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Amex CoBrand Referrals
Hilton Honors Surpass Referral:
The Hilton Honors Surpass from American Express is a very solid card and through the rest of the year any free weekend night can be used on any night of they year. That’s a great added bonus alongside 125k-175k welcome offers. This card is also a great way to ultimately end up with the Hilton Honors Aspire – quite possibly the best cobrand card on the market but costs $450 a year – by getting this card first and then seeing if you get targeted down the road for a 150k Hilton Honors upgrade.
- 12x at Hilton Hotels
- 6x at Restaurants and Grocery Stores
- 3x everywhere else
- Comped Hilton Gold status
- Spend $40k and get Diamond ( I wouldn’t recommend this route tho )
Delta Skymiles Gold Business:
Don’t forget that you can access any of the Delta Co-Brand cards via this link, so you don’t need to apply specifically for the SkyMiles Gold Business Card
- Annual fee of $99 waived the first year
- 2x on Delta and 1x everywhere else
- Free checked bag perks on Delta Flights
Delta SkyMiles Platinum Referral:
- 10k MQM after hitting $25k in a calendar year
- 10k MWM after hitting $50k in a calendar year
- $250 annual fee is not waived the first year
- 2x on Delta, 1x everywhere else
- Priority Boarding
- Free bag on Delta perk
- 20% savings on qualifying Delta purchases in-flight
- TSA pre/Global Entry fee credit
You’re more than welcome to leave Referral links in the comments section below for any AMEX CO-BRAND CARD
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
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