reader’s referral in the comments.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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