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Transfer Capital One Miles to British Airways with a 20% bonus

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Transfer Capital One Miles to British Airways and get a 20% bonus

Capital One started the month of August off with a British Airways transfer bonus. We’ve seen a bunch of BA transfer bonuses in the past ( Amex had one at 50% and Chase had one at 40% ). Let’s unpack the transfer bonus and how you could take advantage of it!

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Details of the Capital One transfer bonus to British Airways

  • Runs until 12/01/22
  • Usual ratio is 1000:1000 but during the promo 1000:1200

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What are you favorite Capital One cards?

I use my Capital One Venture X all the time – it’s hands down one of my favorite cards.

Capital One Venture X

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What are some great uses of British Airways Avios?

Funny enough, some the best ways to use British Airways Avios isn’t on British Airways itself. Here are a few of the ways I’d look to leverage them into great deals.

Use them on Qatar Airways QSuites – link to Qatar here

By linking your account the Avios you have in your BA account will appear in your Qatar account. You can them use them in either program wherever the pricing is advantageous.

I haven’t dug through all of the various permutations of where one program has sweet spots the other doesn’t, but linking your accounts means you could take Amex, Chase, Cap1 points, move them to BA, and then over to Qatar Airways Avios if they priced better. It takes a few minutes to complete and sets you up for success.

Once you log into you account you’ll be prompted to link your BA and Qatar Airways accounts.

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The Maldives is a great example of this. BA would price this flight at 105k Avios… a savings of 20k points.

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Upgrade your British Airways flight with British Airways Avios

BA makes it pretty simple to figure out whether or not you can use points to upgrade. If an award seat is available in the next cabin up, odds are, you can upgrade.

There are exceptions to these rules:

  • Your ticket was issued by a partner airline American, Finnair, Japan Airlines, Cathay Pacific, etc
  • You booked a fare coded as Q, O or G.

How many points will you need? Whatever the difference in a award price from your cabin to the next cabin up. The easiest tool I’ve found is the avios calculator here.

I have done this many times – the best…using 25k points to upgrade from a cheap business class ticket into BA first class from LA to London. You can read the review here

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Using British Airways Avios for short haul flights on partners

This is another great use of British Airways Avios. Since their program is distance based, and they don’t tack on fees for flights on AA, this is a great thing to keep an eye on. Especially for flights to places like Hawaii. For instance, AA charges, at its cheapest 22.5k miles from LA to Honolulu in economy. That same flight, if you used Amex to transfer to BA, would cost you just 13k points. That’s pretty incredible especially given the fact that Amex runs 30-50% transfer bonus promos annually on Amex to BA transfers.

a screenshot of a phoneShould you move Capital One miles if you don’t have a booking

Absolutely not. I never recommend moving points without a specific redemption in mind; however, I have done in the past, but unless you are especially savvy at extracting value I wouldn’t do it.

How can I merge with Iberia and Aer Lingus?

I actually have an entire article on this which you can read here.

Recap

If you have reason to use British Airways Avios, this could be a good time to transfer your Cap1 miles.

 

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Affiliate LInk

Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

2 Comments

  • Graham Perks January 25, 2023

    If you want to save on British Airways flights, their credit card gives you 10% off the total price (if you go via a link where they give you a promotion code, and are flying out of the USA). 10% off beats pretty much any number of miles, but you’ll also earn 3 avios per $ for the trip too.

    If you’re flying BA, this card can quickly pay for itself.

    My referral link, where you can earn up to 100,000 Bonus Avios with the British Airways Visa Signature card, and I can be rewarded for your referral:
    https://www.referyourchasecard.com/209a/C3DSLVGQ5O

    • Graham February 5, 2023

      Another benefit I just found out about – BA sells tickets in Pounds, not Dollars. And 100 adios = 1 Pound. Depending on the exchange rate, (currently $1.2 = £1), you’re getting a 20% boost (over 100 adios for $1)

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