Credit Cards

Have an Amex but lost the ability to refer? This tip is a great temporary fix

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Stephen, over at Frequent Miler, shared a great tip on getting a referral to populate again once it had disappeared. This could not have been better timed since both my Amex Platinum and Amex Gold stopped populating referrals late last year. After using Stephen’s tip, sure enough, I was able to generate Amex referrals once again. So…what’s the tip?

Lose your card to get Amex Referrals

Yep…you just request a new card. Apparently, if you lose your card, the system will reboot on the back end and give you the ability to refer people again.

All of a sudden you can refer again

As soon as I reported my cards lost, I was able to refer. Note that you’d still need to open without cookies to see the higher offers

Platinum 150k offer $8k spend in 6 months – ( open private/incognito )

a screenshot of a referral offer

Gold 90k offer after $4k spend in 6 months my referral link ( open private/ incognito )

a blue and yellow card with a map of the world

 

The problem…It looks like these referral codes disappear quickly

Last year, I did this and my Platinum card delivered within 48 hours, and my Gold card has yet to arrive, and the referral links aren’t showing up anymore. That doesn’t mean they don’t work, but rather, if you don’t copy and paste them somewhere while they are active, you’ll lose them once again. Luckily, I was prepared for this and copied my codes down before the option to refer disappeared.

If you look…my personal Platinum and Gold are gone

a screenshot of a card game

Recap

You can “lose” your card, request a new one, and once that account is generated, your ability to refer will be reinstated. But…make sure you copy and paste that code somewhere because it’s likely to disappear quite quickly.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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