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Amex Hilton Surpass 100k points after $3k spend + Free Night
This isn’t just a normal schmormal Amex Hilton Surpass 100k, it’s got retention juice built in. Remember, Amex limits you to one sign up bonus in a lifetime so you want to make sure it’s a good one. I signed up for this card last year when they offered a 100k points, but this offer ALSO includes a free night after your 1st anniversary. That’ll make you keep the card an extra year 🙂 I’ll most likely keep this card in my wallet as it has a great referral bonus as well: 20k points per referral. That’s not a blogger thing, it’s open to anyone that has the card. That’s a heck of a deal.
ICYMI, Hilton recently changed their Honors program with mixed response. Some like it, some think it opens the door for future devaluation. Regardless, Hilton has been running a lot of loyalty incentives. They extended Diamond status to a lot of loyalists and are also offering 100% bonus on purchased points. Now you can earn an easy 100k points after $3K spend + Free night on your anniversary. That’s solid.
I value Honors at $0.004 to $0.005 per point.
That means you’re earning $0.048 – $0.06 per dollar back when staying at Hiltons and between $0.024 and $0.03 when eating out or getting groceries. While I’d rather earn a flexible currency over a fixed one, those aren’t horrible rates of returns and worth considering when making minimum spend requirements.
You also get Comped Gold status and if you push $40k a year on the card, they’ll grant you Diamond status.
I have this card, but I my referral isn’t as good as this offer. If you’d like to patron someone, There are bloggers like VFTW and OMAAT that have them.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
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