Credit Cards

120k Marriott Chase Card (Targeted)

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This is a deal that’s worth mentioning, but not one that I’d necessarily recommend getting UNLESS you’re really looking for Marriott Rewards. The reason? Earlier this year Marriott offered a 100k bonus after $5k spend. That’s 20k more than the 80k that is regularly avail, and one that I’m sure will come around again. We’ve even seen 100k bonuses for the business version too. Both of those deals offer great bonuses for a much smaller minimum spend. It’d be a great 1-2 punch if under 5/24, but alas, I haven’t been in the situation to take advantage of those offers. Annual fee is waived the first year. $85 after that.

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Here’s the public offer which equates to 87,500 points

Two of the biggest benefits, IMO of the card. Free annual night and reward nights toward elite status.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

2 Comments

  • Ann M. Barndt October 26, 2017

    “It’d be a great 1-2 punch if under 5/24”

    I didn’t understand what you meant here. Can you please rephrase it?

    We loved the Marriott Chase card (the fee paid for itself in the free room stay, plus we could often couple it with Friends and Family rate.) We have since moved to the Southwest Chase card so number one son can fly home from college at least occasionally. 🙂

    • Miles October 27, 2017

      Hey Ann –

      I was referring to the 100k Marriott personal and 100k business versions available earlier in the year and I’d guess will come back at some point. If you could nab those concurrently or one after another you’d net 200k Marriot – a great, one – two combo. You do need to be under 5/24 to qualify for both cards tho

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