• Earning:
  • Earn points on housing with no transaction fee
  • Choose to earn 4% back in Bilt Cash on everyday spend. 
  • 2X points on everyday spend
• Benefits:
  • $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
    • Two night stay minimum
    • Statement Credit is typically applied to the booking at checkout if you are pre-paying. If you are paying after your stay at the hotel, the Statement Credit will be applied after your stay.
  • $200 Bilt Cash (awarded annually). Up to $100 of Bilt Cash earned rolls over to the next year.
  • Priority Pass ($469/year value). See Guide to Benefits.
• Bilt Cash:
  • Redeem Bilt Cash for dollar-for-dollar value toward fitness classes, hotel bookings, Home Delivery orders, Lyft rides, and more. At the end of each calendar year, any Bilt Cash balance over $100 will expire. 
• Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
  • Earn additional points through Bilt Neighborhood Benefits™ when you use your Palladium Card at Bilt’s network of 50,000+ merchants
• Priority Pass ($469/year value). See Guide to Benefits.

• Best uses of Chase Ultimate Rewards
• Chase Application Rules
• Complete Guide to Chase Credit Cards
• Credit Card Spreadsheet with historical data on best offer
• Who qualifies for a small business credit card…probably you!

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

• Welcome offer:
  • $200 of Bilt Cash when you apply and get approved.
• Earning
  • You’ll earn uncapped 1x Bilt Points and the option to earn 4% Bilt Cash on your everyday spend
  • 3X points on your choice of grocery  (up to $25K/year) or dining. Your 3X category choice remains in effect for the entire calendar year.
  • 2X points on travel
  • 1X points on everyday spend
• Benefits:
  • $100 Bilt Travel Hotel credit. Applied twice a year, as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings. 
  • Guide to Benefits
• Redeem Bilt Cash for dollar-for-dollar value toward fitness classes, hotel bookings, Home Delivery orders, Lyft rides, and more. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
• Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
• Earn additional points through Bilt Neighborhood Benefits™ when you use your Obsidian Card at Bilt’s network of 50,000+ merchants
• No foreign transaction fees. ( rates and fees )
• Guide to Benefits

• Bilt Rewards Breakdown
• Bilt Rent Day
• Earn tons of Bilt Points with Rakuten

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

• Welcome offer:
  • $100 of Bilt Cash when you apply and get approved.
• Earning:
  • You’ll earn uncapped 1x Bilt Points and the option to earn 4% Bilt Cash on your everyday spend
  • Earn up to 1X points on rent and mortgage payments
• Redeem Bilt Cash for dollar-for-dollar value toward fitness classes, hotel bookings, Home Delivery orders, Lyft rides, and more. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
• Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
• Earn additional points through Bilt Neighborhood Benefits™ when you use your Bilt Blue Card at our network of 50,000+ merchants
• No foreign transaction fees. (rates and fees )
• Other benefits: Cellular Telephone Protection, Purchase Security, Auto Rental Collision Damage Waiver (See Guide to Benefits)

• Bilt Rewards Breakdown
• Bilt Rent Day
• Earn tons of Bilt Points with Rakuten

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.