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Citi’s AA Biz 50k w/o 24 month language + Chase Ink Biz Pref 100k, Chase Ink Cash 50k Offers
There were two YUUUUUUUUGE offers that came out yesterday. The first was a follow up on a rumor that the Chase Ink Biz 80k would become a Chase Ink Biz 100k. That has turned out to be a true rumor and a sweetener with an increased Chase Ink Cash 50k bonus to boot! The second offer that poked it’s little head out yesterday was a super primo Citi AA Biz 50k w/o 24 month language. The Citi offer was too good to pass up and applied, went pending, and was finally approved. Let’s take a little closer look at these offers.
The Chase Ink Biz Pref 100k and Chase Ink Cash 50k offers
These were first rumored on Doctor of Credit and then he posted a follow-up. I currently carry an Ink Cash and think it’s a great card to keep in your wallet: No annual fee, 5x on bonus categories, and 50k is the BY FAR the highest I’ve ever seen. The Ink Biz Preferred is a card that I would like to pick up now that I have two businesses and let’s be honest…100k?!?! That’s amazing. I’ll keep an eye on the in-branch offers and see if it’s something that I qualify for in a few months, but I’d love to get one at some point.
*Caution! Worth remembering that 5/24 is in effect for both cards
Ink Business Preferred 100k –
You can read our write up on the card here, but the deets for this offer are as follows
- Avail March 12th – in-branch only and could be targeted for business customers. DPs will tell us the story.
- annual fee not waived first year. $95
- 100k pts after 5k spend in 90 days
- 3x category bonuses ( up to 150k spend travel, shipping purchases, internet, cable and phone services, and social media advertising)
Ink Business Cash
This is a card that I carry and one I’d recommend keeping in your wallet.
- Avail March 12th – in branch only and could be targeted for business customers. DPs will tell us the story here as well.
- No Annual fee
- 50k ( $500 cash back) afer $3k spend
- 5x category bonuses ( At office supply stores, cellular phone, landline, internet, and cable TV services)
- 2x category bonsus on gas and restaurants
Keep in mind that the Ink Business Cash is not an Ultimate Rewards earning card. This means that you need to hold a card that does earn transferable UR to make use of the points for transfer partners like Singapore Air which I used to fly Lufthansa First Class.
The Citi AA Biz 50k w/o 24 month language
I saw this posted on Frequent Miler, but apparently Miles to Memories broke the story…either way it’s a FANTASTIC deal and I applied within 15 minutes of seeing the offer. I went pending, spoke to a rep to verify some personal information, and was approved.
WHY? What is this 24 month language you speak of?
Citi will only grant a sign up bonus to applicants who haven’t opened or closed a card IN THE FAMILY of the points Citi would grant you in the past 24 months. So this means if you just got a Citi AA Plat, you can not receive a bonus for 24 months on a Citi AA Exec card, Gold, etc. This is a big change from the 18 month rule which prevented sign up bonuses on the same product within 18 months of opening or closing. Now it’s any card that would give you AA miles as a bonus.
The only exception is Citi Business Cards. You can’t get the bonus 24 months from opening OR closing a Citi Business card, having a Citi AA Biz card within 24 months of opening a Citi AA personal card doesn’t prevent a bonus. So…If you’ve had a Citi AA Business card you can still get a bonus on a personal Citi AA card. Still pretty restrictive, right?
As you can see I’ve had a few of these AA cards. One of them was a Citi Business card that was closed about 18 months ago. I’ve had other cards since then, and when I saw that this card didn’t have the 24 month language I was super stoked. Not only could I get an easy 50k after $3k spend, and it wouldn’t go against my 5/24, AND it wouldn’t count against my Citi 24 month Family bonus, but I’d also get my reduced mileage award eligibility back. I lost that last thing when I downgraded my Aviator Red to an Aviator.
Here’s the broad strokes and application link
- No 24 month language
- Doesn’t affect your Chase 5/24 number
- 50k bonus after $3k spend
- Gives you reduced Mileage Award eligibility.
- $95 annual fee is waived first year
- Earn 2 miles for every $1 spent on select business categories including gas stations and eligible American Airlines purchases
- First checked bag free on domestic American Airlines itineraries
- Group 1 Boarding on American Airlines domestic flights
- No foreign transaction fees on purchases
AA charges 57,500 miles for a one way biz ticket from the US to Europe…this deal gives you roughly what you’d need. You could be flying biz on AA, BA, or Air Berlin in no time! I’d avoid BA though – you’ll pay through the nose in fees
Have a great weekend!
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
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