Credit Cards

American Express Platinum 150k + $200 Referral Offer + referrers get 5x on supermarkets for 3 months, up to $25k

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Amex Platinum Referral

The Public Welcome offer on the Amex Platinum is currently 80k, but if you use a referral you can earn up to a 150k + $200 statement credit. This is the best offer out there.

One thing to consider: the individual who refers also gets 10-35k points + 5x on supermarkets until 6/7/23 so when you factor that in…the total points earned is just massive.

*Be aware that self referring can open you up to inquiry with Amex so I would advise against doing this, but we’re all friends here, so you can leave your links in the comments section to boost your own account.

Additionally, make sure you read how our site works regarding referral links as you may get rotated into the main body of this post and increase your odds of earning bonus points. Go get those points!!

Amex Platinum Referral Link

This is YMMV because I tried using the referral link in multiple browsers, both with and without cookies, and it didn’t always work to populate 150k, but it’s out there so keep trying.

Here’s a look at Amex Platinum Referral 150k 

This is the highest I’m seeing as of 03/09/23

The referrer can also earn an additional 5x on supermarkets until 6/7/23

This is an example of someone using an Amex Gold to refer, but my understanding is that this is pretty universal across cards. If you earn 1x currently, you’d earn 6x for 3 months, capped at $25k.

A quick overview of the benefits:

What do you get for $695 a year?

  • $695 annual fee (Rates and Fees)
  • $200 Hotel credit
    • You must pre-book via Amex FHR or The Hotel Collection, which requires a two night minimum stay, via Amex Travel
  • $200 Uber Cash yearly credit  (enrollment required )
    • $15 a month towards Uber, $35 in December, must link your account
  • $300 Equinox credit (enrollment required )
  • $240 Digital Entertainment Credit (enrollment required )
    • Get up to $20 per month at Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times.
  • $189 Clear credit (enrollment required )
  • $200 airline incidental credit (enrollment required )
  • $100 global entry or $85 TSA Pre credit (enrollment required )
  • $12.95 + tax / month Walmart+ membership
    • Walmart+ members receive unlimited free shipping with no order minimum on items shipped by, free delivery from stores, as well as mobile and contactless check-out to make shopping faster.
  • $25 Soul Cycle monthly credit
    • Platinum Card Members will receive a $300 statement credit every time they purchase a SoulCycle At-Home Bike, up to 15x per calendar year.
    • An Equinox+ membership is required to purchase a SoulCycle at-home bike and access SoulCycle content.
    • Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only.
    • This stacks on top of the $25/month Equinox+ statement credit.
  • Centurion lounge access
  • Priority Pass select membership (enrollment required )
  • Rental Car Status
    • Hertz President’s Circle
    • Avis Preferred Plus
    • National Executive
  • Access to American Express Fine Hotels and Resorts, The Hotel Collection
  • 5x on airfare purchased via Amex Travel or with your selected airline
  • Terms Apply

Is this an all time high offer?

The highest public offer I’ve seen was in 2021 via Resy at 125k + 15x at worldwide restaurants and US shop small. That offer has ended, up to $25k, in the first 6 months. There are highly targeted 150k offers floating around too.

The 10 to 15x on worldwide restaurants and US shop small for 6 months, capping at $25k, is something I’ve never seen offered on an Amex Plat, or any Amex card that earns Membership Rewards, and is an incredible opportunity to earn mega points where you may be spending quite a bit.

Is it worth the $695 annual fee?

Great question and you need to do the math, we wrote an article on our 13 reasons why we think is it. I’d suggest you check it out.

More articles on the Amex Platinum to educate yourself

What can you do with 150k+ American Express points?

You can fly Lufthansa First Class back from Paris earlier this by transferring them to Aeroplan, Singapore, or Avianca. Personally, I think the Avianca Lifemiles deal at 87k points is incredible and avoids a lot of the taxes and fees.

Leave your Amex Platinum Referral links below + read how it works with our site so you can earn more points

We earn commission when you use our links via our partner Cardratings and are really grateful when you do, but we also publish other deals that may be attractive to you. Referrals, are one of those other deals, and is a way we can give back to you for supporting us since you earn a referral bonus when someone uses your link.

We want to give you an opportunity to earn some valuable points as well, and so this is how we go about doing it.

  1. We add our own referrals first
    • Because we use a ton of points every year and publish reviews of the flight and hotels we take, but we quickly max out
  2. We add those of friends and family to load up their accounts
    • Once those are maxed out
  3. We then import your links from the comments section below to help you out.
    • We usually leave those up for a few weeks and cycle through them, or when we get an email notifying us that someone’s account has maxes out

You can also leave referrals for

Affiliate link via CardRatings


The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based. 

Welcome Offer

60k Points after $4k spend in 3 months

80k offer in branch currently – I think this should be online soon

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

Super solid welcome offer.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
  • $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

There is currently an 80k offer after $4k spend in 3 months available in branch, and up to 90k after $6k spend in 6 months. I suspect some version of this will be online soon if you don’t want the hassle of going into a branch.

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 60k is a very, very good offer. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back. .

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.