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IHG 100k Offer is a total no brainer.
Just to be completely upfront, as of the writing of this article, I make no commission, referral bonus, etc off you signing up for a Chase IHG credit card. I wish I did, lol, because it’s truly a card that I love to promote and one that I happily pay the $49 annual fee. Why? Did you see the hotel my family stayed at in Cannes, France?!? The legendary Intercontinental Carlton? You get a free night every single year you keep the card AT ANY IHG PROPERTY IN THE WORLD. Add a few other perks, and a mega 100k sign up bonus and the Chase IHG card is a total no brainer.
UPDATE: NOT EVERYONE IS TARGETED via the link. Also, there as been success applying for the 80k offer ( which is public) and matching to the 100k (frequent miler). My apologies for the confusion
This card isn’t under the Chase 5/24 rule.
According to DOC, the IHG card isn’t regulated by Chase’s 5 new account openings in the past 24 month rule. So even if you’re a mega churner, you won’t have to worry about 5/24 disqualifying you. However, if you currently hold the card, or if you don’t, but you’ve received a signup bonus in the past 24 months you aren’t eligible for the 100k signup bonus.
The Biggest perks to me…
- 1 Free Night ANYWHERE, annually
- It usually loads 30 days before the annual fee hits.
- 10% back on redeemed points, up to 100k a year.
I’ve used a free night to stay at the Intercontinental Austin.
I have the card, but would love another 100k. Should I cancel and sign up again?
- One, I love where your head’s at.
- Two, Are you worried about 5/24 at all
- It will add to this number
- Three, You could buy the points for $500-600 when IHG puts their points on sale
- is the added number to your 5/24 worth more than $500?
- is it worth the extra hard pull, effect on your credit?
- Four, If you do so, realize that you should wait 30 days before signup back up.
- Chase has been known to reinstate closed accounts in that time period. Meaning…you’re SOL and lost out
- DW at AYP had a different experience, so it’s not steadfast…
Miles I don’t need all the Fancy Schmancy stuff like you
You may love this card even more. Awards start at 10,000 points and go up to 60k for hotels like the Intercontinental Park Lane.
IHG also releases PointBreaks where awards start at just 5k per night. That means the sign up bonus could earn you up to 20 nights.
Having this card saved my family over 180k points on our $125k Surprise Trip Around the World celebrating my Mom’s 75th birthday.
All three of us carry the card. We used two free credit card nights for the Intercontinental Carlton which normally goes for 60k a night. We also redeemed 670k points – 67k were refunded back because of the IHG credit card. That’s 187k IHG points in value. Not to shabby for a $49 annual fee.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.