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Popped open my Rakuten account this morning and noticed 2 targeted offers that I can definitely take advantage of before expiration. The first, is simply spend $10 on ANY STORE via Rakuten, and earn $5 back. No brainer. The second, is specifically with Under Armor and requires the same $10 spend to get $5 back. If you’re like me, and you earn Amex Points, you’ll receive 500 Membership Rewards en lieu of the $5, which is arguably worth $7.50-$10.
- If you’re unfamiliar with Rakuten – read our guide
Here’s a look at the deal
If you don’t have a Rakuten account, this is the best time to get one. Spend $30 get $30 back. You can use our referral
The $30 is worth 3k Amex points if you’d prefer to earn those. If you’re into aspirational travel, this is great way to earn a ton of Amex points every year. If not…just earn the cash back.
As you can see below…in less than a year I’ve earned almost 150k Amex Points.
Emirates Is a real consideration for your Amex points now that taxes and fees have been significantly reduced
Currently the 85k route from JFK to Milan isn’t running, but I have my hunch it will again once Covid clears. Pretty amazing way to hop to Europe.
Lufthansa First Class for 70k Aeroplan
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based.
Welcome Offer
60k Points after $4k spend in 3 months
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
- 3x on dining
- including eligible delivery services for takeout
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
- $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
- Points are transferrable to 13 Ultimate Rewards partners
- Redeem in the Chase Travel center for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Primary rental car coverage is my favorite
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.