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American Express Business Platinum 150k Referral Offer

Miles Amex Business Platinum

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Amex Business Plat up to 150k Amex Referral Offers

I’m a big fan of the Amex Business Platinum and have kept it as part of my Amex portfolio for several years now. It comes with a monster grip of perks that help offset the annual fee $695 (Rates and fees) , but when serious welcome offers come around, it’s well worth considering if you haven’t picked one up for your business yet. This is a fantastic referral offer to the American Express Business Platinum, but requires a hefty $15k spend in 3 months.

Amex Business Platinum Referral Link

Here’s how it works with our site and referrals:

We earn commission when you use our links via our partner Cardratings and are really grateful when you do, but we also publish other deals that may be attractive to you. Referrals, are one of those other deals, and is a way we can give back to you for supporting us since you earn a referral bonus when someone uses your link.

We want to give you an opportunity to earn some valuable points as well, and so this is how we go about doing it.

  1. We add our own referrals first
    • Because we use a ton of points every year and publish reviews of the flight and hotels we take, but we quickly max out
  2. We add those of friends and family to load up their accounts
    • Once those are maxed out
  3. We then import your links from the comments section below to help you out.
    • We usually leave those up for a few weeks and cycle through them, or when we get an email notifying us that someone’s account has maxes out

You can also leave referrals for

Most people are seeing referrals in the range of 120 to 130k offer

But…SOME are getting JAWDROPPING 150k referrals

Increased offer for those who refer as well:

Many cardholders are getting increased referral bonuses until 6/7/23 that include 5x on supermarkets up to $25k in 3 months.

A list of the benefits we value the most

  • $200 Incidental Airline Credit with your specified airline ( enrollment required )
  • $189 Clear statement credit (enrollment required )
  • $400 Annual Dell credit ( split $200 each 6 months of the year – enrollment required )
  • Centurion Club Lounge Access
  • 50% bonus on purchases over $5k
  • 1.5x on up to $2 Million at select categories
    • Electronics goods, retailers, software, and cloud service providers
    • Construction materials and hardware supplies
    • Shipping providers
  • 35% back on points redeemed on your airline of choice/premium cabin tickets ( enrollment required )
  • 5x points on flights purchased in Amex Travel
  • $360 Indeed credit ( enrollment required )
    •  get $90 per quarter, Up to $360 annual statement credit
    • on all Indeed hiring and recruiting products and services
  • $150 Adobe credit ( enrollment required )
    • : $150 annual statement credit on select purchases,
    • Adobe Creative Cloud, creative apps and services, and Acrobat Pro DC with e-sign.
  • $695 annual fee

A few things that differentiate an Amex Business Platinum vs Amex Platinum

  • 50% bonus on all purchases over $5k
  • An increased valuation of all your Membership Rewards when you redeem on your airline of choice, or premium cabins
    • 35% back equates to roughly 1.55 cents per point
  • $200 Dell credit vs $200 Saks credit
    • split into 2, $100 6 months credits

Things to consider

American Express awards welcome offers once in a lifetime, and has recently cracked down on self referrals, so if you’re going to sign up, I’d suggest using a link other than your own, and you’re free to leave your links in the comments section of this post.

American Express has also tightened their classification of “incidental airline credit,” and now excludes airline gift card purchases which used to trigger the credit. Widely, this is no longer the case. Take that into consideration regarding the airline credit.

American Express is very friendly to businesses and new business owners, so even if you don’t have an EIN, but you operate a business as a sole proprietor, you’re welcome to sign up.

  • Examples –
    • Consulting
    • Tutoring
    • Buy/Sell Ebay, Amazon, etc
    • AirBnb rentals, management
    • Run a blog

Great Uses of Membership Rewards – make sure you read our BEST USES

Transfer to Avianca and fly Lufthansa First Class for 87k points

Use BA Avios and upgrade into Business or First Class – can be done LAX to LHR for just 25k points

Fly in one of the best Business Classes to Europe via Air France – booked for 55k points

The list goes on and on

Affiliate link via CardRatings


The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based. 

Welcome Offer

60k Points after $4k spend in 3 months

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

Super solid welcome offer.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
  • $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 60k is a very, very good offer. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back. 

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 


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