The Best United credit cards offers

United and Chase unveiled a slew of new offers in November 2022, but most of the other bloggers won’t publicize the best deals associated with them. We’ve updated the list below to reflect the best current offers with quick rundowns of our opinion and benefits. Make sure you Check our spreadsheet that highlights all of the current best offers as well as the all time high best offers.

One of the best uses of United miles is International business class

• United business class review 77W EWR to TLV
• United business class review 77W GRU to ORD
• United business class review 767 ORD to LHR

United Personal Cards

United Gateway(SM) Card

This is the entry level United Card from Chase that has no annual fee and gets you some basic United benefits like 25% back on food/beverages/Wifi in flight.

*This matches the highest offer I’ve seen at 30k after $1k in 3 months

Offer:

• Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open
• No annual fee

Benefits

• Earn 2 miles per $1 spent on United(R) purchases, at gas stations and on local transit and commuting
• Earn 2 miles per $1 spent on United(R) purchases
• Earn 2 miles per $1 spent at gas stations, on local transit and on commuting
• Earn 1 mile per $1 spent on all other purchases
• 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card

United(SM) Explorer Card

For $95 a year, this is a United credit card that could be beneficial to United loyalists since it comes with a free first checked bag for you and a companion, 2 United Club passes each year, priority boarding, and the 25% in flight statement credit for food/beverage/Wifi.  You’ll also get a Global Entry/TSA Pre $100 credit every four years you keep the card. Not bad for $95 a year!

The highest offer of 70k with waived fee

Offer ( Non Affiliate ):

• Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
• $0 introductory annual fee for the first year, then $95.

Benefits:

• Earn 2 miles per $1 spent on dining, hotel stays, and United(R) purchases
• Up to $100 Global Entry, TSA PreCheck(R) or NEXUS fee credit
• 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
• Free first checked bag – a savings of up to $140 per roundtrip.
  • You and a companion
  • Terms Apply.
• Enjoy priority boarding privileges and visit the United Club(SM) with 2 one-time passes each year for your anniversary
• Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.

United Quest(SM) Card

This is a true premium United credit card that comes with a $250 annual fee. The biggest extras you’ll get come with the $125 United purchase credit and the two 5000 mile award flight credits.  These credits are refunds when you book United award flights, so effectively, if you use United miles two times in a year, you’d get 10k miles back. If you bought United flights, you’d get up to $125 back. If you’re spending more than $125 a year on United and taking more than two award flights, it could make sense to have this card over the Explorer since you’re netting out at $125 vs $95 and getting 10k miles redeposited in your account.

*Highest was 100k after $5k spend in 3 months

Offer ( Non Affiliate ):

• Earn 60,000 bonus miles + 500 PQP after you spend $4,000 on purchases in the first 3 months your account is open.
• $250 Annual Fee

Benefits:

• Earn 3x miles on United(R) purchases
• Earn 2x miles on dining including eligible delivery services, select streaming services, and all other travel
• Earn 1x mile on all other purchases
• Earn 500 PQP for every $12k you spend on purchases up to 6k PQP in a calendar year
• Each year, receive up to a $125 United(R) purchase credit and two 5K-mile anniversary award flight credits. Terms apply.

Enjoying the United Polaris Pajamas I was given on my flight from Newark to Tel Aviv, Israel

United Club(SM) Infinite Card

This is the flagship United credit card and really only makes sense if you travel a lot on United and want lounge access. Typically, lounge access is going to cost you $650 a year, but this card comes with it as a perk and only costs $525 a year. The other big perk, and this is really important if you like United but don’t have status, is the 2 free checked bags for you and a companion. Those fees could add up fast, and with status requiring higher and higher spend, could end up saving you quite a bit of money.

Other notable benefits: You’ll also get IHG Platinum status with a $75 statement credit towards IHG hotel purchases and 10% back on Economy Saver flights

*highest was 120k after $6k spend in 3 months

Offer (Affilate):

• 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

Benefits:

• 80k welcome bonus after $5k spend
• United Club Membership
• $525 Annual Fee
• United Premier Access
• Earn 500 Premier Qualifying points for every $12k spend you put on the card
  • maxed at 8,000 PQP
• IHG Rewards Platinum Status + $75 statement credit
  • Through 12/31/22 you will get a $75 statement credit when you make purchases at IHG Hotels and Resorts
• $100 Global Entry/TSA Pre credit
• 1st and 2nd checked bag is free
• Clear perks
• Up to 4k PQPs via spend
• 10% back on Economy Saver Award tickets
• 25% back on inflight purchases
• 25% back as a statement credit on premium drink purchases made in United Clubs with their United Card.
• 4x United Miles on:
  • Gas
  • Office Supplies
  • Restaurants
  • And Local Transit ( to include taxis, mass transit, tolls, and ridesare)
• 2x United Miles on
  • travel
  • restaurants
  • eligible food delivery services, including Caviar, DoorDash, GrubHub, and Seamless
• No blackout dates
• No foreign transaction fees

Swiss business class is a great use of United miles as well..starting at 70k from the US to Europe

 United Business Cards

This card is kind of the business version of the United Explorer card. It comes with a $100 United travel credit if you buy more than 7 flights, 2 United Club passes, first checked bag for you and a companion, and if you carry it alongside a United personal card, you’ll get 5000 bonus miles. For $99 a year, I’d say this is a better card than the Explorer and doesn’t count against your Chase 5/24 number.

*highest was 150k after $20k spend in 6 months

Offer ( affiliate )

• Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
• $0 introductory annual fee for the first year, then $99.

Benefits

• 2x United Miles on:
  • Gas
  • Office Supplies
  • Restaurants
  • And Local Transit ( to include taxis, mass transit, tolls, and ridesare)
•  5,000 United miles on your Cardmember anniversary when you hold both the United Business Card and any personal Chase United Card
•  $100 annual United(R) travel credit after seven United flight purchases of $100 or more each anniversary year
• 25% back on United inflight purchases (includes Wi-Fi, food and beverages)
• Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
• No blackout dates
• 1st checked bag is free
• Priority boarding as a cardholder
• 2 United Club^SM one-time passes
  • This is on account opening
  • Every year on your account anniversary
• No foreign transaction fees
• Add employee cards fee-free

United Club Business

This is the business version of the Club Infinite card that comes with complimentary United Club access for just $450 a year vs $650 if you bought United Club access without the card. It also comes with Avis President’s Club status ( top tier ), Premier Access on United which includes expedited check-in, early boarding, more award space, and you even get primary rental car coverage.

*highest ever was 100k after $10k spend in 3 months

Offer ( non affiliate ):

• 75k after $5k spend in 3 months
• United Club membership ( $650 value )
• $450 annual fee

Benefits

• 2x on United purchases
• 1.5x everywhere else
• 2 free checked bags
• Premier Access
  • Priority boarding
  • Expanded award availability
  • Premier upgrades on award tickets
• 500 PQP after every $12k you spend
  • up to 1000 PQP per year
• Avis President’s Club status
• DoorDash Dash Pass
  • Get one-year complimentary DashPass, a membership for both Doordash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.*
• Primary rental car insurance
• Trip delay, cancellation
• Baggage delay, loss
• Purchase protection
• No foreign transaction fees