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Capital One continues to enhance their program. It’s been several years now since they moved from being purely a cashback rich ecosystem to one that has a great list of transfer partners. They’ve released better and better point earning cards, including the Capital One Venture X which I think is the best super premium card for most people. The program they’re building is straight forward and its easy to see how you can make your annual fee back in benefits or travel credits.
Early in 2023 the Capital One Premier and Lifestyle Collection properties went live…a clear competitor to American Express Fine Hotels & Resorts and Hotel Colleciton that Venture X ( Premier Collection ) and Venture X Business ( Premier Collection ), and Venture Rewards ( LIfestyle Collection ) cardholders could utilize. Those collections offer users property credits, upgrades, late checkout, breakfast, etc. It all depends on the property and the collection they’re a part of…and there are many more of those now.
Capital One is adding in Vacation Rentals a la Airbnb or VRBO except you’ll earn points like you would in the travel portal and certain perks and benefits. Homes are curated by the following companies:
What benefits do you get?
- Earn 5x points on Premier and Lifestyle
- 1:1 Redemption
- Experience credits: A first-of-its-kind benefit in the industry, eligible cardholders have the opportunity to further enhance their stay with an experience credit to use toward a wide variety of amenities such as in-home chef meals, pre-arrival groceries, mid-stay property cleanings and more. Available to customers with each vacation rental booking, Premier Collection stays come with a $100 experience credit, and Lifestyle Collection stays come with a $50 experience credit.
- Destination experts + support: Feel the peace of mind that comes with professionally-managed properties that offer local expertise as well as property support to ensure cardholders can get the most out of their stay.
- Other premium benefits: Enjoy complimentary Wi-Fi along with early check-in and late check-out when available.
Which cardholders qualify?
Just like the hotel properties:
Premier Collection:
- Capital One Venture X
- Capital One Venture X Business
Lifestyle Collection
- Capital One Venture X
- Capital One Venture X Business
- Capital One Venture Rewards
- Capital One Spark Miles
What are some examples?
Capital One’s portfolio of vacation homes is currently available across 30+ markets nationwide, including Smoky Mountains, Charleston, Maui; Sonoma, CA; Hilton Head, SC; Breckenridge, CO; Berkshires, MA; and Austin, TX. In the coming months, this inventory will be expanded to additional markets within the U.S., along with international destinations.
You can find it by selecting it in Capital One search “Vacation Rentals”
You can search via Map function:
Overall
Extra ways to earn and burn points are always a plus no matter what the program.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
75k Ultimate Rewards after $4k spend in 3 months
*you may find an elevated offer walking into a branch – see below
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 75k Ultimate Rewards after $4k spend in 3 months
- Worth $937.50 in Chase Travel℠ and way more if you maximize transfer partners
- Some people have seen Chase branches offering the following:
- 75k Ultimate Rewards After $4k spend in 3 months + 10k Ultimate Rewards after $6k in 6 months
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
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