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In case you’re unfamiliar with Chase Freedom Flex 5x Category bonus:
Every quarter the Chase Freedom or Freedom Flex Card gives a quarterly bonus on specific categories. The bonus applies to the first $1500 that you spend on those categories, each quarter, earning you $75 cash back or 7500 Ultimate reward points. It’s an absolutely fantastic way to earn bonus points on money that you would ordinarily spend. If you were to max out the categories each quarter you’d earn a total of 30,000 points on $6000 spend. A great way to earn more points and get you closer to some aspirational travel!
Technically the Chase Freedom Flex card is a cash back card, so if getting a statement credit is your top priority you can use the credit you earn to get cash back on your statement. But, if you hold a premium, Ultimate Rewards earning credit card ( Sapphire Preferred, Ink Business Preferred, Sapphire Reserve ) and you’re more interested in using the points on travel, then you can transfer your accrued ‘cash back’ to one of those other cards and redeem Chase Ultimate Reward points.
$100 of cash back = 10,000 Ultimate Rewards
You can then use those Ultimate Rewards to transfer 1:1 to their Air and Hotel partners
Here’s the current 2020 Calendar
How much have you spent on a Freedom 5x category so far this quarter?
It’s getting towards the end of August and you’re probably wondering: how much do you have left to spend in a specific category and still get the 5x bonus? I haven’t shopped at Wholesale Clubs this quarter so I’ll show you how I checked my Grocery Spend
Step 1: Log in to your Chase account
Step 2: Find your Freedom Account:
Step 3: Click on details…and you’ll see
I’ve been horrible on maxing out this quarter’s bonuses
Step 4: Track your spending by category
Click on the Pie Chart
Step 5: Select the Category
Voila…you can see detailed information for each category.
Don’t forget that a great way to pick up extra Chase points is via referral
Feel free to leave your referrals below.
|Chase Sapphire Preferred||100k after $4k spend
5x Chase Travel
3x dining + select streaming
|Chase Ink Business Preferred||100k after $15k spend
Free Cell phone insurance
$95 Annual Fee
|Chase Freedom Flex||$200 after $500 spend
5x rotating categories
No Annual Fee
|Chase Ink Business Unlimited||Earn $750 after $7500 spend in 3 months.
Earn 1.5x on every purchase
|Chase Freedom Unlimited||Earn $200 after $500 spend in 3 months|
Referrals help us a lot. In fact, it’s how we can keep flying and reviewing.
Leave your links, questions, comments. We love to hear from you!
Monkey Miles has partnered with CardRatings for our coverage of credit card products. Monkey Miles and CardRatings may receive a commission from card issuers.
A Monkey Miles favorite for beginners and point pros alike – a staple of our wallet that earns Premium transferrable Ultimate Rewards. $95 annual fee
♥ Earn 60k Bonus Points after $4k Spend in 3 months
♥Points are transferrable to over dozen partners, or redeemable for 1.25c in Chase travel
♥5x on travel purchased via Chase Travel and 2x everywhere else
♥3x on dining, including eligible delivery services, takeout and dining out
♥3x on select streaming
♥ 3x points on online grocery purchases (excluding Target, Walmart and wholesale clubs
♥ $50 Annual Credit on hotel stays purchased via Ultimate Rewards. *New cardmembers can get this credit immediately – existing cardmembers get it after anniversary
♥ 10% Anniversary Point Bonus. Spend $10k in a year, get 1k bonus points.