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MMMondayMemo: What’s a co-brand credit card?
Each Monday, Miles has decided to drop a tip, hint, tutorial, trick that maybe you’ve missed or haven’t heard before. If you’re an expert in this field, some of these may be things you already know, but there are a lot of beginners out there who are just getting their feet wet. This week, the Monkey Miles Monday Memo answers the question: What’s a co-brand credit card?
I was at a party over the weekend and someone was asking the difference between a normal Amex and a Delta one – co-branding came up.
What I realized is that there are so many cards out there and so many different options that it can become very confusing.
Simply, A co-branded card is one with two companies logos on it
Let’s take Delta Amex for example.
American Express has a deal with Delta that allows users to spend money on their American Express card, but instead of earning Membership Rewards, cardholders earn Delta Miles.
The most important thing to remember with a co-branded card is the miles will be fixed into the brand that is co-branded, i.e. Marriott, Hyatt, Delta, American, United, etc.
If you’re unfamiliar with the difference between fixed and flexible currencies then check out my Beginner’s Guide: Difference between fixed and flexible currencies.
Monkey Miles has partnered with CardRatings for our coverage of credit card products. Monkey Miles and CardRatings may receive a commission from card issuers
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