This site is part of an affiliate sales network and may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This relationship may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Zachary Abel is also a Senior Advisor to Bilt Rewards. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase World of Hyatt Business Credit Card
Let’s get into the details of the Chase World of Hyatt Business Card and see if it fits your wallet.
World of Hyatt Business Credit Card
If you spend big, you’ll get 5 elite nights every $10k in spend + earn 4 bonus points per $1 on qualified purchases at Hyatt hotels.
Welcome Offer
60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening
.
Annual Fee
$199
Points Earned
World of Hyatt points
- Up to 9 points total per $1 spent at Hyatt –
- 4 Bonus Points per $1 on qualifying purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
- 2 Bonus Points per $1 spent in your top three spend categories each quarter.
- 2 Bonus Points per $1 spent on fitness club and gym memberships
- Earning Elite Nights via spend
- Earn 5 Elite nights with every $10k in spend
- Discoverist Status while you hold the card
- World of Hyatt Business Credit cardmembers can gift up to 5 Discoverist statuses to their company employees
- They don’t need to be Authorize Users
- World of Hyatt Business Credit cardmembers can gift up to 5 Discoverist statuses to their company employees
- Spend $50k in a year and get 10% back on all point stays after hitting that spend threshold
- Get $100 statement credit each year at Hyatt hotels
- This is divided into two $50 credits
- No stay requirement needed
- Valid Interanationally
- No fee for employee business cards
- No foreign transaction fees
- Complimentary roadside dispatch
- Primary rental car collision damage waiver
- Extended warranty protection
- Purchase protection
- Trip cancellation/travel interruption insurance
- Travel and emergency assistance services
- Access to Hyatt Leverage, Hyatt’s global business travel program that offers special rates to qualifying small and mid-sized enterprises at participating Hyatt hotels worldwide
- $199 annual fee
- Member FDIC
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
If you’re going to have just one World of Hyatt credit card, my choice would be the personal version.
It comes with a more streamlined set of benefits and ability to offset the annual fee.
The big miss on this card to me is the lack of baked in elite nights ( you need to spend $10k to earn 5, but can do so over and over again ), and it doesn’t come with an annual free night award.
Where this card could come in handy is if your business spends a ton of money. You need 60 elite nights to hit Globalist status and you could hit that purely by spending $120k a year on this card.
You’d also get 10% back on all your award redemptions after spending $50k…but honestly, I think there are much better places to throw your spend.
5 elite nights for every $10k spend
This is a difference between the business and personal versions ( the personal gives you 5 elite nights every year for holding vs the business version which yields 5 elite nights every $10k spend ).
What are Hyatt points worth?
I believe the cheapest they’ve ever been directly sold was roughly 1.7c a pop
Earn up to 2x bonus where you spend most
Every quarter, you will earn a 2x point bonus on the 3 categories where you spend most
- dining;
- airline tickets purchased directly with the airline;
- car rental agencies;
- local transit and commuting;
- gas stations;
- internet, cable and phone services;
- social media
- search engine advertising;
- shipping
World of Hyatt Business Credit Card
If you spend big, you’ll get 5 elite nights every $10k in spend + earn 4 bonus points per $1 on qualified purchases at Hyatt hotels.
Welcome Offer
60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening
.
Annual Fee
$199
Points Earned
World of Hyatt points
- Up to 9 points total per $1 spent at Hyatt –
- 4 Bonus Points per $1 on qualifying purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
- 2 Bonus Points per $1 spent in your top three spend categories each quarter.
- 2 Bonus Points per $1 spent on fitness club and gym memberships
- Earning Elite Nights via spend
- Earn 5 Elite nights with every $10k in spend
- Discoverist Status while you hold the card
- World of Hyatt Business Credit cardmembers can gift up to 5 Discoverist statuses to their company employees
- They don’t need to be Authorize Users
- World of Hyatt Business Credit cardmembers can gift up to 5 Discoverist statuses to their company employees
- Spend $50k in a year and get 10% back on all point stays after hitting that spend threshold
- Get $100 statement credit each year at Hyatt hotels
- This is divided into two $50 credits
- No stay requirement needed
- Valid Interanationally
- No fee for employee business cards
- No foreign transaction fees
- Complimentary roadside dispatch
- Primary rental car collision damage waiver
- Extended warranty protection
- Purchase protection
- Trip cancellation/travel interruption insurance
- Travel and emergency assistance services
- Access to Hyatt Leverage, Hyatt’s global business travel program that offers special rates to qualifying small and mid-sized enterprises at participating Hyatt hotels worldwide
- $199 annual fee
- Member FDIC
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
If you’re going to have just one World of Hyatt credit card, my choice would be the personal version.
It comes with a more streamlined set of benefits and ability to offset the annual fee.
The big miss on this card to me is the lack of baked in elite nights ( you need to spend $10k to earn 5, but can do so over and over again ), and it doesn’t come with an annual free night award.
Where this card could come in handy is if your business spends a ton of money. You need 60 elite nights to hit Globalist status and you could hit that purely by spending $120k a year on this card.
You’d also get 10% back on all your award redemptions after spending $50k…but honestly, I think there are much better places to throw your spend.
What is Hyatt Leverage?
It’s a program whereby you can get discounts between 5 and 15% when making business bookings. You can join here.
How does the $100 statement credit work?
It’s divided into 2 separate $50 statement credits and can be used at Hyatt properties worldwide. You don’t need to stay at the hotel to use the credit, so if you’re a fan of the local Hyatt restaurant…you’ll get credit there.
Is this card affected by 5/24?
Yes, you will not be approved if your credit report reflects opening 5 or more new accounts in the past 24 months
Can you hold the business and personal versions?
Yes, that’s not problem at all as long as you fall below Chase’s 5/24 rule
What are some of my favorite Hyatt stays?
I have used points to stay at the following properties
- Park Hyatt Buenos Aires
- Carmelo Resort – Uruguay
- Park Hyatt Siem Reap
- Park Hyatt Saigon
- Park Hyatt Washington D.C.
- Park Hyatt Vienna
- Andaz New York
- Andaz West Hollywood
- Grand Hyatt San Diego
- Grand Hyatt Atlanta Grand Suite
- Grand Hyatt Dubai
- Andaz Abu Dhabi
- Hyatt Centric Santa Barbara
- Grand Hyatt Taipei
- Grand Hyatt Tokyo
- Andaz Shanghai
- Hyatt Ziva Puerto Vallarta – all inclusive
- Alila Villas Uluwatu
- Hyatt Regency Churchill London
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card went through a major refresh in 2026 adding new bonus categories, travel protections, statement credits, and remains one of the best travel starter cards in the market. It earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott. Note that Hyatt is now a 4:3 transfer partner
Welcome Offer
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
Earn
- 5x on all travel purchased through Chase Travel℠
- NEW ACCELERATED EARN CATEGORY: 3x points on gas and EV charging
- NEW ACCELERATED EARN CATEGORY: 3x points on vacation homes at top brands
- Cardmembers will earn 3x points on vacation homes at these top brands: Airbnb, Vrbo, Plu Guide, HomeAway, Homestay.com and Vacasa.
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- 2x on all other travel
- 1x on everyday purchases
- 5x points on Lyft rides Earn 5x total points on eligible Lyft rides including ride share, bike and scooter rides and subscription and membership products through September 30, 2027.
- 5x total points on Peloton equipment Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027.
Benefits and Credits
- $100 Annual Chase Travel Hotel Credit via Chase Travel℠
- NEW: $120 Global Entry, TSA PreCheck or NEXUS fee credit Cardmembers will receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to the card.
- NEW: Complimentary Apple TV subscription for one year
- Points are transferrable to 14 Ultimate Rewards partners
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® Card is great starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Chase Ink Business Cash® , Chase Ink Business Unlimited® you can combine the points into the Sapphire Preferred account and transfer into hotel and airline partners
Annual fee remains quite low at $95 a year and if you use the $100 Annual Chase Travel Hotel Credit via Chase Travel℠ you’ll wipe out that annual fee every year. It has great bonus categories and other useful statement credits to enhance your travel.
One thing that is a bummer is Chase lowered the transfer ratio to World of Hyatt from 1:1 to 4:3.
The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.