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Chase Freedom is offering a quarterly 5x bonus with Apple Pay, Chase Pay, Samsung Pay, etc. What’s great is that Apple has made it super simple to pay your friends money that you owe them. I wrote about how this was an easy way to earn 5x points, but you’d have to pay a 3% fee to do so. I got some questions: will I get hit with a cash advance? will the payment actually net 5x points? why would i do this when I could buy gift card? So and so forth.
Here’s a screencap from my Chase statement where I used Apple Pay to send a buck.
So to answer those questions:
- Yes I earned the 5x points
- No there wasn’t a cash advance fee
- You could buy gift cards and avoid the fee, but this is a quick and easy way to pay friends, rent, etc without the hassle of having gift cards, liquidating them ,etc.
Hope this helps!
Monkey Miles has partnered with CardRatings for our coverage of credit card products. Monkey Miles and CardRatings may receive a commission from card issuers
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