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A lot of money is on the table

Every month certain Amex cards have credits that expire, and if you’re like me, a reminder is helpful so you don’t waste them. Each month I send out a little reminder.

In addition to monthly credits, don’t forget that in January, we saw the refresh of all the semi-annual credits across multiple cards.  Those Amex statement credits add up to several hundred dollars. Here’s a quick little guide to make sure you are aware of all the Amex statement credits you can use.

American Express Platinum

Every month Amex has an Uber credit of $15 ( $35 in December ) and these can be used for Uber Eats as well. However…Amex Platinum also comes with an annual $100 Saks 5th Avenue credit that is broken into two $50 credits. One is from January to June, the other from July to December ( that’s expiring end of month ).

*learn how you can combine Uber credits from multiple accounts

In January we saw Amex add in some useful credits for cardmembers who have held their card prior to 11/1/2020 including PayPal as well as multiple Amex Offers – the PayPal credits are monthly and have refreshed for February – don’t forget to use it.

• $15 Uber Credit expiring 04/01/21 and will refresh at $15 on 5/1/21
• $50 Saks 5th Credit is active for  1/1/21 to 6/30/21 period
• $30 PayPal monthly Credit is active through 6/30/21 ( For cardmembers who have had the card prior to 11/1/2020 )
• String of Amex Offers ( For cardmembers who have had the card prior to 11/1/2020 )
  • Avis Car Rental – Spend $250+ on eligible purchases, Get $75 back, up to 2x
  • BestBuy.com – Spend $50+ on eligible purchases, Get $50 back, up to 2x
  • Goldbelly – Spend $100+ on eligible purchases, Get $50 back, up to 3x
  • Home Chef – Spend $50+ on eligible purchases, Get $50 back, up to 3x
  • HomeDepot.com – Spend $50+ on eligible purchases, Get $50 back, up to 2x
  • Instacart – Spend $250+ on eligible purchases, Get $50 back, up to 2x
  • Samsung – Spend $1,000+ on eligible purchases, Get $200 back, 1x
  • Scribd – Spend $9.99+ on eligible purchases, Get $9.99 back, up to 5x
  • The Container Store – Spend $150+ on eligible purchases, Get $50 back, up to 2x
  • Virtual Personal Training by Equinox – Spend $780+ on eligible purchases, Get $130 back, up to 5x
  • Wine Insiders – Spend $30+ on eligible purchases, Get $30 back, up to 2x
• $200 Airline Incidental Credit Refreshed in January and is good through 2021
  • make sure you have chosen your airline by the end of the month

American Express Gold

Every single month Amex Gold has a dining credit of $10, this month is no different. I’ve had success in the past buying gift cards to use in the future, but the only catch is using them at valid places: Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations.

In February, Amex Gold received a new Uber Cash credit of $10 a month. If you hold both AmEx Platinum and Gold these can stack to earn you $25 a month. Learn how to do that here

• $10 at restaurants listed above
•  $10 Uber Cash

American Express Business Platinum

The American Express Business Platinum offers a $200 annual Dell credit which is split into 2 separate, semi-annual $100 credits.  The first is active and expires at the end of June, 2021. Make sure you’re utilizing these credits, and if you’re unsure on what to buy – check out how we have made use of it.

There is also an annual $200 Airline Incidental Credit which is active – if you’d like to change your airline you may be able to still do so, although technically these are supposed to be amended by end of January. Also note that multiple 5x categories have been added for certain cardholders.

• $100 Dell credit refreshed and expires 6/30/21
  • Read how we stack Dell credits to extract the most value
• String of 5x categories ( For cardmembers who have had the card prior to 11/1/2020 )
  • Gas
  • Shipping
  • Wireless
  • Advertising
  • Office Supplies
• $200 Airline Incidental Credit has refreshed.

American Express Green

American Express Green is a Chase Sapphire Reserve killer in my opinion, and has 2 annual statement credits for Clear and Lounge Buddy that have both refreshed.

• $100 Clear credit has refreshed
• $100 Lounge Buddy credits have refreshed.

American Express Aspire

This is one heavy hitting hotel card from Amex and comes with a $250 resort credit.

• $250 resort credit refreshes each cardmember year
  • Can be used at Hilton Resorts on incidentals, food, and even has been shown to offset room charges
• $250 Airline incidental credit has refreshed
• Keep an eye out for your Free Weekend Night to repopulate after you account renewal

Do you carry an Amex Cobranded card from Marriott, Delta, or Hilton? Read this article with a full list of your credits