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In case you’re unfamiliar with Chase Freedom 5x Category bonus:
Every quarter the Chase Freedom Card gives a quarterly bonus on specific categories. The bonus applies to the first $1500 that you spend on those categories, each quarter, earning you $75 cash back or 7500 Ultimate reward points. It’s an absolutely fantastic way to earn bonus points on money that you would ordinarily spend. If you were to max out the categories each quarter you’d earn a total of 30,000 points on $6000 spend. A great way to earn more points and get you closer to some aspirational travel!
Technically the Chase Freedom card is a cash back card, so if getting a statement credit is your top priority you can use the credit you earn to get cash back on your statement. But, if you hold a premium, Ultimate Rewards earning credit card ( Sapphire Preferred, Ink Business Preferred, Sapphire Reserve ) and you’re more interested in using the points on travel, then you can transfer your accrued ‘cash back’ to one of those other cards and redeem Chase Ultimate Reward points.
$100 of cash back = 10,000 Ultimate Rewards
You can then use those Ultimate Rewards to transfer 1:1 to their Air and Hotel partners
- United Mileage Plus
- British Airways Avios
- Iberia Avios
- Aer Lingus
- Singapore Krisflyer
- Virgin Atlantic Flying Club
- Air France Flying Blue
- Southwest Rapid Rewards
- Ritz Carlton
Here’s the current 2019 Calendar
How much have you spent on a Freedom 5x category so far this quarter?
It’s getting towards the end of August and you’re probably wondering: how much do you have left to spend in a specific category and still get the 5x bonus? I haven’t shopped at Wholesale Clubs this quarter so I’ll show you how I checked my Grocery Spend
Step 1: Log in to your Chase account
Step 2: Find your Freedom Account:
Step 3: Click on details…and you’ll see
I’ve been horrible on maxing out this quarter’s bonuses
Step 4: Track your spending by category
Click on the Pie Chart
Step 5: Select the Category
Voila…you can see detailed information for each category.
Don’t forget that a great way to pick up extra Chase points is via referral
Feel free to leave your referrals below.
|Chase Ink Business Preferred||80k after $5k spend
Free Cell phone insurance
$95 Annual Fee
|Chase Sapphire Preferred||60k after $4k spend
2x dining, travel
$95 Annual Fee
|Chase Freedom||$150 after $500 spend
5x rotating categories
No Annual Fee
|Chase Ink Business Unlimited||Earn $500 after $300 spend in 3 months. Earn 1.5x on every purchase|
|Chase Freedom Unlimited||Earn 3% back on all purchases up to $20k|
|Chase IHG Premier||Earn 80k after spending $2k in 3 months|
Referrals help us a lot. In fact, it’s how we can keep flying and reviewing.
Leave your links, questions, comments. We love to hear from you!
Monkey Miles has partnered with CardRatings for our coverage of credit card products. Monkey Miles and CardRatings may receive a commission from card issuers
A Monkey Miles favorite for beginners and point pros alike because it earns 3-5x on select categories + Enjoy 5x on groceries up to $12k a year + $200/20k welcome bonus and no annual fee!
♥ Earn 20k Bonus Points or $200 after $500 Spend in 3 months
♥5x on travel booked with Chase Travel, 5x on rotating quarterly categories ( capped at $1500 per quarter )
♥5x on grocery stores, up to $12k ( no Target/WalMart) on your first 12 months of cardmembership
♥3x on all dining and qualifying delivery apps
♥0% interest on new purchases for 15 months