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Chase My bonus Spending Offers for Q2, 2024: 5x on Gas, Grocery, and Home Improvement. Check to see if you’re targeted

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Chase My bonus Spending Offers for Q2, 2024

Each quarter, Chase has targeted spending offers for many of their credit cards called My Bonus Spending Offers. These are capped at $1500 in combined purchases across the targeted categories, per card, and run for 3 months. If you have a Chase Freedom Flex(SM) you’re familiar with rotating 5x category bonuses and these work in the same way. This quarter, Chase is targeting cards with 5x  bonus points on purchases made at grocery stores, gas stations, and home improvement stores. Lets’ take a look!

Chase “My Bonus” Spending Offers for Q2 2024

If you’re targeted the bonuses will run from April 4th to June 30th and is maxed out at $1500 total spend on combined spend. Usually these are 5x on the categories targeted, but in the past we have seen IHG cards bump up to 7x points.


  • Can activate now
  • For purchases between 04/04/24 to 06/30/24
  • Max $1500 in combined purchases
    • if you have more than 1 Chase card that is targeted, the $1500 is per card

The Categories being targeted

  • Gas Stations
  • Grocery Stores
  • Home Improvement

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I have a few of these Chase cobrand cards and all I got was a HBO Max offer.

What a dud…


Cards that are likely included in the Chase My bonus Spending Offer:

Aside from the Chase Freedom cards listed, the cards that are targeted are cobranded cards listed below:

How to see what your offer is? You go here and fill in your information: Chase My Bonus Spending Offer

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Should you pivot purchases to targeted cards?

It really depends. If you don’t have a card that earns bonus points on the targeted categories, it could make senes, but if not, it may net you a lower return on spend.

For instance, if you have a Chase Sapphire Preferred® and you’re earning 3x on dining I wouldn’t pivot to the IHG card and get 5x on restaurants. Why?

Chase Ultimate Rewards are conservatively worth 1.5c per point, meaning a 3x multiple is the equivalent of getting 4.5c back when you pay with your Chase Sapphire Preferred.

I’d value IHG points at $0.005 cents per point ( you can often buy them for this price ). So a 5x multiple is just earning 2.5c back per dollar spent on restaurants.

Now…if you don’t have a card that earns a multiple on gas, getting 5x points, as I was targeted to receive up above, is the equivalent of getting 3.5c back per point, and I’d say that would be a good use if you don’t have another option. Comparing again, if you had a Citi Premier that earns 3x on gas, you wouldn’t pivot away since Citi Thank You points are worth at least 1.5c per point.

Simply put… you need to make sure you’re earning the most back per dollar in dollar terms, not in point terms.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

*you may find an elevated offer walking into a branch – see below

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
    • Some people have seen Chase branches offering the following:
      • 75k Ultimate Rewards After $4k spend in 3 months + 10k Ultimate Rewards after $6k in 6 months 
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


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