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Chase Freedom Unlimited®
The Chase Freedom Unlimited® has been a pillar of the Chase credit card portfolio for years now, and there are two great offers for you to consider. Both of them are attractive in their own individual ways depending on the categories you spend the most money on.
As is our practice, we always want to provide you with the best deals, and in this case, they both have merit and come down to individual preference, so we offer links to both offers.
Chase Freedom Unlimited details
- Enjoy 5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more;
- 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
- 1.5% on all other purchases
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
Pairing Chase Freedom Flex® with Chase Sapphire Preferred® Card ( or Sapphire Reserve®, Ink Business Preferred®) makes your points transferrable
The Chase Freedom Unlimited® credit card is a cash back card when held on its own. This means you’ll earn your points or rewards in the form of Ultimate Rewards which can be used as cashback/statement credit or within Chase Travel(SM) at a penny a point.
However, since it’s in the family of Ultimate Reward cards, if you hold any of these Ultimate Reward cards concurrently
you can transfer your points from the Chase Freedom Unlimited® to one of the premium cards 1:1. You can go here to learn more about combining Chase points. It’s super simple and looks like this:
This would give you access to Chase’s great list of transfer partners so you could potentially get even more value.
Below is a picture of the Lufthansa First Class – You can book for 100k Aeroplan miles which Is transfer partner of Chase Ultimate Rewards (available when this card is paired a premium Chase credit card like the Chase Sapphire Preferred )
Is there a welcome offer or bonus for signing up for the Chase Freedom Unlimited?
There are two offers that are both competitive and listed above. You can also find our spreadsheet on the best current offers as well as the best ever offers here.
How does this card help me reach my travel goals?
It guarantees a great 1.5x base rate on your standard purchases allllll without an annual fee. Let’s say you already have a Chase Freedom Flex® which earns 5x points on rotating categories throughout the year, and an Chase Ink Business Preferred® which gives you access to transfer partners. But what about those expenses you’re missing out on? This card would help fill in the gaps so that you’re maximizing your rate of return on purchases everywhere. Achieving your travel goals is about continually increasing your point balance, and then taking advantage of award availability to get more lux for less bucks 😉
Overall
While the Chase Freedom Unlimited is technically a cash back card you can convert your Freedom Unlimited Cash Back into premium Ultimate Rewards by moving the rewards between accounts. This means that you can earn even more premium Ultimate Rewards when you hold the Freedom Unlimited alongside cards like the Chase Sapphire Preferred®, Chase Sapphire Reserve®, or Chase Ink Business Preferred®.
The Chase Freedom Unlimited® presents a great way to get massive earn a lot of points where you spend money the most + guarantee 1.5x on all purchases. This helps you get closer to those amazing first class seats and 5 star hotel rooms we so often blog about.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.