Credit Cards

American Express® Gold Card 100k referral

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American Express® Gold Card Referral Offers 

Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

The American Express® Gold Card, hits the nail on its head. It earns 4x on restaurants ( up to $50k/year, then 1x ) , 4x on U.S. Supermarkets ( up to $25k/year, then 1x ) You can read about all the details in this post, but if you’re in the market for a slam dunk of a card…this is it.

 

American Express® Gold Card Referral Link

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  1. some people see better offers opening a private or incognito window since your browser may store prior offers
  2. If the offer in the main body of the post isn’t working or showing a different offer, please check the comments.

Here’s how it works with our site and referrals: do not spam post or I’ll block your referral

First off, this is meant to help everyone. So, if you’re posting your referral a dozen times a day, week, month, and trying to manipulate the comment section, I’m going block your referral for abuse. No ifs ands or buts –  if I see you’re doing it, or you’re flagged by another use, I’ll just block you from ever posting. Let’s not ruin a good thing.

We earn commission when you use our links via our partner Cardratings or CreditCards.com and are really grateful when you do, but we also publish other deals that may be attractive to you. Referrals, are one of those other deals, and is a way we can give back to you for supporting us since you earn a referral bonus when someone uses your link.

We want to give you an opportunity to earn some valuable points as well, and so this is how we go about doing it.

  1. We add our own referrals first
    • Because we use a ton of points every year and publish reviews of the flight and hotels we take, but we quickly max out
  2. We add those of friends and family to load up their accounts
    • Once those are maxed out
  3. We then import your links from the comments section below to help you out.
    • We usually leave those up for a few weeks and cycle through them, or when we get an email notifying us that someone’s account has maxes out

You can also leave referrals for

*I would note that you get more action when the referral is correlated to the article.

If you’re interested – 100k with new language

In November 2024 Amex dropped some language into the offer saying you may not be eligible for the 100k ( it’s up to 100k )

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New language

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Here’s a list of Amex Gold Benefits:

  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, 
    • on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets,
    • on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar
    • Spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar
    • Spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar
    • Spent on all other eligible purchases.
  • $120 Uber Cash on Gold:
    • Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
  • $84 Dunkin’ Credit:
    • With the $84 Dunkin’ Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin’ locations
  • $100 Resy Credit:
    • Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: 
    • Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. (Enrollment required.)
  • The Hotel Collection 
    • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.
  • See Rates & Fees

What’s the best ever for Amex Gold?

There have been a wide range of offers, but 90k + $200 is the highest I’ve ever seen.

Targeted Authorized User bonuses started populating roughly 6 months into card-membership

If you were targeted like I was, this would potentially add on an additional 20k points simply by adding people to your account.  Go here to read all the details – you are responsible for your authorized users and there are rules so read them carefully. Great thing is that you earn the points and the category bonus spend. If your mother or son dines out…you get the 4x points. BYAH!

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Want the big bro to Amex Gold? Some are getting 150k+ referrals from Amex Platinum

Go to this article to read all about it, and YMMV, but worth a shot.

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Feel free to leave your own referrals if you’d like. FYI – periodically I’ll grab someone’s and stick it in the main links above which will earn you points pretty quickly.

History of the referral bonuses:

  • 90k welcome offer after $6k spend in Dec 2023
  • 90k welcome offer + $200 March 2023
  • 90k welcome offers are back in September
  • 90k welcome offers in March 2022 with 20% back on worldwide restaurants, up to $250, in first 12 months of card membership given as a statement credit
  • 75k welcome offers in July 2021
  • 60k Welcome Offer populating again June 2021
  • Up to 75k Welcome Offers March 2021
  • 60k Offer debuts in August of 2020
  • 50k offers populating consistently again ( 07/31/19)
  • You can now get the Rose Gold version of the card again. 6/6/2019. Expired.
  • Some are getting 50k offers again 3/30/19  5/16/19
  • 50k up until January of 2019 when offer dropped to 40k
  • January 2019 to 3/30/19 – 40k and then some starting to get 50k.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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