Credit Cards

15 Things you should immediately do with your American Express Platinum

a stuffed animal holding a card

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Got The Platinum Card® from American Express? Here are 15 things you should do immediately

The Platinum Card® from American Express is one of the most talked about cards in the market.  It’s the one card that I get asked the most about, and I find that a lot of people don’t take advantage of all the benefits and credits that come with this super premium card.

Yes, it has a very high annual fee, but if you’re willing to mine the value out of the card, you’ll find it yields far more than the fee in benefits, statements credits, and perks.

I keep anywhere from 20 to 30 credit cards at one time. I tailor it throughout the year to suit my spending habits and travel goals. Let’s take a look at the American Express Platinum card and the 15 things you should do immediately after getting one. ( If you’re a cardholder and haven’t done these things…it’ll be our secret, but get going!!! There’s money on the table 🙂 )

Here’s more in on the Amex Plat including the best current offer we have been able to find:

a silver credit card with a picture of a man

Learn More

Via Resy: 100k after $8k spend in 6 months + 10x Dining (up to $25k max in 6 months)

Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

Learn More

Reader Referral: 150k after $8k in 6 months

Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy

The Platinum Card® from American Express

4.7
4.7/5

The Platinum Card® from American Express is a heavy hitter, and not just because it’s made of metal.

This is a card I carry and is jam packed with benefits including lounge access, VIP travel benefits, and a ton of statement credits.

Welcome Offer

Two offers listed

Points Earned

Transferrable American Express Membership Rewards

 

A card we carry and love. The Platinum Card® from American Express is chock full of benefits

You’ll also have access to Priority Pass lounges (enrollment required), Amex’s own uber lux Centurion Clubs, earn 5x points on airfare purchased directly with the airlines or Amex Travel, access to Amex’s own Fine Hotels and Resorts program for upgrades, breakfast, and credits, earn $15 a month in Uber credits (enrollment required), and their Membership Rewards are some of the best points you can possibly earn.

I love using their points to transfer to programs like Aeroplan, Singapore Airlines, Air France, Emirates, Avianca, Qantas, and many, many more.

  • $695 annual fee *Rates and Fees; terms apply
  • Up to $200 Hotel credit
    • You must pre-book via Amex FHR or The Hotel Collection, which requires a two night minimum stay, via Amex Travel
  • Up to $200 Uber Cash yearly credit valid US only (enrollment required )
    • Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • Up to $240 Digital Entertainment Credit (enrollment required )
    • Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal.
  • Up to $189 CLEAR® Plus Credit (enrollment required )
  •  Up to $200 airline incidental credit (enrollment required )
  •  Up to $100 global entry or $85 TSA Pre credit (enrollment required )
  • Up to $12.95 + tax / month Walmart+ membership
    • Walmart+ members receive unlimited free shipping with no order minimum on items shipped by Walmart.com, free delivery from stores, as well as mobile and contactless check-out to make shopping faster.
  • Centurion lounge access
  • Priority Pass select membership (enrollment required )
  • Rental Car Status
    • Hertz President’s Circle
    • Avis Preferred Plus
    • National Executive
  • Access to American Express Fine Hotels and Resorts, The Hotel Collection
  • 5x on airfare purchased via Amex Travel or with your selected airline
  • *Rates and Fees; terms apply

150k after $6k spend in 6 months along with 15x worldwide dining ( up to $25k ) was the best we ever have seen publicly through Resy. However, the 150k referral without the dining is pretty hard to beat imo.

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

What are all the benefits?

  • $695 annual fee (Rates and Fees)
  • Up to $200 Hotel credit
    • You must pre-book via Amex FHR or The Hotel Collection, which requires a two night minimum stay, via Amex Travel
  • Up to $200 Uber Cash yearly credit valid US only (enrollment required )
    • Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • Up to $240 Digital Entertainment Credit (enrollment required )
    • Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal.
  • Up to $300 Equinox credit (enrollment required )
  • Up to $200 airline incidental credit (enrollment required )
  • Up to $100 global entry or $85 TSA Pre credit (enrollment required )
  • Up to $12.95 + tax / month Walmart+ membership
    • Walmart+ members receive unlimited free shipping with no order minimum on items shipped by Walmart.com, free delivery from stores, as well as mobile and contactless check-out to make shopping faster.
  • Up to $25 Soul Cycle monthly credit
    • Platinum Card Members will receive a $300 statement credit every time they purchase a SoulCycle At-Home Bike, up to 15x per calendar year.
    • An Equinox+ membership is required to purchase a SoulCycle at-home bike and access SoulCycle content.
    • Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only.
    • This stacks on top of the $25/month Equinox+ statement credit.
  • Centurion lounge access
  • Priority Pass select membership (enrollment required )
  • Rental Car Status
    • Hertz President’s Circle
    • Avis Preferred Plus
    • National Executive Elite
  • Access to American Express Fine Hotels and Resorts, The Hotel Collection
  • 5x on airfare purchased via Amex Travel or with your selected airline
  • Authorized Users
    • $195 per authorized user for new cardholders
    • Existing users, effective 8/17/23, rate will go up to $195 on your card renewal
    • Add unlimited
  • *Rates and Fees; terms apply

How do I add these benefits to the American Express Platinum card?

When you log into your account, just click on benefits and you’ll see a list.

a close-up of a screen

Before we get into any of these benefits…you should be aware of the amazing transfer partners you have:

Amex has over 20 incredible transfer partner and using these partner is how we are able to take bucket list trips every single year.

a group of logos

 

I’d highly recommend you read our article on the Best ways to use Amex points. One of our favorite uses is Lufthansa First Class

1st thing to do after getting your Amex Platinum: Claim your up to  $200 Uber credit

Every single year you get up to a $200 Uber cash credit and Uber Vip status ( for basic cardholder only ) terms apply. This is divided across the year as such:

  • Up to $15 a month
  • Up to $35 in December

You just need to enroll your card in order to claim the credit – it’s super easy. Adding the card to your account should do it, if not, read this article and it walks you through it.

a screenshot of a cell phoneYou can actually pool multiple Uber credits. So if you carry an Amex Gold, or anyone in your family has an Amex Platinum or Gold, you can add their cards to your account and the credit is lumped together. You can read about this technique in detail here.

a screenshot of a phone

 

#2 and #3 thing to do after getting your Amex Platinum: Claim your complimentary hotel elite status with Marriott and Hilton

The American Express Platinum card gives you both Marriott Gold and Hilton Gold status just being a cardmember, but you need to enroll your card. If you add Platinum Card Authorized users, they get both of these statues as well. If you just add companion cards, they don’t.

It’s super simple – All you need to do is enter your information and you’re good to go. Having hotel elite status can substantially change the quality of your stay with a brand. Both of these statuses are what is referred to as “mid tier” but can often result in upgrades or lounge access where available.

I write about purchasing points quite often as a way to offset the cost of your trip – having elite status with Hilton means you’ll get a 5th night free when you use points to redeem. This is epic when you look at aspirational resorts around the world. For instance, the Conrad Bora Bora, shown below, costs 95k per night. But, if you have Hilton Gold status, you’d get a 5th night free. This is a huge savings in points and you get that status just for being an Amex Platinum cardmember. Hilton Gold also grants club lounge access at many hotels around the world.

a group of huts on a beach

a silver credit card with a picture of a man

Learn More

Via Resy: 100k after $8k spend in 6 months + 10x Dining (up to $25k max in 6 months)

Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

Learn More

Reader Referral: 150k after $8k in 6 months

Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy

The Platinum Card® from American Express

4.7
4.7/5

The Platinum Card® from American Express is a heavy hitter, and not just because it’s made of metal.

This is a card I carry and is jam packed with benefits including lounge access, VIP travel benefits, and a ton of statement credits.

Welcome Offer

Two offers listed

Points Earned

Transferrable American Express Membership Rewards

 

A card we carry and love. The Platinum Card® from American Express is chock full of benefits

You’ll also have access to Priority Pass lounges (enrollment required), Amex’s own uber lux Centurion Clubs, earn 5x points on airfare purchased directly with the airlines or Amex Travel, access to Amex’s own Fine Hotels and Resorts program for upgrades, breakfast, and credits, earn $15 a month in Uber credits (enrollment required), and their Membership Rewards are some of the best points you can possibly earn.

I love using their points to transfer to programs like Aeroplan, Singapore Airlines, Air France, Emirates, Avianca, Qantas, and many, many more.

  • $695 annual fee *Rates and Fees; terms apply
  • Up to $200 Hotel credit
    • You must pre-book via Amex FHR or The Hotel Collection, which requires a two night minimum stay, via Amex Travel
  • Up to $200 Uber Cash yearly credit valid US only (enrollment required )
    • Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • Up to $240 Digital Entertainment Credit (enrollment required )
    • Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal.
  • Up to $189 CLEAR® Plus Credit (enrollment required )
  •  Up to $200 airline incidental credit (enrollment required )
  •  Up to $100 global entry or $85 TSA Pre credit (enrollment required )
  • Up to $12.95 + tax / month Walmart+ membership
    • Walmart+ members receive unlimited free shipping with no order minimum on items shipped by Walmart.com, free delivery from stores, as well as mobile and contactless check-out to make shopping faster.
  • Centurion lounge access
  • Priority Pass select membership (enrollment required )
  • Rental Car Status
    • Hertz President’s Circle
    • Avis Preferred Plus
    • National Executive
  • Access to American Express Fine Hotels and Resorts, The Hotel Collection
  • 5x on airfare purchased via Amex Travel or with your selected airline
  • *Rates and Fees; terms apply

150k after $6k spend in 6 months along with 15x worldwide dining ( up to $25k ) was the best we ever have seen publicly through Resy. However, the 150k referral without the dining is pretty hard to beat imo.

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

4) Claim your up to a $189 Clear Plus credit – many ways to get discounted membership

Clear expedites your security experience and will put you at the front of the line. If you already have TSA Pre, Clear will walk you to the front and hand deliver you to the TSA agent.  If you don’t…why? Amex Platinum refunds both Global Entry and TSA Pre charges every 4 years, so get on it!

Don’t forget you can get a discount on your clear membership simply by linking your Delta SkyMiles, Alaska Airlines, United accounts, you’ll get a discount on your yearly subscription if you’re a student or in the military which easily puts it under the credit your Amex Platinum gives you.

Delta Clear Discount

a white rectangular object with blue textUnited Clear Plus Discount

a close-up of a price tag
United Clear Plus Benefits

Alaska Airlines Clear Plus Discount

a screenshot of a white and black page
Alaska Clear Plus discount

Military Clear Plus Discount
a person with a gunStudent Clear Plus Discount

a man and woman taking a selfieFamily Discount

a screenshot of a website

 

5th thing to do after getting your Amex Platinum: Claim your $100 Saks 5th Avenue credit

Every year, American Express Platinum cardmembers, get $100 statement credit at Saks 5th Avenue. This is broken into two statement credit periods and you need to enroll your card in order for them to trigger.

  • January through June you’ll get a $50 statement credit
  • July through December you’ll get another $50 statement credit.

 

a screenshot of a phoneOnce, you’ve spent the $50, you’ll receive a statement credit shortly thereafter. It’ll look like this:

a close-up of a blue text

6th thing to do after getting your Amex Platinum: Claim your $200 Airline Incidental Credit

Every year, American Express Platinum cardholders get a $200 airline incidental credit. Usually you have to select your airline by the end of January, but when you get a card mid-year, you can select it then. If you don’t select an airline, your card isn’t enrolled, and you won’t be able to trigger that credit. So make sure you select one!

a screenshot of a credit cardHere’s a list of airlines that are included

    • Alaska Airlines
    • American Airlines
    • Delta Airlines
    • Frontier Airlines
    • Hawaiian Airlines
    • JetBlue Airways
    • Spirit Airlines
    • Southwest Airlines
    • United Airlines

And then these are the expenses that usually qualify

  • Airport Lounge membership and passes
  • Checked bag fees
    • Overweight or oversize fees
  • Inflight purchases like food and beverage – note that WIFI may not trigger it since it can be processed by 3rd parties
  • Pet flight fee
  • Phone reservation fees
  • Seat assignment fees
    • If you’re get a economy plus, etc
  • Ticket Change fees
  • Sometimes Southwest tickets under $50 trigger it, but they aren’t technically included

7th thing to do after getting your Amex Platinum: Enroll in Priority Pass Select

Do you like phatty phat lounges to occupy your time during a layover with snacks, beverages, and sometimes whole meals of food? Ya…me too. Enroll in Priority Pass and you’ll gain access to over 1300 lounges worldwide. I can’t tell you how many times I’ve used this feature.

a screenshot of a phone

8th: Claim your Car Rental Status with Hertz, Avis, and National

Go here to enroll your card with the various programs and get status – and note that Amex Platinum now comes with top tier Hertz status.

Avis Preferred Plus Status

  • Preferred Plus Status
  • Platinum discount with code: A75690

Hertz President’s Circle Status

  • 211762 to save on the base rate of rentals,
  • receive a 4-hour grace period on returns within the US, before an extra day charge is applied
  • savings up to 20% on published base rates
  • guaranteed car-class upgrades on certain class vehicles with a 24-hour advance reservation
  • Additional terms and limitations apply.

National Emerald Executive Status

  • Have access to a special Executive aisle when renting

9th: Claim your Global Entry or TSA Pre√ credit

If you are still lining up at the normal security lines…your life just got a lot better. As a benefit of American Express Platinum, you get a statement credit to offset your Global Entry or TSA Pre credit. Simply enroll and then charge your fee to your card and you’ll see the reimbursement.

a screenshot of a cellphone

a silver credit card with a picture of a man

Learn More

Via Resy: 100k after $8k spend in 6 months + 10x Dining (up to $25k max in 6 months)

Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

Learn More

Reader Referral: 150k after $8k in 6 months

Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy

The Platinum Card® from American Express

4.7
4.7/5

The Platinum Card® from American Express is a heavy hitter, and not just because it’s made of metal.

This is a card I carry and is jam packed with benefits including lounge access, VIP travel benefits, and a ton of statement credits.

Welcome Offer

Two offers listed

Points Earned

Transferrable American Express Membership Rewards

 

A card we carry and love. The Platinum Card® from American Express is chock full of benefits

You’ll also have access to Priority Pass lounges (enrollment required), Amex’s own uber lux Centurion Clubs, earn 5x points on airfare purchased directly with the airlines or Amex Travel, access to Amex’s own Fine Hotels and Resorts program for upgrades, breakfast, and credits, earn $15 a month in Uber credits (enrollment required), and their Membership Rewards are some of the best points you can possibly earn.

I love using their points to transfer to programs like Aeroplan, Singapore Airlines, Air France, Emirates, Avianca, Qantas, and many, many more.

  • $695 annual fee *Rates and Fees; terms apply
  • Up to $200 Hotel credit
    • You must pre-book via Amex FHR or The Hotel Collection, which requires a two night minimum stay, via Amex Travel
  • Up to $200 Uber Cash yearly credit valid US only (enrollment required )
    • Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • Up to $240 Digital Entertainment Credit (enrollment required )
    • Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal.
  • Up to $189 CLEAR® Plus Credit (enrollment required )
  •  Up to $200 airline incidental credit (enrollment required )
  •  Up to $100 global entry or $85 TSA Pre credit (enrollment required )
  • Up to $12.95 + tax / month Walmart+ membership
    • Walmart+ members receive unlimited free shipping with no order minimum on items shipped by Walmart.com, free delivery from stores, as well as mobile and contactless check-out to make shopping faster.
  • Centurion lounge access
  • Priority Pass select membership (enrollment required )
  • Rental Car Status
    • Hertz President’s Circle
    • Avis Preferred Plus
    • National Executive
  • Access to American Express Fine Hotels and Resorts, The Hotel Collection
  • 5x on airfare purchased via Amex Travel or with your selected airline
  • *Rates and Fees; terms apply

150k after $6k spend in 6 months along with 15x worldwide dining ( up to $25k ) was the best we ever have seen publicly through Resy. However, the 150k referral without the dining is pretty hard to beat imo.

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

10th thing to do after getting your Amex Platinum: Claim free 2 day shipping with ShopRunner

Over 100 stores are part of the ShopRunner network.


a screenshot of a phone
11th thing to do after getting your Amex Platinum: Switch your phone bill over to get Free Mobile Phone Insurance

American Express Platinum cardholders get a fantastic benefit of mobile phone insurance.

  • Covers up to $800 with a $50 deductible
    • Damaged, lost or stolen

Other cards provide multiple points per dollar spent as well as coverage in different amounts. Read our article on the complete breakdown of Mobile Phone Insurance benefits to compare and make the best selection for your needs.

a cell phone protection message

12th Up to $300 yearly Equinox credit (enrollment required )

If you’re unfamiliar with Equinox, it’s a high end gym that features the latest and greatest in fitness and workout classes. They don’t come cheap, but they are pretty exceptional.

I have several friends who swear by Equinox, and this benefit will be used to the max Personally, I’m not a member, nor will I join, so this will go unused in my account

  • $300 Equinox credit (enrollment required )

13th Up to $240 digital entertainment credit ( enrollment required )

  • Up to $240 Digital Entertainment Credit (enrollment required )
    • Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal.

l. It’s capped at $20, not $20 per company, and its per month. You do need to enroll your card, so don’t forget.

 

a screenshot of a cellphone

A cool thing to do here is pickup Hulu as a bundle…I have ATT&T for mobile and get HBO Max as a benefit so I chose to add Showtime on, but you could do a number of different configurations to add value and use up the whole credit. I end up paying a bit more than the $20 credit

 

14th: Up to $12.95 + tax WalMart+ credit

I didn’t really have much use for this until mid August 2022 when WalMart announced that Paramount+ Essential would be included in the membership. I may occasionally order things from WalMart, but I have a Paramount+ membership and this means I can cancel it.

a screen shot of a television

15th: Don’t forget your up to $200 Hotel credit

I’ve included this last since you don’t really need to do anything to “add” this to your account, it’s a benefit that is stagnant until triggered.

This credit has been added as a benefit alongside the annual fee increase in July 2021. Not only do new cardholders get it, but those with existing accounts can make use of it even while still paying the lower annual fee ( the new fee will kick in on renewals starting in 2022 – if your renewal is in say 11/21, you’ll pay the lower annual fee but still enjoy the new benefits ).

The $200 credit applies to pre-paid bookings with Amex Travel on American Express Fine Hotels and Resorts and The Hotel Collection qualifying pre-paid stays, and note that a two minimum stay is required with the Hotel Collection. I absolutely love the Fine Hotels and Resorts program and will undoubtedly make use of this credit every year.

Plus you’d get all of the typical FHR benefits which include another $100 food and beverage credit, upgrade, breakfast, and 4pm check out. More on this program down below.

a screenshot of a hotel credit

Looking at the a pre-paid rate at the Trafalgar which is a Hilton Curio Collection property in central London, you can see that 4 nights pre-paid is roughly $1270 in mid July.  Getting $200 back on this stay is 15%-20% off and comes with great benefits ( an additional $100 property credit ).

Anecdotally it seems that these bookings, even pre-paid, will qualify for elite benefits, but don’t count on it. We have Hilton Diamond from the Amex Hilton Aspire, so hopefully we will receive a breakfast credit as well, but if not, we do get $100 hotel credit for stays over 2 nights.

Recap:

The American Express Platinum card offers a bevy of benefits, services, and statement credits. This is just a list of the 14 most important things you should do immediately after opening your card, or after they add new benefits. If you’d like to read about more ways the Amex Platinum can provide outsized value…read our article on the top reasons why Amex Platinum is worth the annual fee.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

a blue credit card with blue lines and white text

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Refer a Friend Link 

 Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

*you may find an elevated offer walking into a branch – see below

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
    • Some people have seen Chase branches offering the following:
      • 75k Ultimate Rewards After $4k spend in 3 months + 10k Ultimate Rewards after $6k in 6 months 
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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