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Here are all the banks offering a transfer bonus to partner programs (Updated 06/17/24)

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All the banks offering a transfer bonus to partner programs

If you’re looking to book a future trip, the very best time to transfer points is when you can take advantage of a transfer bonus. We keep an ongoing list of bank transfer bonuses, so go ahead and bookmark this page as it will update as the transfer bonuses continue to change. Please drop comments if you see new offers that I’ve missed!

A few things to take into consideration before you transfer any points

  1. Transferring points from a bank to a partner is one way – you can’t undo the transfer
    • It’s a best practice to only transfer points when you have a booking you want to make
  2. Often transfer bonuses can be targeted, so if you see one down below, you may/may not be targeted
  3. Not all partners are created equal so make sure you’re getting good value
    • As an example
      • 70k Aeroplan miles is enough for a business class ticket from US to Europe
      • 70k Marriott points was enough for a single night at the Westin Hilton Head
  4. Always check the bank’s portal prior to transferring to make sure it isn’t cheaper there vs transferring

Current Transfer Bonuses:

American Express –

  • 15% transfer bonus to Avianca LifeMiles

Bilt Rewards

Capital one

Chase

  • 20% bonus to Aeroplan
    • July 31st, 2024

Citi

  • 15% transfer bonus to Cathay Pacific
    • June 20th, 2024

 

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Transfer partners of each program

 

American Express – link to best uses of Amex Points

 

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BILT Rewards

 

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BREX

  • No transfer bonuses
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Brex Transfer Partners

Capital One – Best ways to Use Capital One Miles

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Chase – Best Ways to Use Chase points

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Chase Ultimate Rewards transfer parnters

Citi

 

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Citi Thank You Transfer Partners

 

Expired Transfer bonuses 

American Express

  • 30% bonus to Virgin Atlantic
    • Through 5/31/24
  • 40% bonus to Hilton ( targeted )
    • Through 5/31/24
  • 20% bonus to AeroMexico
    • Through 5/31/24
  • LIfemiles 15% bonus
    • Through March 15th 
  • Cathay Asia Miles – 10% bonus
    • Through 3/31/24
  • Etihad Guest – 20% bonus
    • Through 4/4/24
  • Virgin Atlantic – 30% bonus
    • through 12/31/23
  • Singapore AIrlines – 20% bonus
    • through 12/31/23
  • Hilton – 30% bonus
    • Through 12/31/23
  • Avianca LifeMiles – 15% bonus
    • Through 12/10/23
  • Qatar Airways – 10% bonus
    • through 12/3/23
  • Hilton – 30% bonus
    • through 11/30/23
  • Jetblue – 25% transfer bonus
    • until 11/30/23
  • Marriott – 20% bonus
    • til 11/30/23
  • Flying Blue ( Air France/KLM )
    • 25% bonus until 9/22/23
  • Amex to Hilton 25% bonus
    • Valid through 8/31/23
  • Amex to LifemIles 15% bonus
    • Valid through 8/31/23
  • Amex to British Airways 30% bonus
    • Valid through 8/31/23
  • Amex to Iberia 30% Bonus
    • Valid through 8/31/23
  • Cathay Pacific Asia Miles
    • 20% Transfer bonus expired 6/14/23
  • Virgin Atlantic
    • 30% transfer bonus expired 6/14/23
  • Flying Blue ( Air France/KLM  )
    • 25% transfer bonus until 5/22/23
  • 20% transfer bonus to Hawaiian expire 1/31/23
  • 30% Transfer bonus to Virgin Atlantic expired 12/29/22
  • 25% Transfer bonus to Air France expired 12/10/22
  • Transfer bonuses that expired 11/12/22
    • 15% to Cathay Pacific Asia Miles
  • Transfer bonuses that expired on 10/31/22
    • 25% transfer bonus
      • Choice Hotels ( 1000 points = 1250 Choice points )
    • 20% transfer bonus
      • Marriott Bonvoy ( 1000 points = 1200 Bonvoy Points )
  • Transfer bonuses that expired on 9/30/22
    • 30% transfer bonus
      • Hilton Honors ( 1000 points = 2600 Hilton Honors )
      • Virgin Atlantic ( 1000 points = 1300 Virgin Points )
    • 25% transfer bonus
      • Aer Lingus ( 1000 points = 1250 Avios )
      • Air France/KLM Flying Blue ( 1000 points = 1250 Flying Blue Miles )
      • British Airways Executive Club ( 1000 points = 1250 Avios )
    • 20% transfer bonus
      • AeroMexico ( 1000 points = 1920 Premier Points )
      • Qantas ( 500 points = 600 Qantas Points )
      • Hawaiian ( 1000 points = 1250 Hawaiian Miles )
    • 15% transfer bonus
      • Aeroplan ( 1000 = 1150 Aeroplan Points )
      • Avianca LifeMiles ( 1000 points = 1150 LifeMiles )
  • 20% Transfer bonus to Asia Miles ended 8/31/22

Bilt

  • 2/1/24 Only to Aeroplan
    • Blue – 75%
    • Silver – 100%
    • Gold – 125%
    • Platinum – 150%
  • January 1st 2024 only – Flying Blue, Virgin, IHG
    • Blue – 75%
    • Silver – 100%
    • Gold – 125%
    • Platinum – 150%
  • 100% transfer bonus to IHG on 12/1/22 Only
  • 100% transfer bonus to Hawaiian on 2/1/23 only
  • 100% transfer bonus on Flying Blue May 1 only
  • September 1st only – Virgin Atlantic
    • Blue – 75%
    • Silver – 100%
    • Gold – 125%
    • Platinum – 150%
  • November 1st only – Emirates
    • Blue – 75%
    • Silver – 100%
    • Gold – 125%
    • Platinum – 150%

Capital one

  • 30% Bonus to Virgin Atlantic
    • Through 4/30/24
  • Etihad Guest – 40% Bonus
    • This is an Etihad promo and won’t show up on your Capital One account
      • Ends 3/31/24
      • Tiered :
        • 10,000 miles = 20% bonus
        • 10,001-50,000 = 30% bonus
        • 50,001 or more = 40% bonus
  • 15% bonus to LifeMiles
    • Ends 9/30/23
  • 30% to Virgin Red through 3/30/23
  • 20% transfer bonus to Accor expired 12/1/22
  • 20% transfer bonus to British Airways expired 12/1/22
  • Transfer bonuses that expired 11/12/22
    • 15% to Cathay Pacific Asia Miles
  • 30% transfer bonus to Virgin Atlantic ended 10/31/22
  • 20% bonus to British Airways ends 8/31/22
  • 20% bonus to Air France ends 8/31/22

Chase

  • 30% transfer bonus to Virgin Atlantic
    • 06/15/24
  • 40% tranfser bonus to Marriott
    • 6/15/24
  • 25% bonus to FlyingBlue 
    • Through 4/30/24
  • 60% transfer bonus to IHG until 3/1/24
  • 20% bonus to Aeroplan
    • Ends 1/15/24
  • 25% transfer bonus to JetBlue  ( Targeted )
    • Ends 1/10/24
  • 25% transfer bonus to FlyingBlue
    • Ends 11/30/23
  • 30% transfer bonus to Virgin Atlantic
    • Ends 11/15/23
  • 50% to Marriott
  • 30% to British Airways, Iberia, Aer Lingus
    • through 9/22/23

Citi

  • 30% bonus to Qatar Airways Avios
    • runs until May 31st 2024 ( only shows on Qatar website not Citi )
  • 50% transfer bonus to Turkish 
    • runs through 6/15/24
      • max of 50k miles
  • 50% transfer bonus to Accor
    • Until May 11th, 2024
  • 25% transfer bonus to Avianca LifeMiles
    • Until 4/13/24
  • 30% transfer bonus to Virgin Atlantic
    • 2/18/24 to 3/16/24
  • 10% transfer bonus to Cathay Asia Miles
    • through 3/31/24
  • 50% bonus to Accor
  • 25% bonus to Qatar Airways 
    • Ends 11/30/23
  • 25% bonus to Avianca LifeMiles
    • Ends Nov 4th, 2023
  • 30% bonus to Qatar Airways
    • Ends Nov 10th, 2023
  • 30% bonus to Virgin Atlantic
    • Ends October 14th, 2023
  • 20% bonus to Wyndham
    • Good through September 16th, 2023
  • 15% transfer bonus to Cathay Pacific Asia Miles
    • Ends July 22nd, 2023
  • 25% transfer bonus to Avianca Lifemiles
    • Until June 30th, 2023
  • 30% transfer bonus to Qatar Airways
    • 6/30/23
  • 25% transfer bonus to Flying Blue
  • 10% transfer bonus to LifeMiles
    • April 2023
  • 30% bonus from Virgin Atlantic
    • 2/19/23 to 3/18/23
  • 20% bonus to Avianca LifeMiles ( targeted )
    • ends 3/31/23
  • Transfer bonuses that expired 11/12/22
    • 15% to Cathay Pacific Asia Miles
  • 25% transfer bonus to Avianca LifeMiles ends 8/31/22

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Affiliate LInk

Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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