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Rakuten has become one of my absolute favorite portals ever since it allowed members the option to earn Amex Membership Rewards instead of cashback. If you’re unfamiliar with this feature, read this article where we show you how to choose that option, but essentially every 1% you see as cashback = 1x Amex points.
In the case of this Expedia Hotels example, the cashback rate has been bumped up to 8%, so we’d be earning 8x on qualifying Expedia Hotels purchases.
If you don’t have a Rakuten account, use our referral. We’ll get a referral bonus and you’ll get $10. Join here
Here’s a breakdown of the categories offering increased cashback
Non-chain affiliated hotels are your best bet
Each person needs to make their own judgement as to how much they use, enjoy, and benefit from hotel elite status. If you’re top tier with Hilton, Hyatt, or Marriott, you’ll have access to lounges and free breakfast that may outweigh earning 8x on your stay.
However, if you’re staying at a non-chain boutique or luxury hotel – this could be a fantastic way to earn extra points. We stayed a fantastic boutique hotel in Paris as part of a hotel and train package called the Marignan. We enjoyed a stunning Eiffel Tower view room, and I’d stay there again in a heartbeat. It’s be a prime candidate for a deal like this + I could end up earning 10x points on the booking.
Yes, I said 10x points
Since you’re using the portal to earn 7x we don’t need to go into detail there, but you can stack that deal with your credit card. There are several cards that earn 3x points on nearly all travel purchases. Two of my favorites are the new Amex Green and the Chase Ink Business Preferred. If you had to pick between the two…I’d go Ink Business Preferred. The $95 annual fee is unbeatable, and gives you free mobile phone insurance.
Monkey Miles has partnered with CardRatings for our coverage of credit card products. Monkey Miles and CardRatings may receive a commission from card issuers.
A Monkey Miles favorite for beginners and point pros alike – a staple of our wallet that earns Premium transferrable Ultimate Rewards. $95 annual fee
♥ Earn 60k Bonus Points after $4k Spend in 3 months
♥Points are transferrable to over dozen partners, or redeemable for 1.25c in Chase travel
♥5x on travel purchased via Chase Travel and 2x everywhere else
♥3x on dining, including eligible delivery services, takeout and dining out
♥3x on select streaming
♥ 3x points on online grocery purchases (excluding Target, Walmart and wholesale clubs
♥ $50 Annual Credit on hotel stays purchased via Ultimate Rewards. *New cardmembers can get this credit immediately – existing cardmembers get it after anniversary
♥ 10% Anniversary Point Bonus. Spend $10k in a year, get 1k bonus points.