Credit Cards

American Express® Gold Card referral offer

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American Express® Gold Card Referral Offers 

Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

The American Express® Gold Card, hits the nail on its head. It earns 4x on restaurants, 4x on U.S. Supermarkets ( up to $25k/year, then 1x ) You can read about all the details in this post, but if you’re in the market for a slam dunk of a card…this is it.

American Express® Gold Card Referral Link

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  1. some people see better offers opening a private or incognito window since your browser may store prior offers

  2. If the offer in the main body of the post isn’t working or showing a different offer, please check the comments.

Here’s how it works with our site and referrals: do not spam post or I’ll block your referral

First off, this is meant to help everyone. So, if you’re posting your referral a dozen times a day, week, month, and trying to manipulate the comment section, I’m going block your referral for abuse. No ifs ands or buts –  if I see you’re doing it, or you’re flagged by another use, I’ll just block you from ever posting. Let’s not ruin a good thing.

We earn commission when you use our links via our partner Cardratings or and are really grateful when you do, but we also publish other deals that may be attractive to you. Referrals, are one of those other deals, and is a way we can give back to you for supporting us since you earn a referral bonus when someone uses your link.

We want to give you an opportunity to earn some valuable points as well, and so this is how we go about doing it.

  1. We add our own referrals first
    • Because we use a ton of points every year and publish reviews of the flight and hotels we take, but we quickly max out
  2. We add those of friends and family to load up their accounts
    • Once those are maxed out
  3. We then import your links from the comments section below to help you out.
    • We usually leave those up for a few weeks and cycle through them, or when we get an email notifying us that someone’s account has maxes out

You can also leave referrals for

*I would note that you get more action when the referral is correlated to the article.

If you’re interested:

American Express Gold Referral Offer up to 90k after $6k in 6 months

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Here’s a list of Amex Gold Benefits:

  • Annual Fee is $250 *Rates and Fees; terms apply
  • 4x points at restaurants
  • 4x points at US supermarkets ( up to $25k a year )
  • 3x points on flights purchased directly with the airline or Amex Travel
  • up to $10 per month Uber Cash credit valid in US only (enrollment required)
  • up to $120 Dining Credit at select restaurants (enrollment required)
    •  Grubhub, The Cheesecake Factory, Goldbelly,, Milk Bar and select Shake Shack locations. 
  • No Foreign Transaction Fees
  • 1x everywhere else
  • Access to The Hotel Collection
  • *Rates and Fees; terms apply

What’s the best ever for Amex Gold?

There have been a wide range of offers, but 90k + $200 is the highest I’ve ever seen.

Targeted Authorized User bonuses started populating roughly 6 months into card-membership

If you were targeted like I was, this would potentially add on an additional 20k points simply by adding people to your account.  Go here to read all the details – you are responsible for your authorized users and there are rules so read them carefully. Great thing is that you earn the points and the category bonus spend. If your mother or son dines out…you get the 4x points. BYAH!

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Want the big bro to Amex Gold? Some are getting 150k referrals from Amex Platinum

Go to this article to read all about it, and YMMV, but worth a shot.

What can 90k Amex points get you?

Yes you can fly on Emirates First Class with all the gold accents and flowing champagne your heart desires. Emirates prices these first class flights at 85k between the States and Europe. BYAH!

Another insane example? You can fly the new Singapore Suites from Singapore to Delhi for just 53k points.

a bed with white sheets and pillows in an airplane
courtesy of Singapore Airlines

Feel free to leave your own referrals if you’d like. FYI – periodically I’ll grab someone’s and stick it in the main links above which will earn you points pretty quickly.

History of the referral bonuses:

  • 90k welcome offer + $200 March 2023
  • 90k welcome offers are back in September
  • 90k welcome offers in March 2022 with 20% back on worldwide restaurants, up to $250, in first 12 months of card membership given as a statement credit
  • 75k welcome offers in July 2021
  • 60k Welcome Offer populating again June 2021
  • Up to 75k Welcome Offers March 2021
  • 60k Offer debuts in August of 2020
  • 50k offers populating consistently again ( 07/31/19)
  • You can now get the Rose Gold version of the card again. 6/6/2019. Expired.
  • Some are getting 50k offers again 3/30/19  5/16/19
  • 50k up until January of 2019 when offer dropped to 40k
  • January 2019 to 3/30/19 – 40k and then some starting to get 50k.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Learn More

Refer a Friend Link 

 Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

*you may find an elevated offer walking into a branch – see below

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
    • Some people have seen Chase branches offering the following:
      • 75k Ultimate Rewards After $4k spend in 3 months + 10k Ultimate Rewards after $6k in 6 months 
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.