This perk would make the Chase British Airways Credit Card a must have

Chase British Airways Credit Card

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I’ve carried the card in the past, and am thinking of picking it up again.

I’d mainly be doing this to pick up the bonus, but I’m also very disenchanted with AA’s elite status. I’ve written about this in the past and pivoted to Alaska earlier in the year, but this past weekend I flew a few economy legs as an Exec Plat. On two of those legs I was 12th on the upgrade list. Were they between LA and New York, Chicago, Dallas, Miami? No, between Columbus and Phoenix, and Phoenix and LA. That is nuts. While I know I’ll continue to fly AA here and there, I don’t want to credit my miles to them, but want to enjoy One World Status. What to do?

Enter British Airways.

Over the past few months I’ve been looking more closely at BA’s program. Instead of EQM you earn Tier Points, and if you can get 600 Tier Points in a membership year you can qualify for BA Silver ( One World Sapphire). Qatar routinely offers amazing Business Class fares between Europe and SouthEast Asia that would pick up nearly enough Tier Points for BA Silver in one roundtrip.  I’d have earned more than 600 Tier Points on the crazy Golden Ticket fares two weeks ago ( $600 roundtrip from Saigon to New York in Business).

BA Silver corresponds to One World Sapphire which means free bags, free main cabin extra, and Business Class lounge access ( this includes Admirals Club access on U.S. domestic flights.)

The catch? You must fly 4 BA segments to get British Airways Silver or Gold status. To me, this is akin to EQD. BA won’t allow you to gain status with them solely flying on partners. Fair enough. But, like many cards, BA could offer a waiver of the four flights if you hit a certain spend on the card. That would generate revenue for them by incentivizing higher spend, and would create value for customers who would otherwise hit Elite Status with BA, but can’t get in the 4 segments.

What’s the current BA Card offer and included benefits?

Up to 100k bonus points…

Chase British Airways Credit Card

The biggest reason people kept the card in their wallet was CARDOFFERU – 10% off flights. This ends December 31st, 2017

This is a huge devaluation, and will prompt many people to drop the card. Why keep a slot in your wallet, and one from Chase, without continuing you have ongoing value?
Chase British Airways Credit Card

The card also earns only 1 point per dollar. Back when I had carried it, you’d earn 1.25 points per dollar spent.

I put $20k of spend through the card when I carried it back in 2014. For that $20k spend I generated 125k Avios and got 10% back on BA flights. My folks had the card and put $30k through it in a year. They ended up utilizing the BOGO offer and flew BA First to South Africa. Even with the fees and taxes it turned out to be a great experience and deal. While the BOGO still lives on, the 1.25 Avios per dollar is dead.

Around the world 2015 - 36 of 41

British Airways also devalued their 1-650 mile flights since I had the card. Making flights that once cost 4500 Avios jump to 7500 Avios.

This is another hit to U.S. members of the program. That 4500 Avios redemption was incredible for flying from LA to SFO and I even used it to fly from IND to ORD a few years back to surprise my mom at Christmas with trip to Chicago. 6k more points roundtrip is a big increase, and one that is only imposed on flights within the U.S.A.

Imagine if the offer stayed as it is: 50k after $3k, 75k after $10k, 100k after $20k. But in addition to getting a bonus 25k points at $10k, you also got a waiver on the 4 BA flight requirement for status. 

I’d pick this card up today. It’s not restricted by 5/24, has a great sign up bonus, and would make it FAR easier for me to credit partner flights to British Airways and gain status. The Irony is that I’ll fly more than 4 BA flight segments this year, but I’m crediting them all to Alaska because of MileagePlan’s insane partner earn rates.

Would you pick this card up if it added on a 4 flight waiver as a benefit? What other benefits would make the card more attractive to you?


Affiliate link via CardRatings


The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based. 

Welcome Offer

60k Points after $4k spend in 3 months

80k offer in branch currently – I think this should be online soon

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

Super solid welcome offer.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
  • $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

There is currently an 80k offer after $4k spend in 3 months available in branch, and up to 90k after $6k spend in 6 months. I suspect some version of this will be online soon if you don’t want the hassle of going into a branch.

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 60k is a very, very good offer. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back. .

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 


  • Christian August 12, 2017

    I’d say that the perk that would make the card a no brainer is that cardholders get to redeem BA metal awards without fuel surcharges. Tons of people would carry the card, which of course means that more people would use the card as well. If they wanted to make it more difficult, they could require a minimum annual spending threshold as well, perhaps 10k.

    • Miles August 12, 2017

      That perk would be incred!

  • Ten Bucks a Week August 11, 2017

    What were your fees on the trip to South Africa? I just booked a trip and the total came to $3,500 2 legs First, 2 legs Economy to Asia. I like the card, don’t really need status as I have a lounge pass through Ritz card.

    • Miles August 11, 2017

      I think roundtrip they were roughly $1500 a person. EWR-LHR-JNB all in First in 2015

  • Golfmad August 11, 2017

    Unless you know something I don’t (which is entirely possible) the 10% CARDOFFERU discount will be renewed for 2018. I’ve had the card several years and each year the discount is limited to the end of the current year. It has always been extended.

    The biggest problem is that as you approach the end of each year you cannot use it into the next year until it’s been extended.

    I’d be very extremely if the discount is not extended past the end of December 2017.

    • Miles August 11, 2017

      Hey Goldmad – I don’t have any specific information as to the loss of the benefit, but was surprised when I looked at the official offer via the Chase website ( i have no affiliate at this point) and didn’t see any mention of the 10% discount. I only found it on the BA website and it mentioned the expiration being 12/31/17. It’s a huge devaluation if it happens

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