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A lot of money is on the table
Every month certain Amex cards have credits that expire, and if you’re like me, a reminder is helpful so you don’t waste them. Each month I send out a little reminder.
Last month saw the refresh of all the semi-annual credits across multiple cards, and that means that many of those Amex statement credits add up to several hundred dollars. Here’s a quick little guide to make sure you are aware of all the Amex statement credits you can use.
American Express Platinum
Every month Amex has an Uber credit of $15 ( $35 in December ) and these can be used for Uber Eats as well. However…Amex Platinum also comes with an annual $100 Saks 5th Avenue credit that is broken into two $50 credits. One is from January to June, the other from July to December ( that’s expiring end of month ).
In January we saw Amex add in some useful credits for cardmembers who have held their card prior to 11/1/2020 including PayPal as well as multiple Amex Offers – the PayPal credits are monthly and have refreshed for February – don’t forget to use it.
- $15 Uber Credit expiring 02/28/21 and will refresh at $15 on 3/1/21
- $50 Saks 5th Credit is active for 1/1/21 to 6/30/21 period
- $30 PayPal monthly Credit is active through 6/30/21 ( For cardmembers who have had the card prior to 11/1/2020 )
- String of Amex Offers ( For cardmembers who have had the card prior to 11/1/2020 )
- Avis Car Rental – Spend $250+ on eligible purchases, Get $75 back, up to 2x
- BestBuy.com – Spend $50+ on eligible purchases, Get $50 back, up to 2x
- Goldbelly – Spend $100+ on eligible purchases, Get $50 back, up to 3x
- Home Chef – Spend $50+ on eligible purchases, Get $50 back, up to 3x
- HomeDepot.com – Spend $50+ on eligible purchases, Get $50 back, up to 2x
- Instacart – Spend $250+ on eligible purchases, Get $50 back, up to 2x
- Samsung – Spend $1,000+ on eligible purchases, Get $200 back, 1x
- Scribd – Spend $9.99+ on eligible purchases, Get $9.99 back, up to 5x
- The Container Store – Spend $150+ on eligible purchases, Get $50 back, up to 2x
- Virtual Personal Training by Equinox – Spend $780+ on eligible purchases, Get $130 back, up to 5x
- Wine Insiders – Spend $30+ on eligible purchases, Get $30 back, up to 2x
- $200 Airline Incidental Credit Refreshed in January and is good through 2021
- make sure you have chosen your airline by the end of the month
American Express Gold
Every single month Amex Gold has a dining credit of $10, this month is no different. I’ve had success in the past buying gift cards to use in the future, but the only catch is using them at valid places: Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations.
The big news was the new Uber Cash credit of $10 a month. If you hold both AmEx Platinum and Gold these stack.
- $10 at restaurants listed above
- $10 Uber Cash
American Express Business Platinum
The American Express Business Platinum offers a $200 annual Dell credit which is split into 2 separate, semi-annual $100 credits. The first is active and expires at the end of June, 2021. Make sure you’re utilizing these credits, and if you’re unsure on what to buy – check out how we use it.
There is also an annual $200 Airline Incidental Credit which is active – if you’d like to change your airline you may be able to still do so, although technically these are supposed to be amended by end of January. Also note that multiple 5x categories have been added for certain cardholders.
- $100 Dell credit refreshed and expires 6/30/21
- String of 5x categories ( For cardmembers who have had the card prior to 11/1/2020 )
- Gas
- Shipping
- Wireless
- Advertising
- Office Supplies
- $200 Airline Incidental Credit has refreshed.
American Express Green
American Express Green is a Chase Sapphire Reserve killer in my opinion, and has 2 annual statement credits for Clear and Lounge Buddy that have both refreshed.
- $100 Clear credit has refreshed
- $100 Lounge Buddy credits have refreshed.
American Express Aspire
This is one heavy hitting hotel card from Amex and comes with a $250 resort credit.
- $250 resort credit refreshes each cardmember year
- Can be used at Hilton Resorts on incidentals, food, and even has been shown to offset room charges
- $250 Airline incidental credit has refreshed
- Keep an eye out for your Free Weekend Night to repopulate after you account renewal
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Isn’t Amex Platinum Saks credit $100 every 6 months?
typed too fast, should be $50 every 6 months?
Ahhhhhhh good catch
This a little off topic, but related to the Amex Aspire Resort Credit. In late March my first full AF came due (first 4 months was pro-rated). I had seen a lot about Amex not liking you to keep a card less than a year. For that and other reason I paid the AF.
I called Amex and explained I could not use prior Resort Credit (RC) after cancelling some plans due to COVID-10 (and mentioned being 65). They said would extend the RC, I confirmed they were saying I would now have $500 RC available and they said yes,
Over the weekend I chatted with Amex and asked for my RC balance available. Their answer indicated they had not followed through. So I called customer service, That said they were now handling that type of situation with a $250 statement credit instead (no activity required). They said it would hit in about 5 days. They also mentioned I could use the NEW RC for restaurants. We’ll see if they follow through this time. I figure I should know by Friday.
Assuming they do follow through it will be only because I called, Others may be in a situation to try it, having had their card anniversaries earlier his year, and unused RC,
Will advise..
Personal Gold card: http://refer.amex.us/ERICBPPXm?XL=MIACP
Platinum card: http://refer.amex.us/ERICBPPXm?XL=MIACP
Business Platinum: http://refer.amex.us/ERICBPPXm?XL=MIACP
Does buying e-gift cards online with AMEX Gold at the above listed restaurant websites trigger the credit?
Does anyone know of a workaround with the cell phone credits if you use Verizon and have automatic drafting coming from your bank account? I have 5 lines and would lose $50 in credits/mo just to take advantage of paying the bill with my Amex Plat.
I tried buying accessories and a gift card, neither coded as needed to trigger the benefit.
Thank you in advance.
just make an extra payment of $20.00 on your bill
I bought some shirts at SAKS on June 28 and July 2nd since they were having a sale. i got my credit for $50 for the different dates i purchased my shirts. total for the 2 shirts were $145, with the $100 credit and the sale of about %50 off and i only paid $45 bucks for 2 designer shirts…great deal!!
Very liberating to have cancelled my Amex Platinum after 25 years and no longer have to worry about this sort of thing or buying stuff I don’t need to rationalize the annual fee in my mind.
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Apply for an American Express Card with this link. We can both get rewarded if you’re approved!
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used my Saks credit and uber credit yesterday. hopefully they are counted.