Credit Cards

American Express Blue Business Plus Referrals

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American Express Blue Business Plus Referral Page

One of the very best Amex Business Cards is the American Express Blue Business Plus which offers 2x points, regardless of category, on every single dollar you spend, up to $50k. There are a few offers floating around – one is 25k Membership Rewards after $3k spend in 3 months, but keep a look out for a massive 50k offer after $15k spend in 3 months. Since the card natively earns 2x, you’d score 80k points after hitting the min spend.


Here’s how it works with our site and referrals:

We earn commission when you use our links via our partner Cardratings and are really grateful when you do, but we also publish other deals that may be attractive to you. Referrals, are one of those other deals, and is a way we can give back to you for supporting us since you earn a referral bonus when someone uses your link.

We want to give you an opportunity to earn some valuable points as well, and so this is how we go about doing it.

  1. We add our own referrals first
    • Because we use a ton of points every year and publish reviews of the flight and hotels we take, but we quickly max out
  2. We add those of friends and family to load up their accounts
    • Once those are maxed out
  3. We then import your links from the comments section below to help you out.
    • We usually leave those up for a few weeks and cycle through them, or when we get an email notifying us that someone’s account has maxes out

You can also leave referrals for

Does this count against your 5/24?

Amex does not report business cards on your personal return, so this will not add to your Chase 5/24 number

You may be a small business and not know it.

Do you tutor as a side gig? Buy and Sell on Ebay for profit? Perhaps you consult to subsidize your income. Blog, Vlog, or get paid to walk the dog? All of these things, and similar activities, may actually qualify you to be a sole proprietor and thus…a small business.  Why not have a card that segregates all those expenses and make your life easier come tax time.

2x on everything

As I mentioned up above, you get 2x on every single purchase, up to $50k a year.


I make 55k a year, per card, on every single Amex that I keep in my wallet.  If you’re a regular reader of the blog, you know that I push my links first, then family and friends, and ultimately you guys. I run contests and promos where you can win a featured slot, but also just randomly select links you add in the comments section. Feel free to add your referrals down below.


This is a card that I keep in my wallet and use all the time, it’s been in our Monkey Miles top cards since it was introduced, and fills in the category bonus gaps that mean you never earn less than 2 Membership Rewards per dollar spent. That’s pretty fantastic.

Amex Blue Business Plus Referral
Blue Business<sup>&#174;</sup> Plus Credit Card

Affiliate link via CardRatings


The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based. 

Welcome Offer

60k Points after $4k spend in 3 months

80k offer in branch currently – I think this should be online soon

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

Super solid welcome offer.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
  • $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

There is currently an 80k offer after $4k spend in 3 months available in branch, and up to 90k after $6k spend in 6 months. I suspect some version of this will be online soon if you don’t want the hassle of going into a branch.

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 60k is a very, very good offer. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back. .

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 


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