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Best ways to use the Amex Business Platinum Dell credits in 2024

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Best ways to use the Amex Business Platinum Dell credits in 2024

Note: These credits are semi annual $200 expires June 30th, another $200 Dec 31st

Years ago when American Express Business Platinum introduced Dell credits my honest reaction was in the realm of ” well, this is useless for me.” I thought to myself, I don’t use any Dell products, so what would I spend that money on?

Funny enough, most people I speak to have no idea they even have the benefit let alone how to capitalize on it.  So, if you’re unfamiliar, Amex Biz Plat cardholders get a $400 annual Dell credit split into 2, $200 statement credits twice a year:  Jan through June, and July through December.

My attitude changed once I dug into Dell a bit more, and while I still don’t value the credit at a full $400, I have found considerable value buying non-Dell products that they happen to sell. Everything from portable chargers to Bose surround sound systems.

My wife and I have total of 5 Amex Business Platinum cards = $1000 semi annually to spend at Here’s what I found to be the best ways to use the Amex Business Platinum Dell credit.

Step 1: You need to enroll first

You should be able to do so on the card rewards page here

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Check to see if you qualify for the latest Dell Amex Offer

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You can read about that here.


Ok…what are the great things I can get with my Amex Business Platinum Dell Credit?

Portable Hard Drives

Unfortunately Dell sold out of Lacies which I’ve used as backup for a few years now, but they do carry quite a few other brands. I imagine we will pick up at least 1

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You can buy entire consoles, extra controllers, etc.

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Microsoft Office

If paying a monthly or yearly license to use their products, you can buy that via Dell and get the credit

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Portable battery chargers

I think Anker makes some of the best on the market and guess what?! Dell has them again. For the past couple years, Dell only had Aluratek, which I have several of, but I will undoubtedly apply some of my $1200 ( 6 Amex Biz Plats across my wife and I ), to some Anker products.

My experience has been that Dell often prices their products more than you’d find elsewhere, so while you’re getting value from your credit, it’s not exactly $1 for $1.

The Anker 733 is pretty awesome since you can use it to not only charge multiple devices, but it’ll function as a 10kwh portable charger as well. I have a 633 magnetic battery, which is cool, but only works without a case, so keep that in mind.

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Portable speakers

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You can find headphones at attractive rates, but over the past couple years I’ve put together two home theatre setups with credits.

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Travel Adapters

If you’re doing much international travel, these are super handy, and I’ll be the first to say…I’ve accidentally left them in hotels around the world. These are great items to get and put back as a little gift to someone taking a trip abroad as well.

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Surge Protectors

I find myself moving my laptop around all the time, and often times, I’m in a room that doesn’t have a surge protector and I plug it straight into the wall. A could pick up a few of these and tuck them under a couch, bed, etc.

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Let’s be honest…how many times does your printer konk out.

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I’ve purchased a couple Blue Yetis and last year picked up a Shure which I intend to use this year with YouTube videos. It significantly enhances audio quality.

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Dell allows splitting payments

This is great if you personally have more than one Amex Business Platinum, or there is more than one in your family and you want to split payment. My personal household has 5, so that’s $2000 in credits we will score for 2022.

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Add in Rakuten to earn even more Membership Rewards – keep an eye on this – it has been as high as 15x.

Rakuten partnered with American Express to allow users the ability to earn Membership Rewards instead of cashback. That’s what I do, and how I’ve earned over 100k points this year off referrals and bonus points. You’ll notice that since Amex Offers are triggered on the backend of a purchase, you earn the Rakuten multiple on the full purchase price.

If you don’t have Rakuten, you can use our Referral

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I’d also suggest checking out the Dell Deals page


Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

*you may find an elevated offer walking into a branch – see below

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
    • Some people have seen Chase branches offering the following:
      • 75k Ultimate Rewards After $4k spend in 3 months + 10k Ultimate Rewards after $6k in 6 months 
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  • Jordan February 28, 2024


    $30 after your first qualifying purchase in the first 90 days.

  • Points and Miles Doc January 16, 2024

    If you are using more than 3 cards for one purchase, can you call? Or are you limited to 3?

  • […] Let’s take a look at the current offers that are circulating. You can read about how I use my Amex Business Platinum Dell Credit […]

  • C J December 19, 2022

    You can just buy a computer right ? ….I just got the card

  • caveman September 22, 2022

    How do you justify keeping 5 Amex business cards? You should write a post on that.

  • […] Here’s a list of items we plan on using ours on at Dell […]

  • Jeremiah B May 30, 2020

    1. Dell will price match certain sites (,,,,,,,, This is helpful because I find a lot of their stuff really overpriced. Just start a chat and the rep will check out the price match and do your order right there, along with securely entering your CC details. You can even split payment when you’re paying via chat. Downside to this is it prevents you from stacking with a portal.

    2. If you do a single charge of $220 or more you can stack the credit with the 10% back Amex offer, so you end up getting an extra 10% free.

    • Amogh September 21, 2023

      Good luck with that. That price match guarantee is an empty promise. They have not price matched in more than one instance compared to Amazon and other websites.

  • Nathan May 30, 2020

    I bought Nintendo Switch games

  • Christian January 13, 2020

    Wow, this was super helpful. Thank you so much. While I kind of regret losing out on past credits, now I have a great use for future ones.

  • Mike Saint January 13, 2020

    And don’t forget to go to a Rebate/Buying portal like an Airline portal or Ebates as many times Dell is listed as a vendor to earn even more cash or points.

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