This site is part of an affiliate sales network and may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This relationship may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Zachary Abel is also a Senior Advisor to Bilt Rewards. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Current Marriott Credit Card offers
There are a lot of Marriott co-branded credit cards so we thought it’d be best to have a look at all of them in one place. Here are the cards mentioned in this post:
- American Express
- Marriott Bonvoy Business® American Express® Card
- Marriott Bonvoy Bevy® American Express® Card
- Marriott Bonvoy Brilliant® American Express® Card
- Chase
- Marriott Bonvoy Bold® Credit Card
- Marriott Bonvoy Boundless® Credit Card
- Marriott Bonvoy Bountiful® Credit Card
Marriott Property Reviews
The past few years I’ve had the pleasure of experiencing a wonderful selection of Marriott’s most luxurious properties around the world. If you’re a Marriott enthusiast, stay at them for work, or prefer their portfolio of properties, it could be advantageous to equip your wallet with “Supporting Cast” card(s) that are Marriott branded to enjoy extra benefits while on property.
Here’s several Marriott properties I’ve reviewed and recommend
- St Regis Maldives
- Gorgeous, massive villas that are a bucket list destination. 85-100k would be a steal here.
- London Edition
- Sleek, chic, and great bar scene. If you can score a 50k night, you won’t be disappointed in this Soho property
- JW Marriott Grosvenor House
- Wonderful location off Hyde Park, recently renovated, great use of 50k cert with a dope club lounge )
- Marriott Park Lane
- Great location on the corner of Park Lane and Oxford. Boutique feel vs Grosvenor
- Park Tower London
- Knightsbridge – a bit dated, but great location and good use of 50k night cert
- The Joseph Nashville
- Luxury Collection property just off broadway that features a cool rooftop pool
- St Regis New York
- Iconic, incredible luxury property, smack dab on 5th avenue. Anything under 100k is a steal.
- St Regis Rome
- Beautifully renovated, 10-15 mins from Spanish Steps
- St Regis Doha
- Large, beach front hotel with multiple pools, and great elite benefits
- Ritz Carlton Abu Dhabi
- Incredible location across from the Grand Mosque that is on the beach with multiple dining options
Table of Contents
American Express
Marriott Bonvoy Business® American Express® Card
The best offer we’ve seen is 5 free nights, up to 50k per night, after $8k spend in 6 months. You can add 25k to those nights, and my oh my, that’s a good deal! Holding this and the Brilliant are a great combo to net 40 elite nights.
Marriott Bonvoy Business® American Express® Card
Get 15 elite nights every year + Anniversary Night up to 35k, and Marriott Bonvoy® Gold Elite Status
WELCOME OFFER
Limited Time Offer: Earn 150,000 Marriott Bonvoy® bonus points and a $125 statement credit after you use your new Card to make $8,000 in purchases within the first 6 months of Card Membership. Offer Ends 7/15/26
Annual Fee
Points Earned
Marriott Bonvoy
Life with Marriott Bonvoy really starts at Marriott Bonvoy® Platinum Elite Status where you get breakfast and club access. That requires 50 elite nights, so having a Marriott credit card can help by starting the year off with extra elite nights.
This is an easy way to pick up 15 Marriott Elite nights, Marriott Bonvoy® Gold Elite Status, and the annual night can help offset the $125 annual fee. Don’t forget that you can also add up to 25k Marriott Bonvoy points to the anniversary night certs now.
- Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
- 6x points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
- Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Award can be used for one night (redemption level at or under 35,000 points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Enjoy Complimentary Marriott Bonvoy® Gold Elite Status with your Marriott Bonvoy Business® American Express® Card.
- Terms apply.
- See Rates & Fees
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
Marriott Bonvoy Brilliant® American Express® Card
This is the flagship Marriott branded credit card. It comes with a hefty $650 annual fee rates and fees;terms apply, but if you’re staying at Marriott properties regularly, it could be worth it. Why? For starters, it yields Marriott Bonvoy Platinum status which comes with access to club lounges and free breakfast. I don’t really think chasing any other Marriott status below Platinum is worth it, and this card gives it to you straight off the bat. It also yields 25 elite nights every year which is a great boost to your account and 10 more than any of the other Marriott branded cards. You also get a 85k free night certificate upon account anniversary and a $25 monthly dining credit – remember you can add 25k points to free night certificates as well.
$650 is a lot, but if you stay an additional 25 nights a year at Marriott properties, you’re already guaranteed Platinum status via the card, and you’d gain access to the 50 night choice benefits which include 5 nights up suite upgrades and some other options.
Marriott Bonvoy Brilliant® American Express® Card
This card comes with Marriott Platinum Status, 25 elite night credits, $25 a month dining credit, an 85k Marriott Anniversary Free night award, Priority Pass, and more
Welcome Offer
Earn 100,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months and an extra 50,000 bonus points after you make an additional $2,000 in purchases within the first 6 months
Annual Fee
Points Earned
Marriott Bonvoy
Marriott life begins at Platinum status where you get executive lounge access and breakfast at most properties. This card unlocks that status just having it in your wallet.
Is it worth $650? That’s a lot, but if you’re planning Marriott stays, value breakfast/lounge access, it definitely could worth it. Just remember that Ritz Carlton doesn’t honor those benefits…
Get up to $25 monthly dining credit is worth setting a calendar alert, even it it just means loading your Starbucks account.
Another thing to note is that the Platinum status that comes with this card doesn’t include the Choice benefits extended at 50 nights. One of those is suite night upgrades, but you’ll start the year with 25 elite nights as a perk, so you’re half way there.
- Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
- Earn 3X points at restaurants worldwide and on flights booked directly with airlines.
- Earn 2X points on all other eligible purchases.
- Earn up to 21X Marriott Bonvoy® points for every $1 spent on eligible purchases at hotels participating in Marriott Bonvoy. Earn 6X points with the Marriott Bonvoy Brilliant® American Express® Card. Earn up to 10X points from Marriott Bonvoy for being a Marriott Bonvoy member. Earn up to 5X points from Marriott Bonvoy with the 50% Bonus Points on Stays, a benefit available with your complimentary Platinum Elite status.
- $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
- With complimentary Marriott Bonvoy® Platinum Elite status, earn up to 5X points from Marriott Bonvoy® on eligible hotel purchases with the 50% Bonus Points on stays benefit.
- Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®, such as Le Metropolitan, a Tribute Portfolio Hotel in Paris. Certain hotels have resort fees.
- Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Brilliant Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
- $100 Marriott Bonvoy® Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
- Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
- With your Marriott Bonvoy Brilliant® American Express® Card, you can enroll in Priority Pass™ Select, with an unlimited number of visits to over 1,200 airport lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks and internet access in a quiet, comfortable location.
- Trip Cancelled or Interrupted? If you purchase a round-trip entirely with your Eligible Card and a covered reason cancels or interrupts your trip, we may be able to help. Terms, conditions and limitations apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
- No Foreign Transaction Fees on international purchases.
- $650 Annual Fee.
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
Marriott Bonvoy Bevy® American Express® Card
This is a card from American Express that effectively has the same benefits as the Bountiful card from Chase. Honestly, I think most people would be better served with the Chase Marriott Boundless for $95 or the big boy, The Amex Marriott Bonvoy Brilliant, that offers up Platinum status, 25 elite nights, and an annual 85k free night certificate. This requires hefty spend to get a free night certificate and doesn’t really add a ton of extra value for the $250 annual fee Rates and fees; terms apply.
Marriott Bonvoy Bevy® American Express® Card
Marriott Bonvoy Gold Status, 15 elite nights, and an Annual Anniversary Night at properties 50k or less after spending $15k or more. Honestly…I’d think twice about this card
Welcome Offer
Earn 85,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months and an extra 50,000 bonus points after you make an additional $2,000 in purchases within the first 6 months
Annual Fee
Points Earned
Marriott Bonvoy
Honestly… this card is a conundrum. For the annual fee premium over the Chase Marriott Boundless you don’t get a whole lot. You have to spend $15k to get a 50k or less free night, and Marriott Gold isn’t all that great.
Plus, with the Boundless you can upgrade into the Ritz Card after a year which is arguably the best card on the market.
Personally, I think this card is a pass and would steer you towards the Boundless from Chase or the Brilliant from Amex.
- Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
- Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
- Earn 2X points on all other eligible purchases.
- Marriott Bonvoy® 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy®. Terms apply. See www.marriott.com/loyalty/terms/default.mi for more information.
- Earn up to 18.5X Marriott Bonvoy® points for every $1 spent on eligible purchases at hotels participating in Marriott Bonvoy. Earn 6X points with the Marriott Bonvoy Bevy® American Express® Card. Earn up to 10X points from Marriott Bonvoy for being a Marriott Bonvoy member. Earn up to 2.5X points from Marriott Bonvoy with the 25% Bonus Points on Stays, a benefit available with your complimentary Gold Elite status.
- With complimentary Marriott Bonvoy® Gold Elite Status, earn up to 2.5X points from Marriott Bonvoy® on eligible hotel purchases with the 25% Bonus Points on stays benefit.
- Marriott Bonvoy Bevy® Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy® American Express® Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a participating hotel. Certain hotels have resort fees.
- 15 Elite Night Credits: Each calendar year, receive 15 Elite Night Credits towards the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy® member account. Benefit is not exclusive to Cards offered by American Express.
- Booking the trip is easy. Avoiding delays is next to impossible. If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased on the same Eligible Card, up to $300 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period. Terms, conditions and limitations apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
- Plan It® is a payment option that lets you split up large purchases into monthly installments with a fixed fee. A fixed monthly fee is shown upfront so you’ll know exactly how much you’ll pay. Plus, you’ll still earn rewards for the purchases you plan the way you usually do.
- $250 Annual Fee.
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
Chase
Marriott Bonvoy Boundless® Credit Card
My wife and I had this card but recently upgraded it to the Ritz Carlton card. We got it in 2020 when it was offering 5 nights, up to 50k in value a piece, and in my opinion it’s the best offer ( it came back in early 2022 and comes back again periodically – personally that’s my favorite offer ). You should know that you can add 25k points to free night certificates as well.
- Earn 3X points per $1 on the first $6,000 spent in combined purchases annually on grocery stores, gas stations, and dining.
- Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
- Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
- Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
- No Foreign Transaction Fees. Your points don’t expire as long as you make purchases on your card every 24 months.
- Member FDIC
Chase Marriott Bonvoy Boundless® Credit Card
Earn 15 elite nights every year you keep the card, Marriott Silver Status + an annual 35k point anniversary night.
Make sure you read the Marriott application rules as they can be tricky
Welcome Offer
Earn 125,000 Bonus Points after spending $3,000 on eligible purchases + 1 Free Night Award within 3 months of account opening
Redeem your Free Night Award for a one-night stay at properties with a redemption level up to 50,000 points per night. Certain hotels have resort fees.
Annual Fee
$95
Points Earned
Marriott Bonvoy
- Special Offer through 6/30/2027: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That’s up to $50 in statement credits semi-annually.
- Earn 3X points per $1 on the first $6,000 spent in combined purchases annually on grocery stores, gas stations, and dining.
- Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
- Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
- Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
- No Foreign Transaction Fees. Your points don’t expire as long as you make purchases on your card every 24 months.
- Member FDIC
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
As I mention in many of my breakdowns for hotel cards…the annual anniversary night usually outweighs the annual fee.
For $95 a year, you’ll earn an anniversary night good at properties up to 35k a year. You can add 25k to these certificates as well, but keep in mind, this point range will probably be useful on road trips or nights near a hotel…not uber luxury properties.
You’ll also start get 15 elite nights per year which is fantastic if you’re chasing Marriott status.
Marriott Bonvoy Bold® Credit Card
A no annual fee card that will pump up your Marriott account with 15 elite nights as long as its in your wallet.
- Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
- Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
- Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
- 1X point for every $1 spent on all other purchases.
- Travel now, pay later – Break up purchases into equal monthly payments with no interest plus no plan fees on qualifying travel purchases. Terms apply.
- Pay Yourself Back® – Redeem Marriott Bonvoy® points for a statement credit to cover qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year.
- Member FDIC
Marriott Bonvoy Bold® Credit Card from Chase
No annual fee and 15 elite nights per year
Welcome Offer
Earn 60,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening
Annual Fee
$0
Points Earned
Marriott Bonvoy
- No Annual Fee
- Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
- Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
- 1X point for every $1 spent on all other purchases.
- Travel now, pay later – Break up purchases into equal monthly payments with no interest plus no plan fees on qualifying travel purchases. Terms apply.
- New! Pay Yourself Back® – Redeem Marriott Bonvoy® points for a statement credit to cover qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year.
- Member FDIC
I believe 60k after $2k spend in 3 months is the best ever
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
Marriott life begins at 50 elite nights. Why? Because that’s the threshold for Platinum status which includes free breakfast and executive lounge access.
Getting closer to Platinum status is the primary reason you’d add this card to your wallet because it costs you nothing to earn 15 elite nights every single year.
Is this the best card for you? That’s a tough call. It doesn’t come with that many additional benefits, and there are quite strict restrictions when it comes to having more than one Marriott card.
One thing to keep in mind is that if you do have this card for over a year, and you’d like a lot more benefits, you could always upgrade to the Ritz Carlton card.
Marriott Bonvoy Bountiful® Credit Card
You’ll get the 15 elite nights, automatic gold status, and a 1000 bonus points on every stay. If you’re a real road warrior this could really add up.
- Earn Marriott Perks
Non Affiliate link
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.
Marriott Bonvoy Bountiful™ Credit Card
Marriott Bonvoy Bountiful™ Credit Card from Chase offers 15 elite nights, Marriott Gold status, 1000 bonus points each qualifying stay…$250 fee.
Welcome Offer
85k Marriott Bonvoy after $4k in 3 months
Annual Fee
$250
Points Earned
Marriott Bonvoy
- 85k points after $4k spend in 3 months
- 6X Points per $1 spent at hotels participating in Marriott Bonvoy
- $250 Annual Fee
- 4X Points per $1 on the first $15,000 in combined spending each year on grocery store and dining purchases
- 2X Points per $1 spent on all other purchases
- 1,000 Bonus Points per eligible stay at hotels participating in Marriott Bonvoy
- Free Night Award after $15,000 in spend every calendar year (valued at 50,000 points)
- 15 Elite Night Credits towards status each calendar year
- Automatic Gold Elite status each account anniversary year as a cardmember
- Additional Benefits
- Auto Rental Collision Damage Waiver
- Baggage Delay Insurance
- Extended Warranty Protection
- Lost Luggage Reimbursement
- Purchase Protection
- Roadside Dispatch
- Travel Accident Insurance
- Travel and Emergency Assistance Services
- Trip Delay Reimbursement
It debuted with 125k after $4k in 3 months
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
Yes, you get Marriott Gold status, 1k bonus points per eligible night, and 15 elite night credits, but I’m not really understanding why the card is $250
At $250, you’d think you’d get a free night every year as part of the card benefits, but you don’t. You need to spend $15k to get a 50k free night. If that 50k night was included, I could perhaps see the added value, but it’s not.
Personally…I’d don’t get why anyone would pay the extra money over the Bold or Boundless.
Overall
The biggest thing to keep an eye on with these offers is whether you qualify. It’s really complex to figure out the eligibility on these bad boys.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Points Boost
- each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year
- Points are transferrable to 14 Ultimate Rewards partners
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.