Credit Cards

Reader Referal: Chase Marriott Bonvoy Boundless 3 free nights, up to 50k

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There are currently two offers on the Chase Marriott Bonvoy Boundless. Both of them require $3k spend in 3 months; however, the bonus is different. The more publicized offer is for 100k points, but there is a refer a friend offer that yields 3 nights, up to 50k a night. It should be noted that those nights can be topped up by 15k points, but the most you could use them toward would be hotels up to 65k points. If you’re looking at properties that are priced much higher…the points offer may be your best bet. Note that this is already featured on my best credit offers spreadsheet where I list the best offers currently as well as best ever so you can make the most informed decision whether I make a commission or not!

The refer a friend offer can be found here. 

General Benefits

  • 3x points in combined purchases on gas, groceries, and dining
  • 2x points on all other purchases
  • Automatic Silver status and get gold if you spend $35k+ on the card
  • 15 Elite Night Credits each calendar year
  • 1 Elite night for every $5k in purchases
  • No fx fees
  • $95 annual fee

 

 Affiliate link via Card Ratings

Chase Sapphire Preferred® Card


4.8
4.8/5

The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based. 

Welcome Offer

60k Points after $4k spend in 3 months

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
  • $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

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