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20% Transfer Bonus: Citi Thank You Points to Wyndham Rewards
Citi Thank You is currently running a 20% transfer bonus to Wyndham Rewards. If you’re thinking this is a big fat pass because you don’t have much use for Wyndham, you may be wrong. Wyndham Rewards is partnered with Vacasa vaction rentals, and you can redeem just 15k Wyndham Rewards per bedroom on a Vacasa Vacation rental. This is presents a fantastic redemption opportunity for families that may be looking for units with a kitchen, etc. Let’s take a look!
Make sure you bookmark our complete list of transfer bonuses
20% Citi Thank You transfer bonus to Wyndham Rewards
One thing to note, if you have a Wyndham Earner credit card from Barclay ( best deal found on my Best Offers Credit Card Spreadsheet ) you get a 10% discount on Wyndham Rewards stays. If you were to hold one of those cards alongside this offer…you’re looking at some very cheap Vacasa stays.
- Ends 11/16/24
- 1000 Citi Thank You = 1200 Wyndham Rewards
Using Wyndham Rewards on Vacasa Property Rentals
One of the redemption options for Wyndham Rewards is Vacasa properties – you can find the complete list of included properties linked below. These cannot be booked online and you’ll need to call Wyndham to book.
- Find complete list of Vacasa Properties here
- If it costs less than $500 per night, per bedroom, it’s thought to be bookable.
- Call this number to book: 800-441-1034
- Must cancel outside of 30 days or forfeit all your points
Example in Puerto Vallarta, Mexico
Garza Blanca is a beautiful, oceanside, resort that has a condo element. This is an oceanfront 2 bedroom unit. As you can see this is a 4 night stay, found here, and would set you back $2689 this November. That’s $672 a night for a 2 bedroom, so it’d run you 30k Wyndham Rewards per night, or with this transfer bonus, 25k Citi Thank You points per night. That’s roughly 2.7 cents per point. If you had a Wyndham Earner card, you’d be looking at 27k per night, or 22,500 Citi Thank You per night. Wow…3 cents per point.
Citi Thank You Transfer Partners
Overall
Could be a great opportunity if you have a use for Wyndham Rewards in the near future, especially if you’re looking at Vacasa rentals
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card went through a major refresh in 2026 adding new bonus categories, travel protections, statement credits, and remains one of the best travel starter cards in the market. It earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott. Note that Hyatt is now a 4:3 transfer partner
Welcome Offer
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account openingÂ
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
Earn
- 5x on all travel purchased through Chase Travelâ„
- NEW ACCELERATED EARN CATEGORY: 3x points on gas and EV charging
- NEW ACCELERATED EARN CATEGORY: 3x points on vacation homes at top brands
- Cardmembers will earn 3x points on vacation homes at these top brands: Airbnb, Vrbo, Plu Guide, HomeAway, Homestay.com and Vacasa.
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- 2x on all other travel
- 1x on everyday purchases
- 5x points on Lyft rides Earn 5x total points on eligible Lyft rides including ride share, bike and scooter rides and subscription and membership products through September 30, 2027.
- 5x total points on Peloton equipment Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027.
Benefits and Credits
- $100 Annual Chase Travel Hotel Credit via Chase Travelâ„
- NEW: $120 Global Entry, TSA PreCheck or NEXUS fee credit Cardmembers will receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to the card.
- NEW: Complimentary Apple TV subscription for one year
- Points are transferrable to 14 Ultimate Rewards partners
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:Â
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.Â
The Chase Sapphire Preferred® Card is great starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Chase Ink Business Cash® , Chase Ink Business Unlimited® you can combine the points into the Sapphire Preferred account and transfer into hotel and airline partners
Annual fee remains quite low at $95 a year and if you use the $100 Annual Chase Travel Hotel Credit via Chase Travelâ„ you’ll wipe out that annual fee every year. It has great bonus categories and other useful statement credits to enhance your travel.
One thing that is a bummer is Chase lowered the transfer ratio to World of Hyatt from 1:1 to 4:3.Â
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