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How I used my Dell Amex Offers

Dell is throwing some serious incentives at consumers via Amex Offers, and now that we are in the 2nd half of the year you can use your refreshed Amex Business Platinum credits as well. If you aren’t familiar with what I’m referring to, Amex Business Platinum refreshes Dell statement credits, which are $200 per 6 months for 2020, every 6 months.  You still have a couple of months to make use of this credit. Amex just added in another amazing Dell credit – 10% off on up to $1500. I just made my purchases and they should come in very handy for my YouTube channel!

You may be in the camp that thinks you don’t have much use for Dell credits, and you should really reconsider that position. Dell has a lot of products, which we get into detail in this post, that are outside of Dell branded products like portable chargers, tvs, printers, mircophones, cables, memory cards, etc. Let’s take a look at the current offers that are circulating.

Dell Amex Offers expiring end of 2020 – Free $100

• Additional point per dollar – this would be 4x if you use Rakuten
• 10% off up to $1500
• Spend $100, get $100
• Use $200 Dell Amex Biz Plat statement credits

Amex Platinum $100 credit.

This is something that I all Amex Platinum cardholders have as a perk until the end of the year.

Get 10% off, up to $1500 purchase

Pretty straight forward and extends well into 2021.

Stack with Dell $200 Amex Business Platinum credit

That’s right folks, if you’re an American Express Business Platinum credit cardholder, for 2020, you’ll receive an additional $100 statement credit for the 2nd half of 2020. That means you have an additional $200 to use on top of the Amex Offers you see up above.

You can enroll here

Using multiple cards to maximize your offers via Split Payment – this is what I just did

Amex Offers can be targeted to various cards, like the $100 credit up above is for my Amex Platinum, but not to fret, Dell allows you to split payment.  This is absolutely fantastic news, especially if you’d like to make a bigger purchase. I want you to know that you can add each card that is targeted to max out your credits and offers.

For instance, I split payments between my Amex Business Platinum to trigger the $200 statement credit, and my Amex Personal Platinum for the $100 statement credit. My Amex Business Platinum was also the one targeted for the 10% off+ 1 additional Membership Rewards. In total my bill was $367.45. I put $100 on my Amex Platinum, and $267.45 on my Amex Business Platinum. I’ll get $300 of that back + $26.75 so my total out of pocket will be $40.70. I’ll need to pick up a mount bracket, but I’ll wait until 2021 to use another Amex Business Platinum credit. Unfortunately, my YetiPro is backordered so I won’t be getting it until 2021.

 

Add in Rakuten to earn even more Membership Rewards – keep an eye on this – it was as high as 15x during Black Friday

Rakuten partnered with American Express to allow users the ability to earn Membership Rewards instead of cashback. That’s what I do, and how I’ve earned over 100k points this year off referrals and bonus points. You’ll notice that since Amex Offers are triggered on the backend of a purchase, you earn the Rakuten multiple on the full purchase price. In the example above, a $700 tv would earn 2x points, or 1400 additional Membership Rewards

If you don’t have Rakuten, you can use our Referral

Overall

I had hemmed and hawed over what to use my 2nd half 2020 Amex Credits for, but I’m extremely happy with my purchase. I’ve been spending a lot of time growing my TikTok audience, but I plan to expand further into YouTube in 2021, and better sound quality with absolutely create better content for my viewers.

My parents are a similar position to me and have decided that they are going to use their credits to purchase a new tv for their living room. They have also been targeted for 10% off on purchases up to $1500 and have a Platinum, Business Platinum combo. They ended up getting this 55in Samsung for about $450-$500 out of pocket with 12x points via rakuten.

And the points quickly hit the Rakuten account

 

Don’t let these credits go to waste!