Credit Cards

Chase World of Hyatt Business Card

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Chase World of Hyatt Business Card

Chase has dropped a first ever World of Hyatt Business Card. Let’s get into the details and see if it fits your wallet and how it compares to the personal version

What are the benefits of the Chase World of Hyatt Business Credit Card?

  • Earn  60k World of Hyatt points after spending $5000 in 3 months
  • 4x at Hyatt hotels
    • 4x on the credit card spend on qualified Hyatt spend
    • 5x as a base member of Hyatt on qualified spend
    • 9x total when combining the two on qualified spend
  • 2x at fitness clubs and gym memberships
  • New Adaptive Accelator – Earn 2x on the categories you spend most each quarter
    • Until 12/31/23 you’ll 2x at the top 3 categories
      • dining;
      • airline tickets purchased directly with the airline;
      • car rental agencies;
      • local transit and commuting;
      • gas stations;
      • internet, cable and phone services;
      • social media
      • search engine advertising;
      • shipping
    • Starting in 2023 you’ll get 2 bonus points at the top 2 categories
  • Earning Elite Nights via spend
    • Earn 5 Elite nights with every $10k in spend
  • Discoverist Status while you hold the card
      • World of Hyatt Business Credit cardmembers can gift up to 5 Discoverist statuses to their company employees
        • They don’t need to be Authorize Users
  • Spend $50k in a year and get 10% back on all point stays after hitting that spend threshold
  • Get $100 statement credit each year at Hyatt hotels
    • This is divided into two $50 credits
    • No stay requirement needed
    • Valid Interanationally
  • No fee for employee business cards
  • No foreign transaction fees
  • Complimentary roadside dispatch
  • Primary rental car collision damage waiver
  • Extended warranty protection
  • Purchase protection
  • Trip cancellation/travel interruption insurance
  • Travel and emergency assistance services
  • Access to Hyatt Leverage, Hyatt’s global business travel program that offers special rates to qualifying small and mid-sized enterprises at participating Hyatt hotels worldwide
  • $199 annual fee
Park Hyatt Buenos Aires

Is 60k points the highest we’ve seen?

We have seen a 75k welcome offer after $7500 spend in 3 months. This is a lower offer but lower spend as well

What are Hyatt points worth?

I believe the cheapest they’ve ever been directly sold was roughly 1.7c a pop

What is the adaptive accelerator? Earn up to 2x where you spend most

Every quarter, you will earn a 2x point bonus on the categories where you spend most – this is in addition to the 1x you get everywhere, so its doubling your points. In 2022, you’ll earn it on your top 3 categories, and then in 2023 that number will drop down to 2. Here’s a list of the categories included

  • dining;
  • airline tickets purchased directly with the airline;
  • car rental agencies;
  • local transit and commuting;
  • gas stations;
  • internet, cable and phone services;
  • social media
  • search engine advertising;
  • shipping

What is Hyatt Leverage?

It’s a program whereby you can get discounts between 5 and 15% when making business bookings. You can join here.

How does the $100 statement credit work?

It’s divided into 2 separate $50 statement credits and can be used at Hyatt properties worldwide. You don’t need to stay at the hotel to use the credit, so if you’re a fan of the local Hyatt restaurant…you’ll get credit there.

Is this card affected by 5/24?

Yes, you will not be approved if your credit report reflects opening 5 or more new accounts in the past 24 months

Can you hold the business and personal versions?

Yes, that’s not problem at all as long as you fall below Chase’s 5/24 rule

Park Hyatt Vienna

How does this card compare to the personal World of Hyatt Credit Card?

Here are the biggest differences in my opinion:

The personal version includes:

  • A free night up to category 4 after each account anniversary
  • Category 1-4 night after spending $15k
  • 2 elite nights every $5k you spend
  • Annual fee is $95

The business card includes

  • Adaptive Accelerator
    • earn 2x on the categories you spend most
      • dining;
      • airline tickets purchased directly with the airline;
      • car rental agencies;
      • local transit and commuting;
      • gas stations;
      • internet, cable and phone services;
      • social media
      • search engine advertising;
      • shipping
  • 5 nights every $10k in spend
  • 10% back on award nights after hitting $50k in spend
  • Hyatt Leverage

What are some of my favorite Hyatt stays?

I have used points to stay at the following properties


Affiliate link via CardRatings


The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based. 

Welcome Offer

60k Points after $4k spend in 3 months

80k offer in branch currently – I think this should be online soon

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

Super solid welcome offer.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
  • $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

There is currently an 80k offer after $4k spend in 3 months available in branch, and up to 90k after $6k spend in 6 months. I suspect some version of this will be online soon if you don’t want the hassle of going into a branch.

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 60k is a very, very good offer. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back. .

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 


  • Ethan February 11, 2023

    Earn 60K points after spending $5000 in the first 3 months. Thanks for using my referral link!

  • William February 4, 2023

    World of Hyatt Business Credit Card: Earn 60K points after spending $5000 in the first 3 months.

    Good Luck! Thank You!

  • Alyssa August 29, 2022

    Thanks for this info! I have both cards. Which would you recommend using to try and keep Globalist? The 2 elite nights every $5k you spend for personal or the 5 nights every $10k in spend for business card?

  • Tanc April 6, 2022

    Hi Miles, I love your site. I hate to nitpick but I’m pretty sure that the bonus categories for the card only get 2x total. 1x standard plus 1x bonus point for a total of 2x. Hyatt also refers to the brand hotel spend as 4x “bonus” points but that is the total. It’s not 5x. The “bonus” term is a bit confusing. I have the card and this has been the rewards structure so far.

    • Miles April 6, 2022

      Hey Tanc, I updated the 2x – my bad! and made the 4x/5x section a little clearer. Thanks for the head’s up!

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