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Chase Freedom is offering a quarterly 5x bonus with Apple Pay, Chase Pay, Samsung Pay, etc. What’s great is that Apple has made it super simple to pay your friends money that you owe them. I wrote about how this was an easy way to earn 5x points, but you’d have to pay a 3% fee to do so. I got some questions: will I get hit with a cash advance? will the payment actually net 5x points? why would i do this when I could buy gift card? So and so forth.
Here’s a screencap from my Chase statement where I used Apple Pay to send a buck.
So to answer those questions:
- Yes I earned the 5x points
- No there wasn’t a cash advance fee
- You could buy gift cards and avoid the fee, but this is a quick and easy way to pay friends, rent, etc without the hassle of having gift cards, liquidating them ,etc.