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The Citi Thank You Premier is the most under-rated, least publicized, rock star of a credit card on the market. It’s one I carry, and if you’re looking for an all around point machine…it’s hard to beat. For $95 a year you’ll earn 3x on travel, dining, grocery stores, and gas. Name me a card that earns those kind of returns with an annual fee of just $95? To make the card a little sweeter, every now and then, they send out targeted emails with 5x bonus categories. Here’s a look at the one I just received that runs until 5/31/2022 which can earn me an extra 2500 points.
The only downside to the Citi Thank You Premier are the transfer partners.
I’d say the Citi Thank You program falls behind Amex, Bilt, Chase, and Capital One these days. I personally find a lot of value in it, but for those who aren’t as point savvy when it comes to non US partners it could be a bit tricky.
Details of 5x category bonuses
- Consumer Electronic Stores
- Department Stores
- Clothing Stores
- Game Stores, hobby stores, toy stores
Monkey Miles has partnered with CardRatings for our coverage of credit card products. Monkey Miles and CardRatings may receive a commission from card issuers.
A Monkey Miles favorite for beginners and point pros alike – a staple of our wallet that earns Premium transferrable Ultimate Rewards. $95 annual fee
♥ Earn 60k Bonus Points after $4k Spend in 3 months
♥Points are transferrable to over dozen partners, or redeemable for 1.25c in Chase travel
♥5x on travel purchased via Chase Travel and 2x everywhere else
♥3x on dining, including eligible delivery services, takeout and dining out
♥3x on select streaming
♥ 3x points on online grocery purchases (excluding Target, Walmart and wholesale clubs
♥ $50 Annual Credit on hotel stays purchased via Ultimate Rewards. *New cardmembers can get this credit immediately – existing cardmembers get it after anniversary
♥ 10% Anniversary Point Bonus. Spend $10k in a year, get 1k bonus points.