Credit Cards

American Express Everyday Preferred Referral 30k 4.5x Grocery, 3x Gas potential )

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Amex Everyday Preferred Referral Bonus up to 30k

Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

American Express has made a lot of noise recently with the revamping of both the Green and Gold card that resulted in us adding both cards to our wallet. A card I’ve long had my eye on has been the Amex Everyday Preferred card, and as I was perusing my referral offers, noticed it was at, what I believe to be, it’s highest ever offer: 30k Membership Rewards after spending $2k in 3 months.

It’s worth noting that the card comes with an annual fee of $95 and it isn’t waived the first year with this offer. Also, unfortunately, if you’ve ever had this card before in your life you can’t get the sign up bonus again. Mega bummer.

The card comes with great benefits like travel insurance, lost baggage coverage, car rental loss and damage insurance, and roadside assistance. You can read more about those benefits here, but those bennies aren’t the reason I like the card so much.

Here’s how it works with our site and referrals:

We earn commission when you use our links via our partner Cardratings and are really grateful when you do, but we also publish other deals that may be attractive to you. Referrals, are one of those other deals, and is a way we can give back to you for supporting us since you earn a referral bonus when someone uses your link.

We want to give you an opportunity to earn some valuable points as well, and so this is how we go about doing it.

  1. We add our own referrals first
    • Because we use a ton of points every year and publish reviews of the flight and hotels we take, but we quickly max out
  2. We add those of friends and family to load up their accounts
    • Once those are maxed out
  3. We then import your links from the comments section below to help you out.
    • We usually leave those up for a few weeks and cycle through them, or when we get an email notifying us that someone’s account has maxes out

You can also leave referrals for

Amex Everyday Preferred Referral Link

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Why I think the Everyday Preferred card is so great

It earns multiple Membership Rewards per dollar spent.

  1. 3x points on all U.S. grocery store purchases up to $6,000 in a year
  2. 2x on all U.S. gas purchases
  3. 1x on all other purchases
  4. 50% bonus on all points if you spend 30 times on the card in a month.
  5. $95 annual fee

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With this earning structure you can earn 4.5x points on all grocery store purchases and 3x on gas!

As long as you spend 30 times in a month, you’ll get a 50% bonus on all points earned….including the bonus categories. That means if you maxed out your grocery spend for the year you’d be racking up 27,000 MR every year

  • 3* 6000= 18000 + (0.50*18000) = 27000MR

If you put 50 a week in gas you’d end up earning this:

  • 50*52= $2600/year in gas purchases
  • 2600*2 + 2600 bonus= 7800 MR

Between these two categories you’d be earning 34,800 MR every year and spending $700/month

That’s an incredible earn rate for points that are so valuable. In fact, if you just spent money on groceries and gas, and made sure you hit 30x per month, you’d earn almost 65,000MR your first year. That’s incredible.

  • 30k Membership Rewards after hitting $2k Minimum Spend
  • 34,800 by maxing out bonus categories

Why are Membership Rewards so valuable? The Transfer Partners

American Express has some of the very best transfer partners around. In fact, I used Membership Rewards to transfer to Aeroplan to fly on Lufthansa First Class earlier this year as well as the new Virgin Atlantic Upper Class on the A350. Both of these flights incurred heavy fuel surcharges and fees, but they are impressive ways to utilize your points.

Lufthansa First Class for 87k points

Virgin Atlantic Upper Class for 47.5k points.

You can use Aeroplan to fly Etihad now…hello Apartment!

Referrals + How our site works

In addition to earning a fantastic welcome bonus you can earn referral bonuses, up to 55k per year, on this card. The best part, is you don’t even have to refer to the Amex Everyday Preferred card.  You can actually refer to ANY Amex card.  This means, that in your first 12 months of card membership, you can refer people and earn 55k points in 2019, and then another set of 55k points in 2020. Add that to your welcome offer, and your category bonuses, and you’ve earned yourself a heap of points and spent just $95 on annual fees.

Here’s how it works with our site:

Referral offers is how I make upwards of 500k points a year, but it’s also how I can help you out. Since I’m constantly trying to use points on my travel for the site, I cycle through my referrals first, and usually very quickly I max out. I then work my friends and family through the site, and finally, I start adding your links to the body of my referal posts.

I leave them up for a few weeks and then cycle in another one. My Amex Gold card referral gets hit pretty hard every month so you should also leave links, for the Amex Gold, on that post as well.

Additionally, you can leave links on these posts:

Also…don’t leave the numerical value of your referral. These change all the time and if you’ve left a number that is below the best referral offer currently available, people won’t use your link. Just a bit of advice.

 

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

60k Points after $4k spend in 3 months

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Travel Portal
  • 2x on all other travel
  • $50 Annual Credit on hotel stays purchased via Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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