Hotels

American Express to Marriott 30% transfer bonus

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American Express to Marriott 30% transfer bonus

Just a super quick heads up that American Express is currently offering a 30% transfer bonus through 11/30/25 to Marriott Bonvoy. Usually this is a 1000:1000 transfer, but with the bonus, for every 1000 Amex points you move to Marriott Bonvoy you’ll get 1300 points.

a screenshot of a number of points

 

 

Is transferring Amex points to Marriott a good idea?

Ordinarily I would say that Amex points are worth close to 2 cents a pop while Marriott are worth less than a penny ( about 8/10 of a cent ). So, no, under normal circumstances I would advise against such transfers…but there is a always a caveat. You should also take into consideration the fact that Marriott no longer uses a fixed award chart and their rates are dynamic. So… you could find a sick deal, but it could be a terrible one as well. For instance…

The New York Edition has been pricing as low as 50k per night since Marriott went dynamic. As you can see, rates were $945 night. So this could present an excellent deal with an Amex to Marriott transfer.

a screenshot of a phone

With the current transfer bonus, you’d only need to move 40k Amex points per night to get roughly $1k worth of value. That’s almost 2.5 cents per point and definitely worth the transfer.

Marriott offers 5th nights free…

As long as you are a Marriott Bonvoy member, you get a 5th night free. In the above scenario, if you found 5 continuous award nights, you’d get a 5th night free. That’s 5 nights for just 160k Amex points. That’s $5k worth of nights for 160k points. Over 3 cents.

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Is this is the highest we’ve ever seen?

No…I believe we’ve seen 50% in the past.

Crunch the numbers, the transfer bonus ends 11/30/25

If you’re sitting on a healthy balance of Amex points and looking to take an experiential trip at an expensive property…this could be a wonderful time to get more bang for you buck. If you’re looking at run of the mill hotels – personally I wouldn’t advise using your Amex points unless you’re getting more than 1.5 to 2 cents per point in value.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card


4.8
Rated 4.8 out of 5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening 

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • 5x on all travel purchased through Chase Travelâ„ 
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travelâ„ 
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Points Boost
    • each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year
  • Points are transferrable to 14 Ultimate Rewards partners
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

8 Comments

  • Jordan November 12, 2025

    Marriott Bonvoy Cards: https://www.referyourchasecard.com/252s/15WSPKSDRL
    Why not earn up to three free nights after a minimum spend with a low annual fee?!

  • Jordan March 8, 2025

    Marriott Bonvoy Boundless: https://www.referyourchasecard.com/252m/XISASLQ2MQ
    Why not earn three free nights a minimum spend?

  • Jordan January 29, 2025

    Marriott Bonvoy Credit Cards Referral: https://www.referyourchasecard.com/252j/GRBN2H48KG
    Earn up to a $150 statement credit and 100,000 bonus points after your first purchase and a minimum spend!

  • Jordan November 9, 2024

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    Why not earn free nights after a minimum spend!

  • Jordan November 2, 2024

    Marriott Bonvoy Credit Cards Referral: https://www.referyourchasecard.com/252s/ND91IVIOAT
    Why not earn free nights and the opportunity to earn bonus points for each stay?

  • Fathiss April 1, 2022

    Title says 40%. Article says 25%. Title wrong.

  • Abhishek Singh March 16, 2021

    Hi Zach, My wife has Amex Platinum and recently I also applied too. We both pay 550 annual fees. 1st question, Is there a way to reduce these annual fees.
    2nd question, is it possible to link both card and manage from same amex login.

    • Miles March 16, 2021

      Great question – so unfortunately Amex doesn’t allow points to be combined between accounts. However, you could always pick up an Amex Gold, Green or Everyday Preferred card which would keep your points alive but reduce your annual fee. I’d advise against downgrading since this would negate your ability to get a welcome offer. You can also add eachother as AUs which would permit transferring into partner programs. For instance, you could add your wife as an AU, then link her Emirates account. You could then move your points to her Emirates account and she could do the same, effectively combining your points for a redemption but not as Amex points.

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