Confirmed Bonus: Upgrade Amex Biz Gold to Platinum

amex biz plat american express business platinum

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Confirmed Bonus: Upgrade Amex Biz Gold to Amex Biz Platinum

Just a little heads up to anyone who has taken advantage of this awesome offer. I was targeted a few months ago to earn 50k Membership Rewards after $10k spend in 5 months if I upgraded my current Amex Biz Gold to Platinum. The issue was that I already had an Amex Biz Platinum. At the time I confirmed with customer service, but I was a bit iffy. Still, I went ahead and pulled the trigger and have been working toward the 50k bonus. Well I got some great news and it’s this: Confirmed bonus on upgrade from Amex Biz Gold to Amex Biz Platinum

First, I canceled my original Amex Biz Platinum because the annual had hit

I was read a long list of benefits, but wasn’t offered any sort of retention. I told the rep, who was SUPER friendly, that I had two of the same card and didn’t need two Plats. She saw that and proceeded. Then, with a lot of anxiety in her voice, said she needed to transfer me to another person, an Awards Specialist.

I get transferred

Basically I was told that the upgrade offer may be invalid because I had already received a  Sign up Bonus for my first Amex Biz Platinum – NOOOOOOOOOOOO!!!!!! I knew it was too good to be true – and she needed to speak to her boss. OH CRAP!

BUT!

She came back on the phone and said it was, in fact, a completely different offer and no worries. She went ahead and cancelled my original Amex Biz Plat, kept the upgraded one open and assured me that once I hit the 10k spend, the 50k bonus would appear in my account and all would be good.

BYAWWWWW!!!!! Confirmed again!

In case you were wondering – here are my original terms

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card


The Chase Sapphire Preferred® Card went through a major refresh in 2026 adding new bonus categories, travel protections, statement credits, and remains one of the best travel starter cards in the market.  It earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott. Note that Hyatt is now a 4:3 transfer partner

Welcome Offer

Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening 

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

Earn

  • 5x on all travel purchased through Chase Travelâ„ 
  • NEW ACCELERATED EARN CATEGORY: 3x points on gas and EV charging
  • NEW ACCELERATED EARN CATEGORY: 3x points on vacation homes at top brands
    • Cardmembers will earn 3x points on vacation homes at these top brands: Airbnb, Vrbo, Plu Guide, HomeAway, Homestay.com and Vacasa.
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 2x on all other travel
  • 1x on everyday purchases
  • 5x points on Lyft rides Earn 5x total points on eligible Lyft rides including ride share, bike and scooter rides and subscription and membership products through September 30, 2027.
  • 5x total points on Peloton equipment Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027.

Benefits and Credits

  • $100 Annual Chase Travel Hotel Credit via Chase Travelâ„ 
  • NEW: $120 Global Entry, TSA PreCheck or NEXUS fee credit Cardmembers will receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to the card.
  • NEW: Complimentary Apple TV subscription for one year
  • Points are transferrable to 14 Ultimate Rewards partners
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® Card is great starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Chase Ink Business Cash® ,  Chase Ink Business Unlimited® you can combine the points into the Sapphire Preferred account and transfer into hotel and airline partners

Annual fee remains quite low at $95 a year and if you use the $100 Annual Chase Travel Hotel Credit via Chase Travelâ„  you’ll wipe out that annual fee every year.  It has great bonus categories and other useful statement credits to enhance your travel.

One thing that is a bummer is Chase lowered the transfer ratio to World of Hyatt from 1:1 to 4:3. 

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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