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Chase has a promo running from mid October until the end of November for Chase Ultimate Rewards Apple redemptions.. Personally, this isn’t something I would do since I value aspirational travel redemptions, but if you’re sitting on a heap of points, and you’re looking for an Apple product, this is worth a second look. Usually you’d get around a penny a point, but with this offer you’ll get a 10-50% bump depending on the card you have.
This pegs the value at a similar point to what you’d get redeeming in the Chase travel portal ( actually a bit higher for the cashback iterations ). Another way to look at this is kind of like a pay yourself back but strategically incentivized with Apple products. Let’s take a look!
From October 15th to November 30th 2022
Starting October 15 – November 30, 2022, Chase Freedom, Chase Ink and Chase Sapphire cardmembers can earn more when redeeming points for Apple® products through the Apple Ultimate Rewards® store.
Details for each card include:
Freedom, Freedom Unlimited, Freedom Flex, and Freedom Student
- 10% more when redeemed for Apple products through Ultimate Rewards
Ink Business Cash, Ink Cash and Ink Business Unlimited:
- 10% more when redeemed for Apple products through Ultimate Rewards
Ink Business Preferred and Ink Plus
- 25% more when redeemed for Apple products through Ultimate Rewards
Sapphire Preferred
- 25% more when redeemed for Apple products through Ultimate Rewards
Sapphire Reserve
- 50% more when redeemed for Apple products through Ultimate Rewards
JPMorgan Reserve
- 50% more when redeemed for Apple products through Ultimate Rewards
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
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