Credit Cards

Chase World of Hyatt Business Card 60k offer

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Chase World of Hyatt Business Card

Let’s get into the details of the Chase World of Hyatt Business Card and see if it fits your wallet and how it compares to the personal version

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World of Hyatt Business Credit Card

4
4/5

If you spend big, you’ll get 5 elite nights every $10k in spend + earn 4 bonus points per $1 on qualified purchases at Hyatt hotels. 

Welcome Offer

60k World of Hyatt points after $5k spend in 3 months

Annual Fee

$199

Points Earned

World of Hyatt points

 

  • Earn  60k World of Hyatt points after spending $5000 in 3 months
  • Up to 9 points total per $1 spent at Hyatt – 4 Bonus Points per $1 on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
  • 2x at fitness clubs and gym memberships
  • New Adaptive Accelator – Earn 2x on the categories you spend most each quarter
    • Until 12/31/24 you’ll 2x at the top 3 categories
      • dining;
      • airline tickets purchased directly with the airline;
      • car rental agencies;
      • local transit and commuting;
      • gas stations;
      • internet, cable and phone services;
      • social media
      • search engine advertising;
      • shipping
    • Starting in 2023 you’ll get 2 bonus points at the top 2 categories
  • Earning Elite Nights via spend
    • Earn 5 Elite nights with every $10k in spend
  • Discoverist Status while you hold the card
      • World of Hyatt Business Credit cardmembers can gift up to 5 Discoverist statuses to their company employees
        • They don’t need to be Authorize Users
  • Spend $50k in a year and get 10% back on all point stays after hitting that spend threshold
  • Get $100 statement credit each year at Hyatt hotels
    • This is divided into two $50 credits
    • No stay requirement needed
    • Valid Interanationally
  • No fee for employee business cards
  • No foreign transaction fees
  • Complimentary roadside dispatch
  • Primary rental car collision damage waiver
  • Extended warranty protection
  • Purchase protection
  • Trip cancellation/travel interruption insurance
  • Travel and emergency assistance services
  • Access to Hyatt Leverage, Hyatt’s global business travel program that offers special rates to qualifying small and mid-sized enterprises at participating Hyatt hotels worldwide
  • $199 annual fee
  • Member FDIC

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

 If you’re going to have just one World of Hyatt credit card, my choice would be the personal version.

It comes with a more streamlined set of benefits and ability to offset the annual fee. 

The big miss on this card to me is the lack of baked in elite nights ( you need to spend $10k to earn 5, but can do so over and over again ), and it doesn’t come with an annual free night award.

Where this card could come in handy is if your business spends a ton of money. You need 60 elite nights to hit Globalist status and you could hit that purely by spending $120k a year on this card. 

You’d also get 10% back on all your award redemptions after spending $50k…but honestly, I think there are much better places to throw your spend.

What are the benefits of the Chase World of Hyatt Business Credit Card?

  • Earn  60k World of Hyatt points after spending $5000 in 3 months
  • 4x at Hyatt hotels
    • 4x on the credit card spend on qualified Hyatt spend
    • 5x as a base member of Hyatt on qualified spend
    • 9x total when combining the two on qualified spend
  • 2x at fitness clubs and gym memberships
  • New Adaptive Accelator – Earn 2x on the categories you spend most each quarter
    • Until 12/31/24 you’ll 2x at the top 3 categories
      • dining;
      • airline tickets purchased directly with the airline;
      • car rental agencies;
      • local transit and commuting;
      • gas stations;
      • internet, cable and phone services;
      • social media
      • search engine advertising;
      • shipping
    • Starting in 2023 you’ll get 2 bonus points at the top 2 categories
  • Earning Elite Nights via spend
    • Earn 5 Elite nights with every $10k in spend
  • Discoverist Status while you hold the card
      • World of Hyatt Business Credit cardmembers can gift up to 5 Discoverist statuses to their company employees
        • They don’t need to be Authorize Users
  • Spend $50k in a year and get 10% back on all point stays after hitting that spend threshold
  • Get $100 statement credit each year at Hyatt hotels
    • This is divided into two $50 credits
    • No stay requirement needed
    • Valid Interanationally
  • No fee for employee business cards
  • No foreign transaction fees
  • Complimentary roadside dispatch
  • Primary rental car collision damage waiver
  • Extended warranty protection
  • Purchase protection
  • Trip cancellation/travel interruption insurance
  • Travel and emergency assistance services
  • Access to Hyatt Leverage, Hyatt’s global business travel program that offers special rates to qualifying small and mid-sized enterprises at participating Hyatt hotels worldwide
  • $199 annual fee
  • Member FDIC
a stuffed monkey sitting on a stone ledge in front of a building with white umbrellas
Park Hyatt Buenos Aires

Is this the highest bonus we’ve seen?

We have seen a 75k welcome offer after $7500 spend in 3 months.

What are Hyatt points worth?

I believe the cheapest they’ve ever been directly sold was roughly 1.7c a pop

What is the adaptive accelerator? Earn up to 2x where you spend most

Every quarter, you will earn a 2x point bonus on the categories where you spend most – this is in addition to the 1x you get everywhere, so its doubling your points. In 2022, you’ll earn it on your top 3 categories, and then in 2023 that number will drop down to 2. Here’s a list of the categories included

  • dining;
  • airline tickets purchased directly with the airline;
  • car rental agencies;
  • local transit and commuting;
  • gas stations;
  • internet, cable and phone services;
  • social media
  • search engine advertising;
  • shipping
a close up of a credit card

Learn More

Affiliate Link

World of Hyatt Business Credit Card

4
4/5

If you spend big, you’ll get 5 elite nights every $10k in spend + earn 4 bonus points per $1 on qualified purchases at Hyatt hotels. 

Welcome Offer

60k World of Hyatt points after $5k spend in 3 months

Annual Fee

$199

Points Earned

World of Hyatt points

 

  • Earn  60k World of Hyatt points after spending $5000 in 3 months
  • Up to 9 points total per $1 spent at Hyatt – 4 Bonus Points per $1 on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
  • 2x at fitness clubs and gym memberships
  • New Adaptive Accelator – Earn 2x on the categories you spend most each quarter
    • Until 12/31/24 you’ll 2x at the top 3 categories
      • dining;
      • airline tickets purchased directly with the airline;
      • car rental agencies;
      • local transit and commuting;
      • gas stations;
      • internet, cable and phone services;
      • social media
      • search engine advertising;
      • shipping
    • Starting in 2023 you’ll get 2 bonus points at the top 2 categories
  • Earning Elite Nights via spend
    • Earn 5 Elite nights with every $10k in spend
  • Discoverist Status while you hold the card
      • World of Hyatt Business Credit cardmembers can gift up to 5 Discoverist statuses to their company employees
        • They don’t need to be Authorize Users
  • Spend $50k in a year and get 10% back on all point stays after hitting that spend threshold
  • Get $100 statement credit each year at Hyatt hotels
    • This is divided into two $50 credits
    • No stay requirement needed
    • Valid Interanationally
  • No fee for employee business cards
  • No foreign transaction fees
  • Complimentary roadside dispatch
  • Primary rental car collision damage waiver
  • Extended warranty protection
  • Purchase protection
  • Trip cancellation/travel interruption insurance
  • Travel and emergency assistance services
  • Access to Hyatt Leverage, Hyatt’s global business travel program that offers special rates to qualifying small and mid-sized enterprises at participating Hyatt hotels worldwide
  • $199 annual fee
  • Member FDIC

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

 If you’re going to have just one World of Hyatt credit card, my choice would be the personal version.

It comes with a more streamlined set of benefits and ability to offset the annual fee. 

The big miss on this card to me is the lack of baked in elite nights ( you need to spend $10k to earn 5, but can do so over and over again ), and it doesn’t come with an annual free night award.

Where this card could come in handy is if your business spends a ton of money. You need 60 elite nights to hit Globalist status and you could hit that purely by spending $120k a year on this card. 

You’d also get 10% back on all your award redemptions after spending $50k…but honestly, I think there are much better places to throw your spend.

What is Hyatt Leverage?

It’s a program whereby you can get discounts between 5 and 15% when making business bookings. You can join here.

a screenshot of a hotel

How does the $100 statement credit work?

It’s divided into 2 separate $50 statement credits and can be used at Hyatt properties worldwide. You don’t need to stay at the hotel to use the credit, so if you’re a fan of the local Hyatt restaurant…you’ll get credit there.

Is this card affected by 5/24?

Yes, you will not be approved if your credit report reflects opening 5 or more new accounts in the past 24 months

Can you hold the business and personal versions?

Yes, that’s not problem at all as long as you fall below Chase’s 5/24 rule

a bed with a stuffed animal on it
Park Hyatt Vienna

How does this card compare to the personal World of Hyatt Credit Card?

Here are the biggest differences in my opinion:

The personal version includes:

  • A free night up to category 4 after each account anniversary
  • Category 1-4 night after spending $15k
  • 2 elite nights every $5k you spend
  • Annual fee is $95

The business card includes

  • Adaptive Accelerator
    • earn 2x on the categories you spend most
      • dining;
      • airline tickets purchased directly with the airline;
      • car rental agencies;
      • local transit and commuting;
      • gas stations;
      • internet, cable and phone services;
      • social media
      • search engine advertising;
      • shipping
  • 5 nights every $10k in spend
  • 10% back on award nights after hitting $50k in spend
  • Hyatt Leverage

What are some of my favorite Hyatt stays?

I have used points to stay at the following properties

a teddy bear on a wicker basket next to a pool

 

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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 Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

*you may find an elevated offer walking into a branch – see below

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
    • Some people have seen Chase branches offering the following:
      • 75k Ultimate Rewards After $4k spend in 3 months + 10k Ultimate Rewards after $6k in 6 months 
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

6 Comments

  • Ethan February 11, 2023

    Earn 60K points after spending $5000 in the first 3 months. Thanks for using my referral link!

    https://www.referyourchasecard.com/205n/WA6M47QFYB

  • William February 4, 2023

    World of Hyatt Business Credit Card: Earn 60K points after spending $5000 in the first 3 months.

    https://www.referyourchasecard.com/205n/3WX3LPB5EI

    Good Luck! Thank You!

  • Alyssa August 29, 2022

    Thanks for this info! I have both cards. Which would you recommend using to try and keep Globalist? The 2 elite nights every $5k you spend for personal or the 5 nights every $10k in spend for business card?

  • Tanc April 6, 2022

    Hi Miles, I love your site. I hate to nitpick but I’m pretty sure that the bonus categories for the card only get 2x total. 1x standard plus 1x bonus point for a total of 2x. Hyatt also refers to the brand hotel spend as 4x “bonus” points but that is the total. It’s not 5x. The “bonus” term is a bit confusing. I have the card and this has been the rewards structure so far.

    • Miles April 6, 2022

      Hey Tanc, I updated the 2x – my bad! and made the 4x/5x section a little clearer. Thanks for the head’s up!

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