Credit Cards

50k offer on the Blue Business® Plus Credit Card from American Express

a inside of an airplane

We may receive a commission when you use our links. Monkey Miles is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com and CardRatings. This relationship may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Monkey Miles is also a Senior Advisor to Bilt Rewards. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.


The Blue Business® Plus Credit Card from American Express 

Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

One of the very best small business credit cards is The Blue Business® Plus Credit Card from American Express. It offers 2x points, regardless of category, on every single dollar you spend, up to $50k, after that you’ll earn 1x per dollar.

Note these offers come and go so keep an eye out for when they chance and shoot me an email if you see a better one than what I have listed and I’ll embed the link.

a credit card with a picture of a man

Learn More

Amex Targeted

Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

The Blue Business® Plus Credit Card from American Express

4.9
4.9/5

Earn 2x on purchases up to $50k a year

Welcome Offer

50k Membership Rewards after $15k spend in 12 months

(check to see if referrals are offering higher YMMV)

Points Earned

Transferrable American Express Membership Rewards

Super straight forward business card. 

You’ll earn 2x on all your purchases up to $50k spent a year.

I use this in tandem with other Amex cards that have category bonuses, and throw spend on the Blue Business Plus when I can’t earn a higher multiple

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

Does this count against your 5/24?

Amex does not report business cards on your personal credit report, so this will not add to your Chase 5/24 number

Is this the best offer ever?

The best ever has been 50k after $12k spend in 12 months. That Referral offer comes and goes. You should definitely reference our best offers spreadsheet

You may be a small business and not know it.

Do you tutor as a side gig? Buy and Sell on Ebay for profit? Perhaps you consult to subsidize your income. Blog, Vlog, or get paid to walk the dog? All of these things, and similar activities, may actually qualify you to be a sole proprietor and thus…a small business.  Why not have a card that segregates all those expenses and make your life easier come tax time.

You can read all about Small Business Credit Cards here

If you’re earning income on a 1099, you’re good to go. Some examples of those are…

  • Online Coaches, tutors, etc
  • Uber and Lyft drivers (assuming they still get 1099s whenever you’re reading this).
  • DoorDash, GrubHub and Postmates
  • Social Media income ( TikTok, Instagram, YouTube )
  • Cater Waiters
  • Personal Trainers
  • Dog Walkers
  • Freelance graphic designers and web designers
  • Singers, artists, dancers, models, etc
  • Virtual Assistants
  • Ebay, Amazon and Facebook resellers

American Express Referrals

Often times Amex referrals have more generous offers than the ones you’ll see publicly. We always publish the best offer regardless of whether we make a commission. Currently, this is the best offer we can find.

We keep referral pages for the following cards

2x on everything

As I mentioned up above, you get 2x on every single purchase, up to $50k a year, then 1x

a close-up of a white background

Referrals

I make 55k a year, per card, on every single Amex that I keep in my wallet.  If you’re a regular reader of the blog, you know that I push my links first, then family and friends, and ultimately you guys. I run contests and promos where you can win a featured slot, but also just randomly select links you add in the comments section. Feel free to add your referrals down below.

Overall

This is a card that I keep in my wallet and use all the time, it’s been in our Monkey Miles top cards since it was introduced, and fills in the category bonus gaps that mean you never earn less than 2 Membership Rewards per dollar spent. That’s pretty fantastic.


Blue Business<sup>&#174;</sup> Plus Credit Card

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

a blue credit card with lines and symbols

Learn More

 Affiliate link 

Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

60k Points after $4k spend in 3 months

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Travel Portal
  • 2x on all other travel
  • $50 Annual Credit on hotel stays purchased via Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

151 Comments

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.