Credit Cards

140k Amex Business Platinum Upgrade Offer

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140k Amex Biz Platinum Upgrade Offer

Big hattip to Running with Miles for providing the latest iteration of an Amex Business Platinum upgrade. Pretty straight forward, if you have a card that qualifies for an upgrade you can click the link below to see if you qualify for this offer. I have 3 Amex Business Platinums right now and 3 Amex Business Golds and was not included in this go around. Lemme know if you are!

Check to see if you’re eligible for the upgrade offer

A few things to know about upgrade offers

  • Ordinarily this requires no credit pull since it’s upgrading an existing account
  • These are targeted so you may/may not qualify
  • The offer below looks like it’s valid until 1/31/23
  • 140k after $10k spend in 3 months

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Affiliate LInk

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  • Magdalena February 11, 2023

    Hi everyone,

    I’ve used several links from here in the past to get elevated offers. Appreciate anyone using my link.

    AMEX Business Platinum 120K points link. (Try in incognito)


  • Mak August 20, 2022

    I received one of these after getting rid of my Amex Platinum Business in April 2020 after the world was shut down and Amex wouldn’t give me a break from their Annual Fee for their card that was suddenly of zero use. That left a bad taste in my mouth for Amex generally, but I think this is still a poor value and I won’t be taking it because the benefits are just too slight compared to the Annual Fee. I used to love using MR points on ANA to go to Asia, but that airline is a shell of its former self and has little to redeem, and CX/Asia Miles is even worse – I can’t spend the hundreds of thousands of MR Points I already have. And against the MR points of diminished value is the $600 annual fee which I’ll incur for several years before ever being able to cash in those points – not to mention the offensive, outrageous, and petty charge to actually use my MR points. I consider Chase miles of some use because I can at least redeem on SQ, which is actually flying, and has an airport which is working, but 140K Amex miles are of dubious value (to me).

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