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A 5/24 Data Point on timing
Unfamiliar with 5/24 read this. Otherwise, I’ll just go ahead and get into the story. I recently fell below 5/24, and by recently I mean June 1st. I’d heard through the grapevine that some people being referred by twitter to the Chase Ink Business Preferred were actually receiving 100k bonus points instead of 80k. The Chase Ink Business Preferred is restricted by 5/24 ( DOC has a great list.) Anecdotal evidence showed that the deal was potentially dead on June 1, but it wasn’t definitive, and I was feeling the itch for a new Chase card. Here’s my dilemma: it isn’t really settled when you fall under 5/24. Is it the day or the month that counts? If it was the day then I was good to go. If it was the month…I’d need to wait until July 1st to be assured I wouldn’t be rejected for too many opened cards. Ultimately, I decided the potential of getting 100k points and OBVIOUSLY giving ya’ll a 5/24 data point was worth the hard pull.
After a few phone calls to verify some information… I was approved. I applied the day after I fell under 5/24.
I called in to expedite my card and have yet to receive it physically, but was told over the phone I was approved. Hope this helps anyone who is facing a similar dilemma. Also…it looks like I was approved for the 80k offer – so if you were wondering if a secret 100k offer is being processed via twitter…it’s not looking like it.
Monkey Miles has partnered with CardRatings for our coverage of credit card products. Monkey Miles and CardRatings may receive a commission from card issuers