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Best ways to use the Amex Business Platinum Dell credits in 2023

Miles Amex Business Platinum

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Best ways to use the Amex Business Platinum Dell credits in 2023

Years ago when American Express Business Platinum introduced Dell credits my honest reaction was in the realm of ” well, this is useless for me.” I thought to myself, I don’t use any Dell products, so what would I spend that money on?

Funny enough, most people I speak to have no idea they even have the benefit let alone how to capitalize on it.  So, if you’re unfamiliar, Amex Biz Plat cardholders get a $400 annual Dell credit split into 2, $200 statement credits twice a year:  Jan through June, and July through December.

My attitude changed once I dug into Dell a bit more, and while I still don’t value the credit at a full $400, I have found considerable value buying non-Dell products that they happen to sell. Everything from portable chargers to Bose surround sound systems.

My wife and I have total of 5 Amex Business Platinum cards = $1000 semi annually to spend at Here’s what I found to be the best ways to use the Amex Business Platinum Dell credit.

Step 1: You need to enroll first

You should be able to do so on the card rewards page here

Check to see if you qualify for the latest Dell Amex Offer

You can read about that here.


Ok…what are the great things I can get with my Amex Business Platinum Dell Credit?

Portable Hard Drive

Lacies are my goto and Dell now carries them. I’d imagine we will pick up at least 1 before the end of the year. I particularly like the rugged versions since I pack them and take them with me wherever I go.

Portable battery chargers

Yep, while I think Anker makes some of the best on the market, these Aluratek’s are pretty great as well. I recently tested the 10k out on a trip across Europe and found it’s palm size to be perfect to stash in a jacket pocket. It’s considerably smaller than my 12k Anker and provides roughly the same amount of charge. I’m thinking of getting the 20k

Portable speakers

Bose headphones

While most Bose headphones are significantly more than $100…you can find deals quite often. I’ve used both of the below options and they are quite nice, and I would recommend over say…wireless headphones from Beats.

Travel Adapters

If you’re doing much international travel, these are super handy, and I’ll be the first to say…I’ve accidentally left them in hotels around the world. These are great items to get and put back as a little gift to someone taking a trip abroad as well.

Surge Protectors

I find myself moving my laptop around all the time, and often times, I’m in a room that doesn’t have a surge protector and I plug it straight into the wall. A could pick up a few of these and tuck them under a couch, bed, etc.


Let’s be honest…how many times does your printer konk out.


I purchased this a couple years ago and it’s fantastic quality and you can either use it with the stand, or you could add on a desk clip with an arm that makes it articulate.

Dell allows splitting payments

This is great if you personally have more than one Amex Business Platinum, or there is more than one in your family and you want to split payment. My personal household has 5, so that’s $2000 in credits we will score for 2022.

Add in Rakuten to earn even more Membership Rewards – keep an eye on this – it has been as high as 15x.

Rakuten partnered with American Express to allow users the ability to earn Membership Rewards instead of cashback. That’s what I do, and how I’ve earned over 100k points this year off referrals and bonus points. You’ll notice that since Amex Offers are triggered on the backend of a purchase, you earn the Rakuten multiple on the full purchase price.

If you don’t have Rakuten, you can use our Referral

I’d also suggest checking out the Dell Deals page


 Affiliate link via Card Ratings

Chase Sapphire Preferred® Card


The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based. 

Welcome Offer

60k Points after $4k spend in 3 months

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
  • $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 


  • […] Let’s take a look at the current offers that are circulating. You can read about how I use my Amex Business Platinum Dell Credit […]

  • C J December 19, 2022

    You can just buy a computer right ? ….I just got the card

  • caveman September 22, 2022

    How do you justify keeping 5 Amex business cards? You should write a post on that.

  • […] Here’s a list of items we plan on using ours on at Dell […]

  • Jeremiah B May 30, 2020

    1. Dell will price match certain sites (,,,,,,,, This is helpful because I find a lot of their stuff really overpriced. Just start a chat and the rep will check out the price match and do your order right there, along with securely entering your CC details. You can even split payment when you’re paying via chat. Downside to this is it prevents you from stacking with a portal.

    2. If you do a single charge of $220 or more you can stack the credit with the 10% back Amex offer, so you end up getting an extra 10% free.

  • Nathan May 30, 2020

    I bought Nintendo Switch games

  • Christian January 13, 2020

    Wow, this was super helpful. Thank you so much. While I kind of regret losing out on past credits, now I have a great use for future ones.

  • Mike Saint January 13, 2020

    And don’t forget to go to a Rebate/Buying portal like an Airline portal or Ebates as many times Dell is listed as a vendor to earn even more cash or points.

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