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Stack Amex Biz Plat 1.5x on purchases over $5k with 2x Small biz
Couple of data points out there that seem to indicate that you can stack two different increased earn rates with the American Express Platinum Business. In case you aren’t familiar, Amex now offers 2x points through the rest of the year at small businesses on any of their cards. American Express also announced that the Amex Platinum Business card would earn 1.5x points on purchases over $5000. I’ll show you a couple instances where it looks like you can stack Amex Biz Plat 1.5x on purchases over $5k with 2x Small Biz purchases.
Data Point 1 is on Reddit from Venice 7771
This is pretty huge. My purchase of $10,000.00 earned me 10k mr points, plus another 10k mr points for the 2x shop small, plus another 5k mr points for the purchase over 5k.
So I earned 25k mr points from one $10k purchase!!
And the second is from Travelsort ( who has a great blog btw)
Fortunately, on October 16, AMEX also unveiled 2X AMEX Membership Rewards points at small businesses. This is effectively an additional Membership Rewards point, because you do *not* earn double points on category bonuses. Still, since I had a $5000 bill from a small business vendor, I was happy t o learn that I would be able to earn 12,500 points for the purchase, instead of 5000 points (prior to October 6, 2016) or 7500 points (before 2x at small businesses was announced).
Stack Mood:
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
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