Credit Cards

Wallet just got heavier. Metal Amex Biz Plat

amex biz plat american express business platinum

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My Metal is in the Mail.

I’d heard rumors of a metal Amex Biz Plat coming, but yesterday I saw Gary’s post and immediately called in to request one. I like metal cards. Many people rag on the metal enhancement, and I am not one of them.  Is it a HUGE benefit towards card ownership? No. But, I’m not ashamed to be pro-metal. In fact, many people must also be pro-metal because it’s an option when you call in to Amex – “request a metal replacement card,” or something to that effect. And if you’ve held a new metal Amex Plat, you might as well skip the gym cause you could just put in some reps with that bad boy and look like DW at AYP. (he used to play college football for Auburn.)

It. Is. Heavy.

I’m looking forward to my wallet being weighted down with 3 metal cards: Prestige, Reserve, and my new Amex Biz Plat. 3 cards that have huge annual fees, and ultimately provide me with far more value than the fees I’m charged.

Adios old Amex Biz Plat.

I’m not sure Miles will be even able to hold it. I’m guessing it weights nearly the same as him!

a close up of a card


Will you be calling in to request one?

If so…call 800-492-8468

Also, I wanted to thank you in advance if you leave crappy comments. You’re just helping my bounce rate and time on page stats. Thanks haters 😉

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courtesy of Giphy

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

60k Points after $4k spend in 3 months

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

  • 60k points after $4k spend in 3 months
    • Worth $750 in Chase Travel℠ and way more if you maximize transfer partners
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  • […] you haven’t already heard, the American Express Business Platinum card is now available in METAL! And it is heavier than […]

  • Aaron September 23, 2017

    Have you ever noticed when using Amex Platinum charge card oveseas, you will get alot of attention around because the card is extreamly hard to be approved for and in some countries it’s known as “an invitation only” for ultra wealthy individuals. One time I was in Hong Kong using this card people kept staring at it and I got lots of compliments. Well a friends of mine with thin credit files (new to the states) recently got approved for the card with only six month established credit & her platinum NPSL was cap at 1k.

  • Christian September 22, 2017

    A little weird on the last comment about haters, bud. Been getting trolled a lot lately?

    • Miles September 22, 2017

      Christian – yeah, I end up getting trolled on pieces like this which are purely written to be fun. So I was just having a bit of fun back 😉

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